Weโ€™d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are โ€“ or become โ€“ political in nature may be removed in line with the Forumโ€™s rules. Thank you for your understanding.

๐Ÿ“จ Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Mortgage free in Forever Home :-)

1699700701702703705ยป

Comments

  • KajiKita
    KajiKita Posts: 8,668 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Well done for sensitively handling the H&S issue, and standing your ground in a pleasant way on the plate spinning.

    Gawd, these PC people! You can block Chair's email from your work email without compunction tomorrow, that is just not appropriate or professional.
    Think when we start our MSE Advent, you're going to have to have a special one counting down until you can be rid of this nonsense.
    Obvs don't forget to get in touch with constant annoying member of public to see if he'd like to take over your role ๐Ÿ˜
    Thank you ๐Ÿ˜Š

    I hadnโ€™t thought of having a formal count down โ€ฆ ๐Ÿค”๐Ÿ˜Š Nice idea! ๐Ÿ˜‰

    The Chair isnโ€™t that annoying that I would inflict that on them! ๐Ÿ˜‚๐Ÿ˜‚๐Ÿ˜‚

    KK


    As at 15.10.25:
    - When bought house ยฃ315,995 mortgage debt and end date at start = October 2039 - now ยฃ229,702
    - OPs to mortgage = ยฃ12,345 Estd. interest saved = ยฃ5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 65 books of target 52 in 2025, as @ 16th Novemberย 
    Produce tracker: ยฃ442 of ยฃ300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions.ย 
    Watch your actions, they become your reality.ย 
  • skint_spice
    skint_spice Posts: 13,588 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Well done on standing up for yourself regarding the extra work.
    Mortgage OP 2025 ยฃ7550/7000
    Mortgage OP 2024 ยฃ7700/7000

    Mortgage balance: ยฃ34,196

    Money making challenge ยฃ83/400

    โ€Do what others wonโ€™t early in life so you can do what others canโ€™t later in lifeโ€ (stolen from Gally Girl)
  • KajiKita
    KajiKita Posts: 8,668 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Well done on standing up for yourself regarding the extra work.
    Heโ€™s a lovely guy, really funny and clever but absolutely incapable of prioritising! Yes, it all needs doing, but not ALL now! ๐Ÿ˜‰

    KK
    As at 15.10.25:
    - When bought house ยฃ315,995 mortgage debt and end date at start = October 2039 - now ยฃ229,702
    - OPs to mortgage = ยฃ12,345 Estd. interest saved = ยฃ5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 65 books of target 52 in 2025, as @ 16th Novemberย 
    Produce tracker: ยฃ442 of ยฃ300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions.ย 
    Watch your actions, they become your reality.ย 
  • KajiKita
    KajiKita Posts: 8,668 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Out of interest, does anyone have any idea why Chloe has such a passion for ripping boxes to bits? ๐Ÿค”





    KK
    As at 15.10.25:
    - When bought house ยฃ315,995 mortgage debt and end date at start = October 2039 - now ยฃ229,702
    - OPs to mortgage = ยฃ12,345 Estd. interest saved = ยฃ5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 65 books of target 52 in 2025, as @ 16th Novemberย 
    Produce tracker: ยฃ442 of ยฃ300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions.ย 
    Watch your actions, they become your reality.ย 
  • greenbee
    greenbee Posts: 18,361 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    KajiKita said:
    Out of interest, does anyone have any idea why Chloe has such a passion for ripping boxes to bits? ๐Ÿค”

    KK
    Because it's fun?

    Does she have other toys? Favourites here are springs, squeaky mice, and catnip bananas, but they also have crinkly foil balls, ping pong balls, and balls with bells in. Boxes are for hiding in. Paper is for hiding under/jumping on. Wine corks are also popular.ย 
  • beanielou
    beanielou Posts: 97,017 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Does Chloe have a couple of decent scratchers?ย 
    It could be sheโ€™s just young.ย 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Brie
    Brie Posts: 15,746 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    greenbee said:
    KajiKita said:
    Out of interest, does anyone have any idea why Chloe has such a passion for ripping boxes to bits? ๐Ÿค”

    KK
    Because it's fun?

    Does she have other toys? Favourites here are springs, squeaky mice, and catnip bananas, but they also have crinkly foil balls, ping pong balls, and balls with bells in. Boxes are for hiding in. Paper is for hiding under/jumping on. Wine corks are also popular.ย 
    @greenbee I wouldn't even go as far as it's fun!!ย  Just because.
    Iโ€™m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards.ย  If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board:ย ย https://lemonfool.co.uk/financecalculators/soa.php

    Check your state pension on:ย Check your State Pension forecast - GOV.UK

    "Never retract, never explain, never apologise; get things done and let them howl.โ€ย  Nellie McClung
    โญ๏ธ๐Ÿ…๐Ÿ˜‡๐Ÿ…๐Ÿ…๐Ÿ…
  • Humdinger1
    Humdinger1 Posts: 2,526 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    Catnip nanas?! I've grown whiskers the better to appreciate them.ย  Re cardboard boxes, they love the warmth and opportunity to clip their claws.ย  Love Humdinger xxย 
  • teapot2
    teapot2 Posts: 3,607 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited Today at 12:12AM
    My much missed old cat loved his catnip banana, was his favourite toy and he'd licked and loved it so much it was more grey than yellow ๐Ÿ˜ป

    Edited to add that my last 2 cats have been indifferent to a box ๐Ÿคท๐Ÿผโ€โ™€๏ธ๐Ÿ“ฆ
Meet your Ambassadors

๐Ÿš€ Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.5K Banking & Borrowing
  • 253.7K Reduce Debt & Boost Income
  • 454.4K Spending & Discounts
  • 245.5K Work, Benefits & Business
  • 601.4K Mortgages, Homes & Bills
  • 177.6K Life & Family
  • 259.4K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.