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Mortgage free in Forever Home :-)

1713714716718719724

Comments

  • skint_spice
    skint_spice Posts: 13,601 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you feel better soon KK.

    I get paid early too in December but just ignore it.
    Mortgage OP 2025 £7700/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £33,821

    Boiler fund £605/3000

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • Brie
    Brie Posts: 15,904 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Hoping you're still at home (assuming you are still icky) (& assuming you have Nurse Chloe).  Don't forget that once you start to feel better you still need recovery time.  
    I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards.  If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board:  https://lemonfool.co.uk/financecalculators/soa.php

    Check your state pension on: Check your State Pension forecast - GOV.UK

    "Never retract, never explain, never apologise; get things done and let them howl.”  Nellie McClung
    ⭐️🏅😇🏅🏅🏅
  • debtfreewannabe321
    debtfreewannabe321 Posts: 10,022 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    There's so much going around in our workplace. Many have dragged themselves in with it. But I think if you don't catch it at work you're bound to get It somewhere else. It's the season to be sharing (bugs) eh. I hope you're starting to feel better soon xx
    Emergency Fund- £717.77
  • PennysIntoPounds
    PennysIntoPounds Posts: 5,362 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    If you require victoria sponge then so be it.
    Non UPF didn't stop you catching lurgy did it, so it can darn well buck its ideas up while it stares on enviously at you having your lovely comforting cake
  • KajiKita
    KajiKita Posts: 8,885 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    If you require victoria sponge then so be it.
    Non UPF didn't stop you catching lurgy did it, so it can darn well buck its ideas up while it stares on enviously at you having your lovely comforting cake
    Ha! Thanks PiP 👏😊😂

    I still can’t face eating-eating so whilst Mr KK has a supermarket curry and rice I’m having a sort of salad (lettuce baby tomatoes and cucumber) and fruit for tea - all raw - that’s all I fancy … 🤷‍♀️

    KK
    As at 15.11.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £228,473
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 76 books of target 52 in 2025, as @ 7th December 
    Produce tracker: £442 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Merlin's_Beard
    Merlin's_Beard Posts: 1,606 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Hope you feel better soon KK! Sounds like you needed the sleep.

    (Another one that works in calendar months rather than pay periods, especially with YNAB running the show)
    Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
    Current mortgage amount: £226,957.97
    Start student loan 2012: £29,750; current student loan: CLEARED July 2025
  • f0xh0les
    f0xh0les Posts: 7,743 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Medicinal cake is totally allowed. 
    I seem to remember my step-gran claimed she   only wanted fresh cream chocolate éclairs after one of her surgeries, it was a 5 mile round trip on foot down country roads to the shop that sold them.  I walked down  every other day for 3 weeks and bought a 2 pack.  She had crackers too.  Hardly a balanced diet, but she survived. 
     You hunted your own. 
    Take the time you need to recover and you will be bulletproof over Xmas and into the New Year.  It is time well spent at home. No-one thinks you are slacking. 
    4/10/25Three Years Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢
    No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • KajiKita
    KajiKita Posts: 8,885 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    f0xh0les said:
    Medicinal cake is totally allowed. 
    I seem to remember my step-gran claimed she   only wanted fresh cream chocolate éclairs after one of her surgeries, it was a 5 mile round trip on foot down country roads to the shop that sold them.  I walked down  every other day for 3 weeks and bought a 2 pack.  She had crackers too.  Hardly a balanced diet, but she survived. 
     You hunted your own. 
    Take the time you need to recover and you will be bulletproof over Xmas and into the New Year.  It is time well spent at home. No-one thinks you are slacking. 
    Wow! That is an epic effort for her! I hope she was worth it? 😉

    My fever has broken! 🤩🎉🎊 But I am still very coughy and gloppy so I will take another day before going back to work.

    KK
    As at 15.11.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £228,473
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 76 books of target 52 in 2025, as @ 7th December 
    Produce tracker: £442 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • beanielou
    beanielou Posts: 97,341 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Glad the cake helped! Take it easy xx
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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