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Alchemausterity II
Comments
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Likewise...redofromstart said:I nearly posted something similar at 3.52am then giggled at the hypocrisy7 -
Well done on getting through your list. Hope be kind to yourself was on there...Achieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/256 -
It's kind of normal.apple_muncher said:Is being up in the middle of the night normal for you, or is it just at the moment with all that is going on?4 -
Next time go for it!redofromstart said:I nearly posted something similar at 3.52am then giggled at the hypocrisy
You too, @greenbee
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Aww. Thank you xxxsavingholmes said:Well done on getting through your list. Hope be kind to yourself was on there...
My panic over the resignation email missing a sign off was ill founded as it turns out. Yahoo mail app glitch.
It is lovely to see your comments, thank you.
There is talk of DH getting out on Tuesday (great escape theme plays) but I'm not sure how as he still has all the tubes in and is still on morphine. There's a bit of a wally arrived in the bed nearby who's one of those "nurse! nurse!" types.
DD2 feels yuck and is missing Saturday drama. DS has gone fishing (brrr). Visiting this afternoon.
It is costing a fortune in diesel and parking which was inevitable.
I've got the wm and dw on, I've ordered more logs (just finished burning DD1's bed that she broke!) and I'm going to try to get some more jobs done before lunch.
Have a great Saturday everyone!8 -
So nice to hear someone else burns whatever is to hand… I have burned floorboards, old fence panels, pallets, chairs and the stairs. In fact, today I need to rescue more bits of fence from the neighbours to turn into kindling!7
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We're not precious and we love a roarer (big fire) as much as we love a zonker (big drink).greenbee said:So nice to hear someone else burns whatever is to hand… I have burned floorboards, old fence panels, pallets, chairs and the stairs. In fact, today I need to rescue more bits of fence from the neighbours to turn into kindling!
I've just spent my £30 per month silly money on...
Two red cotton tops
One navy cotton cardigan
A navy frock
A pair of slippers
A pair of flippen floppen
At everything£5 with the MSE code.
It will be interesting to see if I am pleased with them.
I put back some scarves and a pair of trainers.
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Sounds like you got great bargainsAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/255 -
We'll see whether I wear them!savingholmes said:Sounds like you got great bargains
My last clothes purchase was November (a t shirt with a Boden voucher) and before that two pairs of work trousers in September. Loads of my clothes are over ten years old and exhausted and I need to have a clear out.6 -
I think it is good to allow do funds regularly for clothes so have guilt free spendsAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £172.5K Equity 36.11%
2) £1.8K Net savings after CCs 13/9/25
3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
(If took bigger lump sum = 54.5K or 42.7%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
(If bigger lump sum £15.8/30K 52.67%)
5) SIPP £4.8K updated 13/9/256
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