The Top Fixed Interest Savings Discussion Area

jimexbox

Oxbury have good notice accounts, you then get access to their existing customer rates. Currently 1 and 2 year @ 6.01%. 

Ozzig

jimexbox said:

Oxbury have good notice accounts, you then get access to their existing customer rates. Currently 1 and 2 year @ 6.01%. 

Sounds interesting, so if I opened the 90-day 5.51% with £1k do I get immediate access to the 6.01%? 

jimexbox

Ozzig said:

jimexbox said:

Oxbury have good notice accounts, you then get access to their existing customer rates. Currently 1 and 2 year @ 6.01%. 

Sounds interesting, so if I opened the 90-day 5.51% with £1k do I get immediate access to the 6.01%? 

Yes, I've just checked their current fixed rates for existing customers, and their one and two is still 6.01%

janusd

Ozzig said:

jimexbox said:

Oxbury have good notice accounts, you then get access to their existing customer rates. Currently 1 and 2 year @ 6.01%. 

Sounds interesting, so if I opened the 90-day 5.51% with £1k do I get immediate access to the 6.01%? 

if you're going down this road, might be worth looking at their EA account @ 4.94% - you still need £1k to open, but you don't have to keep that as minimum balance... you can withdraw (perhaps leaving £1) or transfer it to the fixed account, but you won't get any interest on balances below £1k.

DavidAC

I have a renewal option with RCI at 5.95% that I would take, but I do not want to limit how much I can put in their 95 day notice account which has been very good. Obviously want to keep within the FSCS limit.

Ozzig

janusdesign said:

Ozzig said:

jimexbox said:

Oxbury have good notice accounts, you then get access to their existing customer rates. Currently 1 and 2 year @ 6.01%. 

Sounds interesting, so if I opened the 90-day 5.51% with £1k do I get immediate access to the 6.01%? 

if you're going down this road, might be worth looking at their EA account @ 4.94% - you still need £1k to open, but you don't have to keep that as minimum balance... you can withdraw (perhaps leaving £1) or transfer it to the fixed account, but you won't get any interest on balances below £1k.

That worked a treat, thank you

stoneman

janusdesign said:

Ozzig said:

jimexbox said:

Oxbury have good notice accounts, you then get access to their existing customer rates. Currently 1 and 2 year @ 6.01%. 

Sounds interesting, so if I opened the 90-day 5.51% with £1k do I get immediate access to the 6.01%? 

if you're going down this road, might be worth looking at their EA account @ 4.94% - you still need £1k to open, but you don't have to keep that as minimum balance... you can withdraw (perhaps leaving £1) or transfer it to the fixed account, but you won't get any interest on balances below £1k.

I just opened the basic account, haven't funded it yet but was then allowed to open and fund the 1 year fix @ 6.01%

Ozzig

stoneman said:

janusdesign said:

Ozzig said:

jimexbox said:

Oxbury have good notice accounts, you then get access to their existing customer rates. Currently 1 and 2 year @ 6.01%. 

Sounds interesting, so if I opened the 90-day 5.51% with £1k do I get immediate access to the 6.01%? 

if you're going down this road, might be worth looking at their EA account @ 4.94% - you still need £1k to open, but you don't have to keep that as minimum balance... you can withdraw (perhaps leaving £1) or transfer it to the fixed account, but you won't get any interest on balances below £1k.

I just opened the basic account, haven't funded it yet but was then allowed to open and fund the 1 year fix @ 6.01%

When I opened mine I realized the rate is better than the easy access I currently use to shuffle maturing bonds in and out, so I plan on using it as well.

SeriousHoax

I'm looking at a 2-year fix with the Union Bank of India has anyone used them, and how did you find the sign up process and customer services.

https://www.moneysavingexpert.com/savings/savings-accounts-best-interest/?utm_source=mseandroid&utm_medium=mobile_app&source=MOB_MSEANDROID&utm_campaign=mse_topics#twoyearfixed

SickGroove

janusdesign said:

Ozzig said:

jimexbox said:

Oxbury have good notice accounts, you then get access to their existing customer rates. Currently 1 and 2 year @ 6.01%. 

Sounds interesting, so if I opened the 90-day 5.51% with £1k do I get immediate access to the 6.01%? 

if you're going down this road, might be worth looking at their EA account @ 4.94% - you still need £1k to open, but you don't have to keep that as minimum balance... you can withdraw (perhaps leaving £1) or transfer it to the fixed account, but you won't get any interest on balances below £1k.

So could I get the decent 2 year fixed rate if I open the EA as a new customer?

On the 2 year fix is there a funding window & can interest be paid away monthly?

Thanks for the tip btw!