15months to debt free - I hope

ladyholly

daisy_1571 said:

ladyholly said:

Thank you all. Mr LH does take me shopping every week and to be fair to him he would take me wherever I want to go. It's partly my wanting to shop without feeling I am keeping him waiting in the car and partly it's some independence that I don't want to give up. There are a lot of things I have difficulty doing so being able to go to the sm on my own is important plus I am a stubborn so and so. He was somewhat annoyed I didn't wake him to go today. See I said I am stubborn and hate asking for help.

Lol, a good match for each of you then 😆 🤣 

Dxxx

   After being married for over 52years we know each other pretty well. Of course being the female half I am always right.

daisy_1571

ladyholly said:

daisy_1571 said:

ladyholly said:

Thank you all. Mr LH does take me shopping every week and to be fair to him he would take me wherever I want to go. It's partly my wanting to shop without feeling I am keeping him waiting in the car and partly it's some independence that I don't want to give up. There are a lot of things I have difficulty doing so being able to go to the sm on my own is important plus I am a stubborn so and so. He was somewhat annoyed I didn't wake him to go today. See I said I am stubborn and hate asking for help.

Lol, a good match for each of you then 😆 🤣 

Dxxx

   After being married for over 52years we know each other pretty well. Of course being the female half I am always right.

Of course! 😆 

Dxx

satchmo1

When I wanted our lounge walls painting, I bought tester pots (at least 6 shades of yellow) until I was happy with the shade - and I'm still happy with it several years on - it makes the room appear warmer even on gloomy days. 

A threadbare carpet is dangerous, we'd all hate to hear either of you had tripped and hurt yourself.

Would you consider telling Mr LH that you will ring him as you finish your shopping/mooching, then have a sit down in a cafe with a hot drink until he arrives?

ladyholly

Evening all

Thank you for all your suggestions in dealing with Mr LH. He isnt really as bad as I sometimes make out. He just see problems and doesnt understand when I try to explain. He is a bit like being somone with severe depression and being told to pull yourself together. 

On to better subjects I have got in touch with a couple of decorators re the hall, stairs and landing and have  appointments for next week. I told Mr LH and he was said ok and wonder of wonder has mede the decision as to whether we have wallpaper as we have now or heve the walls painted. I dont mind which we have. I strongly suspect that if the paper is replaced by paint we will need a plasterer where if we can find a textured paper it will be fine. I am told plasterers round here are like gold dust so would no doubt be a long wait. Once I have a date for the decoraing we can investigate the carpet. I understand there is a very good local carpet shop who have been recommended by a couple of people. 

I have definitely decided to postpone the windows. I know that it will mean another winter with blown panes but it means Mr LH will have the whole winter to clear his room. I know he wont do it but he wont be able to complain I am putting too much pressure on him. With his mental health pressure is one of the triggers so I have to be careful and to be honest we have windows but the carpet is very urgent.

He is quite happy as he has got the speakers fitted in the car and the radio works although it will have to come out again for him to do a permanent job. His new sat nav has arrived so he spent most of last night programming it to his satisfaction. One of the disadvantages of having a husband who was a draughtsman turned engineer is that he is very pernickity that everything is done properly as he was trained to do over well over 50 years ago.  

I have done nothing outstanding. In fact I have been very lazy. My one achievement was a load of washing.

Have a good evening.

ladyholly

Evening all

I forgot to mention yesterday that we went blackberrying for Mr LHs blackberry vodka. We gathered about a kilo with very little hassle other than a few scratches where they bit back. I also pulled a thread on my trousers where a particularly vicious thorn got hold of them. The vodka is now maturing in a dark place.

Out to post a parcel this morning and then to the sm for things I could not get earlier in the week.

Two loads of washing done and the bed changed so I will have the pleasure of getting into a nicve clean bed later.

Lots of bank shuffling as it was NHS pension day. Well strictly speaking it should have been Sunday but arrived today. On the subject of banks I have been nagged about an acount that ends in November which I think is a little too early. I know it gives time to look around for a better interest rate but 2 months?

You have all said I should find something for myself from the inherited money. To be honest there is nothing I really want except the house stuff so I have decided to put an amount aside for a selection of smaller things that arent essential but I would like. I have started today with a memory foam pillow. I do have one but it is old and I think it has largely lost its memory. I like them because they are better for my arthritic neck. I could have got a cheap version but instead have bought a rather pricey better quality one. My next buy will be my favourite perfume. I dont use it often because it is an expensive one which my sister sometimes bought for me and I have been eking out the last bottle she bought for me. I will now be able to use it more often which will please me and Mr LH who quite likes it as well. I will also be able to visit the theatre a bit more often. This was something that both my ds and my bil loved so again it is entirely appropriate. I have looked to see if there is anything I have missed at the two nearest theatres but nothing appeals at the moment. I dont think my wants will equal the car but they will all be things that bring me pleasure which is the point.

On that note I will say have a good evening. 

rachmac3

That sounds lovely @ladyholly
I'm glad you've found a few small things to make your heart sing x

badmemory

I always wonder if the banks notify you really early so that you actually miss a good date to deal with it.  As in you say to yourself I will deal with this in 4/5 weeks & suddenly it is 9/10 weeks & they have had your money for a few weeks at pathetic rates.  Then they move them to yet another account number.  I have one bank that keeps moving stuff for this reason & I have all these empty accounts that are almost impossible to get rid of.  And you land up with trailing interest of about 2p which if you close the account too soon you actually lose.

PennysIntoPounds

Very productive day, enjoy your fresh bedding, there are very few nicer simple pleasures imo 😊

So pleased you bought something for yourself and the good quality version, and that you're starting to compile a nice wish-list.
I don't think any of us were thinking you should buy something equivalent to a car (unless you want it!), more that it's important that you get your fair share of things that are pleasing and for you.
Having a roughly similar amount in a pot that is all yours for whenever you think 'ooh I shouldn't' but can is marvellous. Your sister and BiL would be delighted to know they're still sparking joy throughout your life 

beanielou

So glad you are buying some things for you.  Hope some things you want to see are at the theatre soon.

daisy_1571

I would perhaps include a taxi both ways in the cost of the theatre outing, your sister would love to know she's given you some very enjoyable nights (or matinees) which have been completely hassle free.  How wonderful you are  identifying things that will bring you joy.  Having lots of little things spread out over the next few years will ensure the inheritance gives you the maximum pleasure and you'll remember your bil and sister each time

Dxxx