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Mortgage free in Forever Home :-)

1700701703705706728

Comments

  • beanielou
    beanielou Posts: 97,398 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Enjoy your day. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • Staffordia
    Staffordia Posts: 399 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    I've seen you previously mention Monmouth as being near you. I've just seen awful photographs showing the flooding in the town from yesterday's rain. I've never seen it that bad.
    Mortgage Free November 2018
    Early Retired June 2020
  • Humdinger1
    Humdinger1 Posts: 2,595 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    @KajiKita sorry to hear about the appalling floods.  Re your mum, judging by my mum, some people find it impossible to express the positive.   What you describe rang so many bells.  Weirdly, things only improved for me when I realised that she wasn't going to change. Sorry, you must have grappled with this down the years and have reached- justifiably - a different conclusion.  You dont have to justify anything to me but just wanted to say that I, together with your posse of devoted admirers- are here.  Love Humdinger xx 
  • ladybird1106
    ladybird1106 Posts: 1,055 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Glad you had a good time with your friend. Sometimes just getting together with someone who you know you can have a good laugh with and just gets who you are is the best therapy. 
    🥂 cheers to good friends
    love 🐞

    Grow your own: £14.66
  • savingholmes
    savingholmes Posts: 29,117 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'm part way through my catch up but: 

    Happy 6th house anniversary.

    Belated happy birthday.

    Loved the munch on the PC comment. I think you are being too kind if you think your experience is rare... 

    Can I put a delayed order in for the Mr KK clone? Lots of diy and garden work here, flowers also welcome. Hoping my white and black rescue cat may earn me a discount.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £171.3K Equity 36.55%
    2) £2.6K Net savings after CCs 10/10/25
    3) Mortgage neutral by 06/30 (AVC £30.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 35.5/£127.5K target 27.8% 14/11/25
    (If took bigger lump sum = 62K or 48.6%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £5.1K updated 14/11/25
  • beanielou
    beanielou Posts: 97,398 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Good friends are priceless 🤗
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
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