Weโd like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are โ or become โ political in nature may be removed in line with the Forumโs rules. Thank you for your understanding.
๐จ Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Mortgage free in Forever Home :-)
Comments
-
Thank you ๐PennysIntoPounds said:Well done for sensitively handling the H&S issue, and standing your ground in a pleasant way on the plate spinning.
Gawd, these PC people! You can block Chair's email from your work email without compunction tomorrow, that is just not appropriate or professional.
Think when we start our MSE Advent, you're going to have to have a special one counting down until you can be rid of this nonsense.
Obvs don't forget to get in touch with constant annoying member of public to see if he'd like to take over your role ๐
I hadnโt thought of having a formal count down โฆ ๐ค๐ Nice idea! ๐
The Chair isnโt that annoying that I would inflict that on them! ๐๐๐
KK
As at 15.10.25:
- When bought house ยฃ315,995 mortgage debt and end date at start = October 2039 - now ยฃ229,702
- OPs to mortgage = ยฃ12,345 Estd. interest saved = ยฃ5,863 to date
Fixed rate 3.85% ends October 2030
Read 65 books of target 52 in 2025, as @ 16th Novemberย
Produce tracker: ยฃ442 of ยฃ300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.ยWatch your actions, they become your reality.ย2 -
Well done on standing up for yourself regarding the extra work.Mortgage OP 2025 ยฃ7550/7000Mortgage OP 2024 ยฃ7700/7000
Mortgage balance: ยฃ34,196
Money making challenge ยฃ83/400
โDo what others wonโt early in life so you can do what others canโt later in lifeโ (stolen from Gally Girl)1 -
Heโs a lovely guy, really funny and clever but absolutely incapable of prioritising! Yes, it all needs doing, but not ALL now! ๐skint_spice said:Well done on standing up for yourself regarding the extra work.
KKAs at 15.10.25:
- When bought house ยฃ315,995 mortgage debt and end date at start = October 2039 - now ยฃ229,702
- OPs to mortgage = ยฃ12,345 Estd. interest saved = ยฃ5,863 to date
Fixed rate 3.85% ends October 2030
Read 65 books of target 52 in 2025, as @ 16th Novemberย
Produce tracker: ยฃ442 of ยฃ300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.ยWatch your actions, they become your reality.ย2 -
Out of interest, does anyone have any idea why Chloe has such a passion for ripping boxes to bits? ๐ค


KKAs at 15.10.25:
- When bought house ยฃ315,995 mortgage debt and end date at start = October 2039 - now ยฃ229,702
- OPs to mortgage = ยฃ12,345 Estd. interest saved = ยฃ5,863 to date
Fixed rate 3.85% ends October 2030
Read 65 books of target 52 in 2025, as @ 16th Novemberย
Produce tracker: ยฃ442 of ยฃ300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.ยWatch your actions, they become your reality.ย1 -
Because it's fun?KajiKita said:Out of interest, does anyone have any idea why Chloe has such a passion for ripping boxes to bits? ๐ค
KK
Does she have other toys? Favourites here are springs, squeaky mice, and catnip bananas, but they also have crinkly foil balls, ping pong balls, and balls with bells in. Boxes are for hiding in. Paper is for hiding under/jumping on. Wine corks are also popular.ย0 -
Does Chloe have a couple of decent scratchers?ยIt could be sheโs just young.ยI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
@greenbee I wouldn't even go as far as it's fun!!ย Just because.greenbee said:
Because it's fun?KajiKita said:Out of interest, does anyone have any idea why Chloe has such a passion for ripping boxes to bits? ๐ค
KK
Does she have other toys? Favourites here are springs, squeaky mice, and catnip bananas, but they also have crinkly foil balls, ping pong balls, and balls with bells in. Boxes are for hiding in. Paper is for hiding under/jumping on. Wine corks are also popular.ยIโm a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards.ย If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board:ย ย https://lemonfool.co.uk/financecalculators/soa.php
Check your state pension on:ย Check your State Pension forecast - GOV.UK
"Never retract, never explain, never apologise; get things done and let them howl.โย Nellie McClung
โญ๏ธ๐ ๐๐ ๐ ๐0 -
Catnip nanas?! I've grown whiskers the better to appreciate them.ย Re cardboard boxes, they love the warmth and opportunity to clip their claws.ย Love Humdinger xxย0
-
My much missed old cat loved his catnip banana, was his favourite toy and he'd licked and loved it so much it was more grey than yellow ๐ป
Edited to add that my last 2 cats have been indifferent to a box ๐คท๐ผโโ๏ธ๐ฆ0
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.5K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.4K Spending & Discounts
- 245.5K Work, Benefits & Business
- 601.4K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.4K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards





