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Mortgage free in Forever Home :-)

1699700702704705734

Comments

  • beanielou
    beanielou Posts: 97,493 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Happy Friday. Enjoy your weekend. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • KajiKita
    KajiKita Posts: 9,033 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    beanielou said:
    Happy Friday. Enjoy your weekend. 
    Thanks Beanie 😊
    You too x

    KK
    As at 15.12.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 80 books of target 52 in 2025, as @ 25th December 
    Produce tracker: £457 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • debtfreewannabe321
    debtfreewannabe321 Posts: 10,112 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I messaged DP and said don't worry about picking me up I need to walk off my bad back...he messaged back with something along the lines of are you mad? I hadn't noticed the weather had got around five times worse since starting work and was glad he ignored me and collected me anyway 🤣 very stormy and wet. 

    Hope you have a relaxing weekend!
  • Merlin's_Beard
    Merlin's_Beard Posts: 1,624 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Interesting the things from childhood that follow us around - there are definitely books that follow me. And what a nice memory of your mum paying attention to you!
    Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
    Current mortgage amount: £226,957.97
    Start student loan 2012: £29,750; current student loan: CLEARED July 2025
  • Watty1
    Watty1 Posts: 7,636 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Interesting about your mum. And I absolutely love that book. It is an early childhood memory for me too 
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
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