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15months to debt free - I hope

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Comments

  • rachmac3
    rachmac3 Posts: 488 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    Excellent news!! Congratulations 🎉 

    Debts                 04/01/25        01/09/25   

    Tesco CC          £6,509.97       £5,930 (now NatWest2)
    NatWest CC      £7,612.74      £6,905
    Lloyds CC          £6,112.60      £4,943.12
    1st Direct CC     £176.03         £6.68
    CC total             £20,411.34   £17,784.80
    TSB OD             £500             £0
    1st Direct OD     £600             £250 (0%)
    Car loan             £4,000          £4,000
    1st Direct Loan  £10,684.44   £9,005
    Total                  £36,195.78   £30,789.80
    EF £500
  • jwil
    jwil Posts: 22,220 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Huge congratulations!  Glad you enjoyed the show as well.
    "Good financial planning is about not spending money on things that add no value to your life in order to have more money for the things that do". Eoin McGee
  • daisy_1571
    daisy_1571 Posts: 2,185 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    ladyholly said:
    Very pleased that it is sold and that show was enjoyable in spite of the traffic problems.  

    Dxxx

    (PS Hope you aren't handing over all the funds for another car to sit in the garage, you did all the work regarding the house, you did all the visiting over the last 5 years, he was your relative and you want to have plenty funds available for if you see a bungalow you want to buy so you get more house available for you to use 😃 )   
    Dont worry daisy the car he wants is not stupidly expensive and it will be cheaper than the restoration on the old one. The only reason that wasnt used was it needed a fortune spending on it just to get it running and we simply havent had the money to do it. I am pretty sure it will not just sit in the garage as he has always loved his sports cars but practicality took over when our dd was little and then having a large workhorse became more useful. 2 seaters are good for couples but useless for families. 

    Great stuff  <3:D:)

    Dxx
    22: 3🏅 4⭐ 23: 5🏅 6 ⭐ 24 1🏅 2⭐ 25 🏅 🥈⭐ Never save something for a special occasion. Every day is a special occasion. The diff between what you were yesterday and what you will be tomorrow is what you do today Well organised clutter is still clutter - Joshua Becker If you aren't already using something you won't start using it more by shoving it in a cupboard- AJMoney The barrier standing between you & what youre truly capable of isnt lack of info, ideas or techniques. The secret is 'do it'
  • Sunshine_girl2
    Sunshine_girl2 Posts: 3,123 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper Photogenic
    Glad it’s all completed.
    Life is an adventure, never stop exploring.

  • PennysIntoPounds
    PennysIntoPounds Posts: 4,599 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Really relieved for you. Champagne very much deserved 🥂
    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase

    Books read 2025: 49

    Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r6
  • Sun_Addict
    Sun_Addict Posts: 24,229 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    No shame in replacing things you need to. I think you deserve a little splurge. 

    Such good news the sale has finally completed 🥳
    I get knocked down but I get up again (Chumbawamba, Tubthumping)
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