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So close, we can smell mortgage freedom!

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  • Suffolk_lass
    Suffolk_lass Posts: 10,310 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I don't know if you saw my compost bargain from the ag merchant's - 75L bags of good MP compost for £7 each (normal price) - I think their nearest branch to you is Stevenage - the female deer people - so if you need a top up - 75L bags are a bit easier to handle
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • themadvix
    themadvix Posts: 8,789 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Thanks SL, I’m hoping that I’ve got enough for the time being - should only need a 1-2cm coating on the allotment this year. But the only name for a female deer I can think of is Doe…. Which isn’t an answer 🧐
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Suffolk_lass
    Suffolk_lass Posts: 10,310 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    It is, with the Premium bonds computer forename in front of it...
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • themadvix
    themadvix Posts: 8,789 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    I’m still not getting it SL! Ernie doe??

    Well our roof is fixed… but the boiler is broken! 🙄 It’s a fault code that’s definitely a plumber job, so will be calling him tomorrow. Boiler is under warranty, so hopefully we won’t have to pay… but of course that will no doubt require lots of toing and froing…. Joy!

     Did I mention that my Trustpilot review caused Hypn0s to get in touch - we have a second opinion booked for mid month. 

    In other news, we’ve tidied garden, cut grass, tidied utility room, freegled a whole bunch of stuff - it’s been a very productive day. Also sowed peppers, chillis, cukes (took your advice and got the Mini Munch SL) and toms and they are snuggled up in my heated propagator.

     Yesterday I spent a couple of hours at the allotment - pruned blackcurrant and pink currant, topped up compost and sowed some broad beans. Also went for a run.

     Have just requested some bits from Olio, so hoping I can collect them shortly. Roast for dinner - retrieved meat for Mr MV from freezer earlier and bought some veggie sausages yesterday for me.
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • SusieT
    SusieT Posts: 1,267 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Try Ernest, no shortening names please :D 
    Credit card debt - NIL
    Home improvement secured loans 30,130/41,000 and 23,156/28,000 End 2027 and 2029
    Mortgage 64,513/100,000 End Nov 2035
    2022 all rolling into new mortgage + extra to finish house. 125,000 End 2036
  • themadvix
    themadvix Posts: 8,789 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Thanks Susie! Not a name I know, although bizarrely we past the place last weekend, having never seen it before!! (It is not far from us).


    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    No idea what all this secrecy is about   :D
    2023: the year I get to buy a car
  • Suffolk_lass
    Suffolk_lass Posts: 10,310 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ernest Doe is the merchant. Some of them have Country stores. The compost is part of the country store. It was click and collect with 2x75l for £12 if you need more. Here is a link to the store and the link to the compost is here.
    Save £12k in 2025 #2 I am at £4863.32 out of £6000 after May (81.05%)
    OS Grocery Challenge in 2025 I am at £1286.68/£3000 or 42.89% of my annual spend so far
    I also Reverse Meal Plan on that thread and grow much of our own premium price fruit and veg, joining in on the Grow your own thread
    My new diary is here
  • themadvix
    themadvix Posts: 8,789 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Morning all,

    Thanks SL. That is a good deal, but it doesn't look like it's peat-free, so it's a no-no for me. 

    Had a free bet with one of the bookies yesterday, which I won, and then a nice (for that bookie) win on HW this morning, so have cashed out another £5.

    Am currently trying to get through to plumber, but no answer.... will have to try another one soon. It's pretty chilly here this morning (and a hard frost outside), but we've got the oil-filled radiator and the heated airer to keep us warm.

    Lunch is going to be soup (must get it out of freezer) and baton from Olio yesterday. I collected a ready meal type  thing that I thought I could have on Thursday when Mr MV is out only to discover it's not suitable for freezing, so I think we'll bulk that up with some extra rice and veg and have it between us tonight. 

    MS things:
    * HW - £5
    * Saving on gas (going to have to put immersion on shortly though as the hot water is definitely running out)
    * Milk didn't turn up on Friday, so have requested a refund
    * Sent Eon complaint email off last night
    * Strained my kefir yesterday - looks and smells like kefir, tastes like kefir, hasn't killed us yet (we are taking it slowly though as it can upset the stomach if you introduce too many new bacteria at once - and it's obviously going to be slightly different to shop bought)
    * Crumble last night was apple and plum, from jars put away in the summer. Also hasn't killed us yet, so must have done it right - thanks SL for teaching me a new skill :smiley:

    Gratitudes:
    * Lovely crumble and a new skill :smile:
    * A Freegler is coming for most of the bits listed yesterday, meaning our utility will remain clearer than it was
    * Roof fixed, despite roofer being super busy 

    Have a good day all!
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


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