📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

So close, we can smell mortgage freedom!

1102103105107108269

Comments

  • themadvix
    themadvix Posts: 8,789 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Ha, NG, I thought it was pretty reasonable compared to the work on the main roof! It’s not all caused by the scaffolders but I’ll try to pin the roofer down about cost breakdown so we can recoup it. There’s other things they should be compensating us for too, so hopefully it’ll all be covered.
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • themadvix
    themadvix Posts: 8,789 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    I did have a quick panic this morning, but it was where it should have been. I knew it was about because I'd tidied the bookcase not long ago.... every now and then I've toyed with giving it to the CS, but tbh, they probably wouldn't have known what to do with it. It wasn't bothering me that it was still there - hardly the tipping point to needing a second bookcase :smiley: - so it just kept getting relisted (and occasionally reduced in price).

    Work going well, but more came in as I was getting through the rest. I am 'managing expectations' with main client now (i.e. sending pieces back on a delay, so I have time to fit other work in around them). Just getting my head into Cambridge mode (which is a major gear change, especially as it's so busy at the moment), ready for meeting with friend/boss at 3.30. More tea is required in the meantime.

    Have been to PO with ebay book and took the opportunity to walk around the block. Would like to manage another trip round block before it gets dark though. Am loving that it's lighter in the early evening now! (Also considering celebrating Imbolc this weekend with a chiminea fire and some drinks).
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • themadvix
    themadvix Posts: 8,789 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Morning all,

    Meeting with Cambridge boss went well and I managed to get another walk in and totally up to date with the stuff for her (basically for her I'm managing an inbox, so to get everything off my plate was very satisfying!). Also returned to my work for a bit as Mr MV was late home (collecting some shopping we'd had delivered with in-laws shopping and dehumidifier for our living room). Dinner was shakshuka as planned - all done in the pot (including the rice, which came out and got the bowl of hot water and towels treatment while I cooked the rest). Tiny Olio collection so only some cherry toms and cookies for us. Everything except a pot of sour cream and chive dip went though. Not sure whether I can work that into dinner - am thinking we'll have the leek and tomato eggy bread bake as recommended by Fortune, followed by crimble crumble, using the rhubarb from Sunday's collection.

    Sadly no PB win for me this month, nor was there anything on the HW this morning, but I was paid by Cambridge, so there's been a TT to savings and the rest left for when I get around to invoicing/paying myself. As I'm nearly stopping for Cambridge for a bit, I'm going to have to get used to not having money to shuffle every week - how boring! 

    MS things:
    * Washing drying on the line
    * Free flowers from my friend for giving her the lift from the station :smile:
    * £21.19 from PA paid out
    * HW and clicks done
    * RM survey prep and CD ongoing

    Gratitudes:
    * Flowers from my friend
    * I got out for a second walk yesterday - and enjoyed seeing so many people using out footpath/cycle network in so many ways - dog walking, running, cycling, with kids, without kids... it was lovely
    * Signs of spring - the bulbs are just showing their leaves

    Have a good day all!

    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • All very exciting news on your new employed pension ;) I have not had one in 20+ years so I can understand the excitement!

    I am also a PB no win this month again (last won in Dec so no doubt its all waiting for a bigger prize)

    I use One Password and have done for years - I paid a one-off fee and now they go via a subscription deal - it means I can only access from my laptop (which luckily I can move when I upgrade my laptops but cant access on the move which is fine. I couldnt manage without it especially with so many Bookies for my MB.

    I like the idea of making shakshuka in a pressure cooker - do you have a recipe by any chance?


    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • themadvix
    themadvix Posts: 8,789 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Hi LWAP! I couldn't be without LastPass either - and I pay the subscription to have it on my phone too (at about £30/year, it's worth it for me).

    I use this recipe for shakshuka. I saute the veg, then add 50 ml water to deglaze, add the tomatoes on top (don't stir), 5 mins HP, QPR; pop the eggs in and 1 min HP, QPR. Hope that helps - my first egg was runny last night but I broke it as soon as I dished up - the second one was less so, but I didn't get into the yolk until I came to eat it, so think it was probably still cooking at that point.

    The bread I was going to use for the leeky, tomato eggy bread bake has now been taken by an Olioer, so we're going to have this instead - similar sort of texture, and I might have a go at it in the IP too. It's lovely, yummy comfort food, but definitely not dairy free.
    Mortgage free 16/06/2023! £132,500 cleared in 11 years, 3 months and 7 days

    'Now is no time to think of what you do not have. Think of what you can do with what there is.' Ernest Hemingway


  • newgirly
    newgirly Posts: 9,349 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Name Dropper
    Well done hitting the £600 op target Vix, a great start to the year, happy Friday! 
    MFW 67 - Finally mortgage free! 💙😁
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.