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Alchemausterity II
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Hi Ed, thanks for popping by 🙂
Posting to keep me on the straight & narrow with my new normal budget put together by some lively MSErs, special shout out to @pavlovs_dog.
New budget month starts today.
£60 school lunches.12 -
Hello Alchemilla, good to see you. Sounds like you've been active on other parts of mse, I'm glad a new budget is starting up, hopefully you feel comfortable with it.2023: the year I get to buy a car7
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Nice to see you popping in. I've been thinking of you xxMade it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!7 -
Good luck with the new budget Al, glad you got some support from pavlovs dog there’s some wonderful people knocking around mse 🙂 xxMFW 67 - Finally mortgage free! 💙😁6
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Best of luck with the new budgetAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £174.8K Equity 32.77%
2) £2.6K Net savings after CCs 6/7/25
3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
4) FI Age 60 income target £16.5/30K 55.1%
5) SIPP £4.8K updated 29/7/255 -
Hello. I have been remiss.
I have been Internet dating (oh no) and met one man who forgot to tell his wife he was separated and one (who seemed so perfect) who was playing incomprehensible games.
Very MSE as no meeting in person yet...6 -
Oh no. I didn’t know there was a second fool. Sigh.It’s definitely them, not you.Reduction in daily mortgage interest since October 23 (new mortgage) - £2.36 July 25
% of house owned/% of mortgage paid off. July 25 - 38.82%/31.66%
MFiT-T7 #21
MFW 2025 #2
MF Date: Oct 37 Feb 375 -
twinklie said:Oh no. I didn’t know there was a second fool. Sigh.It’s definitely them, not you.
Ho hum.5 -
I should thank them really. I'm eating a lot less!!5
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Hi Alchemilla, hope you're okay, I don't quite understand the posts, though it sounds like its just that there's a conversation being continued from another thread. Hope all's well.2023: the year I get to buy a car4
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