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Mortgage free in Forever Home :-)
Comments
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Hope you feel better soon KK.
I get paid early too in December but just ignore it.Mortgage OP 2025 £7700/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £33,821
Boiler fund £605/3000
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)1 -
Hoping you're still at home (assuming you are still icky) (& assuming you have Nurse Chloe). Don't forget that once you start to feel better you still need recovery time.I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
Check your state pension on: Check your State Pension forecast - GOV.UK
"Never retract, never explain, never apologise; get things done and let them howl.” Nellie McClung
⭐️🏅😇🏅🏅🏅1 -
Thanks for the suggestions re the pay and the good wishes, I do appreciate them 😊 @PennysIntoPounds, @redofromstart, @ladybird1106, @Cheery_Daff, @skint_spice and @Brie 😊
I have stayed off today. I slept well but woke feeling as weak and wobbly as a baby kitten. I have managed to do a bit of work - writing up some minutes which is always better done when the memories are fresh and getting boss to a) review them and b) move the date of the next meeting (which he’d scheduled for first thing in the morning on the first day back! 😳😂). Minutes are circulated and everyone can get on with their actions now, can’t they … 😉Eating is being a real challenge. I’m really not interested and I found eating a normal breakfast this morning (2 boiled eggs and a piece of sourdough toast) a real battle. I’m not sure if that’s what knocked me off my feet, but I suddenly became incredibly tired and sleepy - went to bed for 30 minutes and ended up staying there all morning. I’m a bit concerned about taking painkillers etc without any food on board so when I popped out to get more painkillers for Mr KK and cough mixture and decongestants for me I bought a Victoria sponge from coop. The epitome of UPF really but at least I had something on board for the next batch of meds …
I can’t see me being back in work tomorrow either.KKAs at 15.11.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £228,473
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 76 books of target 52 in 2025, as @ 7th December
Produce tracker: £442 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
There's so much going around in our workplace. Many have dragged themselves in with it. But I think if you don't catch it at work you're bound to get It somewhere else. It's the season to be sharing (bugs) eh. I hope you're starting to feel better soon xxEmergency Fund- £717.773
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If you require victoria sponge then so be it.
Non UPF didn't stop you catching lurgy did it, so it can darn well buck its ideas up while it stares on enviously at you having your lovely comforting cake4 -
Ha! Thanks PiP 👏😊😂PennysIntoPounds said:If you require victoria sponge then so be it.
Non UPF didn't stop you catching lurgy did it, so it can darn well buck its ideas up while it stares on enviously at you having your lovely comforting cake
I still can’t face eating-eating so whilst Mr KK has a supermarket curry and rice I’m having a sort of salad (lettuce baby tomatoes and cucumber) and fruit for tea - all raw - that’s all I fancy … 🤷♀️
KKAs at 15.11.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £228,473
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 76 books of target 52 in 2025, as @ 7th December
Produce tracker: £442 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Hope you feel better soon KK! Sounds like you needed the sleep.
(Another one that works in calendar months rather than pay periods, especially with YNAB running the show)Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £226,957.97
Start student loan 2012: £29,750; current student loan: CLEARED July 20251 -
Medicinal cake is totally allowed.
I seem to remember my step-gran claimed she only wanted fresh cream chocolate éclairs after one of her surgeries, it was a 5 mile round trip on foot down country roads to the shop that sold them. I walked down every other day for 3 weeks and bought a 2 pack. She had crackers too. Hardly a balanced diet, but she survived.
You hunted your own.
Take the time you need to recover and you will be bulletproof over Xmas and into the New Year. It is time well spent at home. No-one thinks you are slacking.4/10/25Three Years Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢
No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******4 -
Wow! That is an epic effort for her! I hope she was worth it? 😉f0xh0les said:Medicinal cake is totally allowed.
I seem to remember my step-gran claimed she only wanted fresh cream chocolate éclairs after one of her surgeries, it was a 5 mile round trip on foot down country roads to the shop that sold them. I walked down every other day for 3 weeks and bought a 2 pack. She had crackers too. Hardly a balanced diet, but she survived.
You hunted your own.
Take the time you need to recover and you will be bulletproof over Xmas and into the New Year. It is time well spent at home. No-one thinks you are slacking.
My fever has broken! 🤩🎉🎊 But I am still very coughy and gloppy so I will take another day before going back to work.
KKAs at 15.11.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £228,473
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 76 books of target 52 in 2025, as @ 7th December
Produce tracker: £442 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Glad the cake helped! Take it easy xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1
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