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15months to debt free - I hope
Comments
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Thanks all
Yes I did enjoy the trip in the car although it wasnt far. I look forward to more.jwil said:Hope you enjoyed the trip in the new car
PennysIntoPounds said:I know you have breathing problems anyway but my hayfever has gone mad again in the last week, might an antihistamine help take the edge off?
I am permanently on prescription antihistamines as I get hives which are enough to drive one mad as well as being unsightly.PennysIntoPounds said:I know you have breathing problems anyway but my hayfever has gone mad again in the last week, might an antihistamine help take the edge off?
Sneezing is bad at the moment especially at night.itsthelittlethings said:I have a terrible cold/ Covid (not sure) but I’m sneezing loads and feeling a bit itchy so I might try taking an antihistamine.2 -
Evening allin_need_of_direction said:it's because he was an engineer that he's suspicious of the techSorry I missed your post to start with. You are right and even more so as he is or was a radio amatuer and a lot of the smart stuff uses similar wavelengths to the amateur bands and can be subject to inteference.On to other todays doings.A shopping trip this morning. Not much spent but the trip was cut a bit short as when I arrived at the sm rain clouds were gathering and as I was on the scooter and no coat didnt hang around. . Only the essentials bought but didnt stop to look for some bits and pieces I want. Managed to get home before any heavy rain. Just a bit of light drizzle.Most of the camping stuff is away now. Just the tent to go as that has been spread out to ensure it is dry before packing it away.Friends called with their new puppy so Mr LH could see it. He had a good sniff round, the pup that is not Mr LH. Then went to sleep. He could obviously still smell Bear despite cleaning the carpets. A very pleasant couple of hours.I think thats it for today so have a good evening.
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How lovely to see the pup.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Evening allNot much to report except lots of money going out on bits for the car. Oh yes I have bought some new underwear. Exciting eh.On the subject of the car Mr LH has spent several days struggling to get the new radio to work. A previous owner has messed about with the wiring to make things very complicated. This evening just as he thought he was going nuts he realised the speakers have been removed for some obscure reason. Who does that? He is somewhat relieved to find the problem but is completely gobsmacked that it has been done. It did however make me laugh at his face when he discovered it.Have a good evening.5
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Whhhaaaattttt?? How strange!
I'm glad you got it figured out.Debts 04/01/25 01/09/25
Tesco CC £6,509.97 £5,930 (now NatWest2)
NatWest CC £7,612.74 £6,905
Lloyds CC £6,112.60 £4,943.12
1st Direct CC £176.03 £6.68
CC total £20,411.34 £17,784.80TSB OD £500 £0
1st Direct OD £600 £250 (0%)
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £9,005
Total £36,195.78 £30,789.80
EF £5002 -
People are strange! Glad Mr LH figured out the problem though."Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee2
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Evening all2 parcels posted and then a mad dash to the sm about 15 mins on the scooter to get some bits. The mad dash was to try and beat the rain. I didnt but it was fairly light. Today was the first day I needed a jacket to go out because it was chilly. The house is still warm though and I am still in short sleeves.Mr Lh is frustrated waiting for his new speakers. Hopefully they should arrive tomorrow as he got next day delivery. Of course he could spend some time clearing his junk room but that is not likely to happen in the near future. I have given up the windows for this year as it will be too cold by the time he has cleared hsi room. I have thought about just getting the front ones done but as the only ones in the back are his junk room and the bathroom that will give him the excuse to never do do it. I also want the bathroom done as they are quite bad and we need new blinds which are pointless to replace before the window is done.Putting the stuff back in the garage is the same. Goodness only knows when that will be done. I am seriously thinlking about getting a pair of sheds which will go on the patio. One for my gardening stuff and one for the garage stuff. If I just get one big one it will end up as a tip and I wont be able to find anything.There is so much I want to get done and I am just beating my head against a brick wall waiting for him to shift himself.I am off to research sheds because I am getting fed up to see if it is feasible.Have a good evening.3
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I can highly recommend painting your shed bright pink @ladyholly ! Mine is still taking my breath away every time I open the back door
Debts 04/01/25 01/09/25
Tesco CC £6,509.97 £5,930 (now NatWest2)
NatWest CC £7,612.74 £6,905
Lloyds CC £6,112.60 £4,943.12
1st Direct CC £176.03 £6.68
CC total £20,411.34 £17,784.80TSB OD £500 £0
1st Direct OD £600 £250 (0%)
Car loan £4,000 £4,000
1st Direct Loan £10,684.44 £9,005
Total £36,195.78 £30,789.80
EF £5002 -
Why not get the front ones and the bathroom ? Be better to have the majority of the windows done and keeping the house warmer and pleasant for you to live in. Keep the door to his room closed and put a sausage along it to keep the draughts in that room only. You know he's not going to clear it so why wait ? Fool me once shame on you, fool me twice shame on me
Dxxx22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'2 -
I feel your pain!"Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee0
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