We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Alchemausterity II
Comments
-
-
-
Well all pre employment forms completed and DH has a date for his op.
Still working on the aga question.
Farmer Rob cut our hedge and Daughterofsatan has made a collection of the clippings on the sitting room rug.
Made a £37 overpayment yesterday for neatness.7 -
Hope your mum is ok. Are the clippings to be rooted to make new plants? Or just adding to the ambience/decor?Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!6 -
I'm glad your DH has firm timing for the op (as far as anything like that is firm these days, sorry!).Alchemilla said:Well all pre employment forms completed and DH has a date for his op.
Still working on the aga question.
Farmer Rob cut our hedge and Daughterofsatan has made a collection of the clippings on the sitting room rug.
Made a £37 overpayment yesterday for neatness.
And as for what Daughterofsatan's doing
brilliant
2023: the year I get to buy a car6 -
Thanks @Watty1. She is home and due to spend a week with a monitor thingy on.Watty1 said:Hope your mum is ok. Are the clippings to be rooted to make new plants? Or just adding to the ambience/decor?
I view the clippings as a sort of art installation but puppylove (who's 11 now) is a philistine and dismantled it for chewing purposes.
Brilliant is not QUITE what I said to her...Karmacat said:
I'm glad your DH has firm timing for the op (as far as anything like that is firm these days, sorry!).Alchemilla said:Well all pre employment forms completed and DH has a date for his op.
Still working on the aga question.
Farmer Rob cut our hedge and Daughterofsatan has made a collection of the clippings on the sitting room rug.
Made a £37 overpayment yesterday for neatness.
And as for what Daughterofsatan's doing
brilliant 
Today I have to take DD1 to the train station to go back to uni. Very sad. I'm probably a bad mummy for not taking her all the way but it's 12 hours there and back. Cheaper on the train.
DD2 is off to drama with DH and later we will have to chat about her conduct at school. Let's say she didn't cover herself in glory.
We also need to shop, Liddly. Thwarted in our last attempt by a flat tyre.
DH is doing a crazily low carb low fat diet in prep for his op, I blithely offered to join him. Hmnnn.7 -
Liddly done. Mum kindly gave us macaroni cheese and fresh bread.
DD1 safely back in Unitown.
Night in front of the fire I think.7 -
Hi Al hope you are currently enjoying a nice relaxed evening- it sounds like you have a lot going on at the moment x1st May 2025
Mortgage Balance 1: £21,601.50 4.98% Now: £18,044.31
Mortgage Balance 2: £84,420.24 Now: £83,562.45
Credit Card Balance 3: £10,911.76 Now: £7,237
Student Loan £TBC6 -
Good luck on your journey. Hope your mum recovers quicklyAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/255 -
Lush name! Yes so much going on, in bed by 8, took a pill, epic night's sleep. The GP gave me sleeping pills (7 of them) in October so I am being very careful with them.StripeyTightsSpottySocks said:Hi Al hope you are currently enjoying a nice relaxed evening- it sounds like you have a lot going on at the moment x
Hello, thank you! She is home and ok but tired. She's soon to be 77 and a powerhouse.savingholmes said:Good luck on your journey. Hope your mum recovers quickly
Today I have to wrangle DD2 over her homework and an apology she needs to make to one of her teachers (and an ex colleague of mine) for being an @rse.
I/we also need to meet up with a family friend to exchange Christmas presents. We were delayed by the apothecary with the blue bottles letting me down with my present order.
DH continues with his extreme pre op diet. Three tablespoons of cornflakes anyone?!
One of the aga people has gone quiet, fingers crossed for the other.
Happy Sunday!7
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.3K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.3K Work, Benefits & Business
- 601.1K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards

