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Mortgage free in Forever Home :-)
Comments
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As at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 60 books of target 52 in 2025, as @ 30th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
Belated happy anniversary!🎉🎉🎉Mortgage OP 2025 £7500/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £34,465
Money making challenge £78/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)3 -
As at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 60 books of target 52 in 2025, as @ 30th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
@MissRikkiC, just for you 😊
Well chuffed with how it came out and have saved two more portion for lunches during the week 😊
Thank you!KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 60 books of target 52 in 2025, as @ 30th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
OK, so now I'm hungry 🤦♀️🤣Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
As at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 60 books of target 52 in 2025, as @ 30th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Cleared a plant of Heavenly Bamboo (which definitely wasn’t!) from under the pergola a couple of days ago and replanted the area this morning with a salvia, some nicotiana, a gorgeous, golden, citrus-smelling thyme and nasturtiums - they should all do quite well in the direct sun and fierce drainage in this area.Picked £3.87 of organic (delicious!) strawberries from the veggie patch yesterday and had some after lunch today. I will take some in for breakfast tomorrow too. That takes my total value for the year of produce cropped to £34.44 - this is a bit feeble for half way through the year, but we are not half way through the growing season yet so hopefully this will increase significantly. I have a quiet dream of …. <whisper> of reaching £100 worth this year <whisper>. The way food / produce prices are going, this hopefully won’t be too unrealistic.I have degunked (ugh ….) the cat’s rear end. I hoped that would make her less smelly, but it doesn’t seem to have had much effect. I might have to take a damp cloth to her!! 😳🙄😂I should be tidying the office but I am sat here noodling about, being unproductive ….
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 60 books of target 52 in 2025, as @ 30th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Thank you! (Re book title)
1 -
your strawberries are way ahead of mine, the polytunnel ones are still green. We've had some lovely and sweet early peas in the pod and a few radishes so far. I've planted out the cucumbers and peppers in the tunnel, and courgettes in the garden this week, and added some more £4 supermarket Acers to the patio pot collection.My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo3 -
I think ours must be an early variety. That said, the veggie patch where they are is the warmest, most sheltered part of the garden so that probably helps too. No peas yet, about to plant out a couple of courgettes at the end of the week when it gets that bit warmer.redofromstart said:
your strawberries are way ahead of mine, the polytunnel ones are still green. We've had some lovely and sweet early peas in the pod and a few radishes so far. I've planted out the cucumbers and peppers in the tunnel, and courgettes in the garden this week, and added some more £4 supermarket Acers to the patio pot collection.KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 60 books of target 52 in 2025, as @ 30th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1
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