Which banks do NOT use a card reader for online banking?

OceanSound

WillPS said:

Nationwide still need it, although less often than before as they now offer 2FA text messages in some situations - most recently when I was setting up an open banking integration for Yougov.

Natwest Group offer their proprietary facial checks via the app instead of card readers, but will still send you a card reader which you'll need to use to get the biometric stuff set up and presumably as a fallback option.

Similarly Barclays will send one but you shouldn't need it once you've got your app fully set up as that has an integrated 'PINsentry' feature.

Triodos Bank insist on use of a single purpose fob rather than a card reader.

I didn't need to use card reader to setup biometric stuff with RBS or NatWest. They were setup ong before receiving card reader (for NatWest - for rbs, I don't even have a card reader or have used the NatWest one interchangeably)

kaMelo

[Deleted User] said:

Barclays have never sent me any type of reader. All done in the app.

They used to, I still have one but they called it a PIN Sentry rather than a card reader. But, as mentioned above, they have integrated this into their app so the physical card reader is essentially redundant.

subjecttocontract

This thread is becoming increasingly confusing.
Let's remember there are some people who don't use apps. In some cases with no smart phone & no app then a card reader IS required.

flaneurs_lobster

kaMelo said:

Deleted_User said:

Barclays have never sent me any type of reader. All done in the app.

They used to, I still have one but they called it a PIN Sentry rather than a card reader. But, as mentioned above, they have integrated this into their app so the physical card reader is essentially redundant.

You can still order one if you want one (although they may charge).

It's the same piece of kit (except branding) that is supplied by RBS, Nationwide and others. 

subjecttocontract

No, they don't charge. They have to have an alternative for those that don't use a smart phone or app.

[Deleted User]

flaneurs_lobster said:

kaMelo said:

Deleted_User said:

Barclays have never sent me any type of reader. All done in the app.

They used to, I still have one but they called it a PIN Sentry rather than a card reader. But, as mentioned above, they have integrated this into their app so the physical card reader is essentially redundant.

You can still order one if you want one (although they may charge).

It's the same piece of kit (except branding) that is supplied by RBS, Nationwide and others. 

I believe you can use any card reader. Ie a NatWest one will Work with Barclays. 

35har1old

4justice2 said:

Santander doesn't use a card reader, uses texts.

Texts are only used when you setup new payee

To login you only require Customer NO: and security NO:

WillPS

35har1old said:

4justice2 said:

Santander doesn't use a card reader, uses texts.

Texts are only used when you setup new payee

To login you only require Customer NO: and security NO:

... try doing that in a private tab and see what happens

35har1old

WillPS said:

35har1old said:

4justice2 said:

Santander doesn't use a card reader, uses texts.

Texts are only used when you setup new payee

To login you only require Customer NO: and security NO:

... try doing that in a private tab and see what happens

Are you talking about a laptop or tablet

35har1old

400ixl said:

And that wouldn't let them read your SMS messages as well?

SIM transfer or cloning is a more likely scenario than what you suggest.

That's why you should stick to using a password for your phone