We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Alchemausterity II
Options
Comments
-
It does xxx
I meant to go to bed asking my subconscious to unravel it and forgot...because we had lunch with my previously estranged parents yesterday and that needed a lot of processing.
[My Mum behaved badly when DH died over two years ago].7 -
That sounds like a 'fun' lunch for you all.On the course - things I would think about:
how much is complete and how much more do you need to do?How many more hours will it realistically need?Do you readily have that time available? What will you have to stop doing to make that time? Does that matter to you more than the course?
What will it actually cost (to the nearest £50) and do you have that money and importantly want to spend it on this?
Are you interested enough to make you do it when life is inevitably busy?I wouldn't have walked away from my Masters at the dissertation stage because most of the work was done, and it was something I was very interested in and helped my career etc. I have quit courses because I just wasn't getting anything out of them other than another badge for my collection. Like reading a book that I am not enjoying, never been willing to do that either.Would completing it bring you any kind of joy, or would it just be another chore completed? If the answer is joy then you will make time.Hope this helps.
I'd probably toss a coin, and know what I wanted when I was disappointed or relieved with the outcome.My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo5 -
Thank you @redofromstart. It was "fun" 🤣
When I started I had supportive parents and a partner who could drive and I have neither of those now so I will be leaving four people home for two days without transport (public transport is not a functional thing here).7 -
I think I have decided not to continue, however I can't get into my account to re start if I wanted to so moot point.
Work today, compressed hours very loonnngg.
Exercising tonight which will be fun and trying not to spend any money though the roof got fixed after storm Daragh which is a great relief.
Sad about Tony Slattery.8 -
Sorry that your SO has cancer too. Scary situation to be in.
The course sounded like a 'should' rather than something that you lights you up from the inside - and/or essential. That's how I'd be looking at it.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/253 -
Hope you feel a bit better having made a decision.Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
% of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
MFiT-T7 #21
MFW 2025 #2
MF Date: Oct 37 Feb 376 -
Thanks @savingholmes and @twinklie.
I feel neutral. Like there was no right answer. No great relief no regret.
If you know Dave Ramsey (hideously right wing but some good stuff scattered through) you'll have heard him talk about Murphy coming to stay.
Murphy has taken up residence here for sure.
We had roof damage, a socket burn out, a rat chewed through the DW cable and hose which flooded the kitchen and killed the 9 month old dishwasher.
My parents have decided to move to the other end of the country at 80 and my partner is so volatile he's on borrowed time.
Also Lab #2 daughter of satan just rolled in sh.
5 -
The joys of country life, WattyDog trails in mud and cr*p daily to the white painted space, a wall came down, the mice have eaten through the lorry wiring the lights trip a fuse daily ... tis all good.
Volatile partner sounds had though. Are you ok?Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!6 -
Mice are murder with electrics!
I am ok. lt is just exhausting. Yesterday daughter of satan got his breakfast and he went into a rant about how we say the puppy isn't as bright as DoS and she is a THIEF. Then flipped because I asked him not to feed our guinea pigs chewsticks (sold for but unsuitable for GPs) and but obvs he could feed his what he chose.
It's the kind of storm one weathers in a long otherwise happy relationship but in a less than two years one it's a bit more questionable.
This is why I'm so oscillatey about it.
7 -
Murphy strikes again!
Got septic tank emptied and that needs work now.6
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.1K Banking & Borrowing
- 253.2K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244.1K Work, Benefits & Business
- 599.1K Mortgages, Homes & Bills
- 177K Life & Family
- 257.5K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards