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Mortgage free in Forever Home :-)
Comments
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Sorry you had a rough day, I hope today is better ❤️Follow here for the daily life of an ADHD mum with 2 children and a new mortgage to pay
https://forums.moneysavingexpert.com/discussion/6570879/life-in-our-forever-family-home-and-the-mortgage-that-came-with-it#latest3 -
Thank you 😊MissRikkiC said:Sorry you had a rough day, I hope today is better ❤️
The major stressor from yesterday (collective preparation of a presentation for someone else to present to an important customer next week) is done! Phew …. Also, my conscience is clear as I processed the strawberries this evening, so I can stop feeling guilty about them! 😂 It’s been a manic week though. I am really looking forward to Mr KK coming home tomorrow - I seem to lack all structure without him being around ….!Emptied two shelves of a big bookcase in the lounge this week - two more to go and it will be ready for relocating. I *might* get this done tomorrow evening, depending on how jam making, grocery order setting up and me uselessly drifting through the evening goes! 😂
KKAs at 18.08.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 59 books of target 52 in 2026 as @ 15th August.
Produce tracker: £200 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Wow … what a week … but … I have not only survived but actually got ahead / been on time for / been able to be proactive about some critical stuff, for the first time in a very long time. I cannot tell you how good that feels! 😊Did the ‘end of first week’ catch up with my new quality engineer this afternoon and he is absolutely loving it! The culture, the people, the flexible working (I.e he doesn’t have to clock watch, I’m not looming over him looking at when he arrives / leaves etc - apparently that has been massive for his mental health 😊), the feeling that he can contribute and not just be a tiny cog in a huge machine etc etc - that was really cheering 😊I’m *trying* to make jam for the first time ever this evening….. it’s not going well. Set …. well there’s a concept I have yet to experience after an hour! 😂
UPDATE!!! I finally have set!! And my dinner has just come out of the oven so I can eat that whilst the jam ‘settles’ (whatever that means) and then warm the jars through and then decant it all. Hopefully …..! 🤞
KKAs at 18.08.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 59 books of target 52 in 2026 as @ 15th August.
Produce tracker: £200 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
Well done on the jam making!Mortgage OP 2026 £1860/2000Mortgage balance: £29,986
Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £30,
Jun £120, Jul £0, Aug
Summer challenge £120/3002 -
Mr KK is safely home! The Jeep didn’t miss a beat all week - no top ups of oil or water needed! ❤️ I have two new ornaments 😊😉
KKAs at 18.08.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 59 books of target 52 in 2026 as @ 15th August.
Produce tracker: £200 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Loads of ‘wanderer returning’ washing passing through machine, washing whirly and clothes horse in hot conservatory. Sainsbugs have been - only cress missing but I can live without that this week. Haircut done and I am back to my happily shaggy self.It’s getting warm here so I will be either in the shade or the living room this afternoon, with a book!KKAs at 18.08.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 59 books of target 52 in 2026 as @ 15th August.
Produce tracker: £200 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Had a lovely time in the shade finishing my latest book - absolutely excellent ❤️😊
Mr KK picked another £5 worth of strawberries this afternoon, updated my produce tracker and added to my signature 😊
All 4 loads of washing are dry and in, as we are threatened with thunderstorms at some point in the next 24 hours. Just needs folding and putting away.La Belle Floof has deigned to grace us with her presence and is sleeping in the armchair across the room from us. Mr KK is catching up with the IoM TT - I will be wresting the remote off him when I come back down from my shower for an hour to watch G’sW 😊
KKAs at 18.08.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 59 books of target 52 in 2026 as @ 15th August.
Produce tracker: £200 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Sounds like you are having a lovely time, and productive too. Love G'sW, there's something about Monty Don's presenting that makes me relax - even Mr Shores likes watching him."Think of many things, do one"
Mortgage end Aug £168k £309,749 2020 (ends June 2036 -was 2038- aim for 2031)
Seven Goals; and healthy diet/walk/run/exercising/weights/yoga2 -
I lasted 15 minutes last night before falling asleep watching GW and have only managed a grand total of 3 episodes ever without falling asleep and the episode lasting 2 days 😂 Monty is the equivalent of James Hoffman (coffee aficionado) with his calming tones and soothing voiceFollow here for the daily life of an ADHD mum with 2 children and a new mortgage to pay
https://forums.moneysavingexpert.com/discussion/6570879/life-in-our-forever-family-home-and-the-mortgage-that-came-with-it#latest2 -
@SandyShores - yup, I enjoy MD too. I like that he is consciously ’breaking rules’ more these days and ‘playing’ more iyswim. I do worry about who would replace him - Adams is too ‘brittle’ for me and although I love Francess, her new garden is too small as a host space I think.@MissRikkiC - I can relate. When the start time gets pushed out to 9pm I am scuppered. I’m so tired I can’t concentrate and don’t enjoy it because I almost can’t see it. Optimum for me is an 8pm start so I can sit down at 8.30pm to start watching it and slope off to bed at 9.45pm - I am sooooo rock ‘n roll! 😂
KKAs at 18.08.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £211,813
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 59 books of target 52 in 2026 as @ 15th August.
Produce tracker: £200 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1
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