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So close, we can smell mortgage freedom!
Comments
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Happy anniversary! Glad you had a nice time with your friend. What an awful situation she's in xx3
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Happy Anniversary! And happy raspberries and lettuce!
I'm glad you could meet up with your friend - it's a nightmare situation, and nothing is ever the same again2023: the year I get to buy a car3 -
Oh yes .Happy Anniversary for yesterday3
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Congrats on 10 year anniversary.
Paid employment is very different to freelancing - which is why I'm the former but I do get the attraction of the latter... I need a VA before I could do the latter successfully though and a marketing teamAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/253 -
Morning all,
Thanks for the anniversary wishes! We ate and drank too much and I felt rather ill briefly, but was fine in the end. The food, as always, was delicious! And sangria is always goodIt was also less than budgeted for, so some money to move pots
I am now the squad captain (in charge of the team who collects from that particular store) for my Olio collection (I won't go into details, but suffice to say it was long overdue that the previous one left). I was meant to collect this morning but I went and there wasn't anything, despite receiving a message to the contrary. Never mind. My main client is also all caught up at the moment, so the pressure is off a bit today. I've done some more Cambridge work and the plumber is coming to service the boiler shortly. I will head to the zero-waste shop and Lidl once he's done his thing.
At last we've got to a weekend with not much in the way of plans. Going to my sister's on Sunday for a belated Fathers' Day meal (I think, I've not heard anything recently!), but otherwise it'll be pottering at home and the allotment, I think. Some bits to get on ebay (still), so hopefully there's an offer for listings this weekend. There'll be pink currants to pick at the allotment, those edamame beans to get in somewhere, a plum to prune and all the usual (and I'll try to persuade Mr MV to come and finish the shed roof too).
My cat sitting client for next week has shifted her trip by a day, so I'm now not starting until Tuesday, which suits me better as we're off to Wimbledon on Monday with hospitality (Mr MV's work), which will be great! I have a hospital appointment Tuesday and there's my friend's funeral on Wednesday (and have been urged to go to the pub afterwards), so I'm glad to have got fairly caught up with work!
MS things:
*Milk for today and Monday has been cancelled/shifted to Wednesday
* Ebay sale means I'll turn some more stamps into cash (and 1 large 1st class and 2 standard 1st class exactly equal in-store small parcel postage, so it's very efficient!)
* Have chased US client again about payment 🙄
* Submitted time sheet for Cambridge for this week, but friend/supervisor is OOO now, so won't get paid next week either!
* Clicks done
Gratitudes:
* Anniversary wishes from people (after I reminded my mother 🙄)
* A lovely meal and a lovely evening with Mr MV 🥰 - looked back at photos which is always entertaining
* A bit of a gentler day today (that said, there's plenty I should be doing!)
Have a good afternoon all!Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway3 -
Ouch at the reminder needed! But I'm glad you had a good day 🍾 and it sounds like your weekend might slow down a teensy bit. Nice one2023: the year I get to buy a car3
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The allotment plans sounds my fave bit of your weekend. I managed 20 minutes in the garden today. It's a start!Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/253 -
So much for pottering today, I’d forgotten that I’d promised to go to park run with Mr MV… he dragged me virtually kicking and screaming (i.e. proper grumpy), but i actually quite enjoyed it, didn’t stop running and set a really good time (for me - not the course record! 🤣). Actually the first time I’ve run a full 5km and the first time I’ve run in 18 months….
Doing that after a bad night’s sleep pretty much wiped me out though. We have hoovered, cut front lawn, potted on psb, seen old neighbour who popped back to hear about our holiday 😊 and done some washing… We’re going to have a bbq for dinner and have invited BIL and SIL but they have, as usual, not replied to our WhatsApp 🙄
I’m about to see if a DVD player from the in-laws loft will come to life so I can flog it for them. Hoping Mr MV will do the same with a record player also from the loft. Haven’t been to allotment 😏 I may pop down tomorrow (after badminton!) and get those beans in the ground. I’m sure it’s all looking after itself fine though.Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days
'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway7 -
Well done on the 5km run! 🙂Mortgage Balance as of July 2025 £14,900.
Starting Mortgage Balance (June 2019) £72,000.
Aiming to be mortgage free by my 40th birthday, June 2026!5 -
5K sounds good.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £1.6K Net savings after CCs 14/8/25
3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/252
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