The Top Fixed Interest Savings Discussion Area

BooJewels

DJDools said:

My RCI bond matures at the end of this month and I am thinking of renewing it into the 3-year maturity bond at 6.10% they're offering, as the rate on the website is 5.85. I take it the former is a loyalty account.

Sounds like it will be a loyalty rate - many fix companies offer preferential rates or slightly better terms to maturing accounts.  I think I'd personally bite their hands off for that - 3 year fixes are disappearing from many companies and that's a good rate for 3 years.

intalex

DJDools said:

My RCI bond matures at the end of this month and I am thinking of renewing it into the 3-year maturity bond at 6.10% they're offering, as the rate on the website is 5.85. I take it the former is a loyalty account.

Do you mind sharing what preferential rate they are offering on a 5-year fix, if at all this option has been offered to you? Thanks

PowerSavingMode

intalex said:

DJDools said:

My RCI bond matures at the end of this month and I am thinking of renewing it into the 3-year maturity bond at 6.10% they're offering, as the rate on the website is 5.85. I take it the former is a loyalty account.

Do you mind sharing what preferential rate they are offering on a 5-year fix, if at all this option has been offered to you? Thanks

Sure — 5% AER: 

ranciduk

Quick question 

today I am exactly one year into a Halifax 2 year fixed bond , paying annual interest 

so shouldn’t one years interest have been added to my balance today?

wmb194

ranciduk said:

Quick question 

today I am exactly one year into a Halifax 2 year fixed bond , paying annual interest 

so shouldn’t one years interest have been added to my balance today?

Check again tomorrow.

ranciduk

wmb194 said:

ranciduk said:

Quick question 

today I am exactly one year into a Halifax 2 year fixed bond , paying annual interest 

so shouldn’t one years interest have been added to my balance today?

Check again tomorrow.

Is that how it works??

ok thanks!

youngretired

Does anyone know if upon maturity of a Dudley 1 year Bond, if the funds are moved the following day if requesting for the funds to be transferred to your nominated account and the account closed? All the email says is upon maturity which is today.

FindingBBob

I see Ford Money have dropped off MSE and appear to be down to 5.85% for both 1 and 2 Year  - pleased i got in on the 6.05% 

trickydicky14

FindingBBob said:

I see Ford Money have dropped off MSE and appear to be down to 5.85% for both 1 and 2 Year  - pleased i got in on the 6.05% 

Me too, and have 21days to fund.

Bazzalona13295

youngretired said:

Does anyone know if upon maturity of a Dudley 1 year Bond, if the funds are moved the following day if requesting for the funds to be transferred to your nominated account and the account closed? All the email says is upon maturity which is today.

I have one maturing next month and tbh I don't know, I suspect it will be a 24 hour thing knowing the Dudley.
If its an issue I would give them a call if possible