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Mortgage free in Forever Home :-)
Comments
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As at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,048 Interest saved £5,675 to date
Fixed rate 3.85% ends October 2030
Read 43 books of target 52 in 2025, as @ 17th August
Produce tracker: £299 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
Belated happy anniversary!🎉🎉🎉Mortgage OP 2025 £6250/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,210
Money making challenge £38/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)3 -
As at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,048 Interest saved £5,675 to date
Fixed rate 3.85% ends October 2030
Read 43 books of target 52 in 2025, as @ 17th August
Produce tracker: £299 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
@MissRikkiC, just for you 😊Well chuffed with how it came out and have saved two more portion for lunches during the week 😊
Thank you!KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,048 Interest saved £5,675 to date
Fixed rate 3.85% ends October 2030
Read 43 books of target 52 in 2025, as @ 17th August
Produce tracker: £299 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
OK, so now I'm hungry 🤦♀️🤣Mortgage start: £65,495 (March 2016)
Cleared 🧚♀️🧚♀️🧚♀️!!! In 5 years, 1 month and 29 days
Total amount repaid: £72,307.03. £1.10 repaid for every £1.00 borrowed
Finally earning interest instead of paying it!!!3 -
As at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,048 Interest saved £5,675 to date
Fixed rate 3.85% ends October 2030
Read 43 books of target 52 in 2025, as @ 17th August
Produce tracker: £299 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Cleared a plant of Heavenly Bamboo (which definitely wasn’t!) from under the pergola a couple of days ago and replanted the area this morning with a salvia, some nicotiana, a gorgeous, golden, citrus-smelling thyme and nasturtiums - they should all do quite well in the direct sun and fierce drainage in this area.Picked £3.87 of organic (delicious!) strawberries from the veggie patch yesterday and had some after lunch today. I will take some in for breakfast tomorrow too. That takes my total value for the year of produce cropped to £34.44 - this is a bit feeble for half way through the year, but we are not half way through the growing season yet so hopefully this will increase significantly. I have a quiet dream of …. <whisper> of reaching £100 worth this year <whisper>. The way food / produce prices are going, this hopefully won’t be too unrealistic.I have degunked (ugh ….) the cat’s rear end. I hoped that would make her less smelly, but it doesn’t seem to have had much effect. I might have to take a damp cloth to her!! 😳🙄😂I should be tidying the office but I am sat here noodling about, being unproductive ….
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,048 Interest saved £5,675 to date
Fixed rate 3.85% ends October 2030
Read 43 books of target 52 in 2025, as @ 17th August
Produce tracker: £299 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Thank you! (Re book title)
1 -
your strawberries are way ahead of mine, the polytunnel ones are still green. We've had some lovely and sweet early peas in the pod and a few radishes so far. I've planted out the cucumbers and peppers in the tunnel, and courgettes in the garden this week, and added some more £4 supermarket Acers to the patio pot collection.My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo3 -
redofromstart said:
your strawberries are way ahead of mine, the polytunnel ones are still green. We've had some lovely and sweet early peas in the pod and a few radishes so far. I've planted out the cucumbers and peppers in the tunnel, and courgettes in the garden this week, and added some more £4 supermarket Acers to the patio pot collection.KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,048 Interest saved £5,675 to date
Fixed rate 3.85% ends October 2030
Read 43 books of target 52 in 2025, as @ 17th August
Produce tracker: £299 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1
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