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Alchemausterity II
Comments
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A day of assessments is a huge ask.
NST March lion #8; NSD ; MFW9/3/23 Whoop Whoop!!!4 -
Thanks SH and apple. Some of my favourite people have autism.
I suggested that if she did 2/3 assessments then what Meatloaf says is true.
Kitchen looks like a literal bomb has hit it. There is now an aga sized gap and I found SEVEN puppy nylabones under the cooker.5 -
LOL at Meatloaf and at the 7 pubby bonesAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/254 -
Morning. Decided not to go out today. The garage roof is flapping ominously.
Praying that it is third time lucky with aga collection and they don't use the storm as an excuse (storm is nowhere near there).
Today I plan to chill out and wash kitchen tiles/chip off old adhesive/read in front of the fire.
Stay safe all xxx6 -
Imagine you denied yourself sleep for 48 hours, drank 4 redbulls and 4 espressos, watched a horror movie then got on a flight with extreme turbulence...that is our horses at the moment. They don't love storm Eunice.
If anyone has a vacant York student/out of season let for '22-'23 for 2 or 3 people please will you pm me? Parent guarantors.
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Poor things 🐴🐴 hope it dies down particularly soon in your area.2023: the year I get to buy a car5
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Hope the horses and the weather settles soon.Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/254 -
Huh very long power cut. The muppets finally collected the aga. Using an item the size of an A4 pad to move 450kg of cast iron on a pallet. They keep putting the delivery date such that it has now run into the installation date so I've had to postpone it.
This means I will not have it in for the family guests next weekend.
In money news, spent a bit in Liddly and bought some electrical bits for destroy it yourself.
Hope all are well and safe.4 -
Oh no sorry to hear about the aga date being put back. Hopefully garage roof stays down. Enjoy destroy it yourself 😆Save £20,000 in 2025. April 2k, May 3.5k4
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The destroy it yourself bit both resonated and made me giggleAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/254
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