We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Mortgage free in Forever Home :-)
Comments
-
Happy Friday. Enjoy your weekend.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.0 -
As at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 64 books of target 52 in 2025, as @ 11th November
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
I messaged DP and said don't worry about picking me up I need to walk off my bad back...he messaged back with something along the lines of are you mad? I hadn't noticed the weather had got around five times worse since starting work and was glad he ignored me and collected me anyway 🤣 very stormy and wet.
Hope you have a relaxing weekend!1 -
Another reason why your DP is a keeper …. 😊debtfreewannabe321 said:I messaged DP and said don't worry about picking me up I need to walk off my bad back...he messaged back with something along the lines of are you mad? I hadn't noticed the weather had got around five times worse since starting work and was glad he ignored me and collected me anyway 🤣 very stormy and wet.
Hope you have a relaxing weekend!
In other news, my quality engineer is being made homeless, again, for the 7th, maybe 8th time since becoming an adult (he’s only in his early 30s 😳). His landlord is selling the flat he and his girlfriend are in and wants them out by March. He’s being remarkably level headed and calm about it, but I have told him firmly, that he can immediately have time to view anything that comes up and I can do him an employer reference for the credit check (he’d mentioned the first thing to me but not the second, but I know the drill as I have done it before). He said he appreciated it and I said there wasn’t much I could do to help him, but I didn’t want those details adding to his stress levels.
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 64 books of target 52 in 2025, as @ 11th November
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
And while I remember I had a softer moment with my mum this week …
I’m rereading Charles Kingsley’s Water Babies atm, as Mrs Do As You Would Be Done By has always been one of the tenets by which I live, my North Star if you will. I wanted to understand why that character had made such an impact on me from being read the story when I was wee. As I was reading I started remembering sitting by the gas fire in the Day Nursery (yes, my parents really called it that … 🤷♀️), the softly coloured illustrations in the book, my mum reading to me … And then, I’m still reading and thinking this section is really boring … (for those that don’t know it, it’s a Victorian story about a young chimney sweep who runs away from his master for innocent reasons, becomes a water baby and learns much about himself and life in his following adventures, but inserted in this reasonably engaging story are great chunks of philosophical waffle / proselytising … I started to skip them (I want to get to Mrs DAYWBDB! 😉) and then remembered my mum skipping these too …
I replied to my dad’s weekly ‘climbing mountains’ email and as well asked my mum if my recollection was correct. In response I got this:
“ Yes, I do indeed remember reading the Water Babies, and watching carefully to see when interest might be slipping and some pages quietly omitted . . .”
This made me happy. It’s not often that I come across evidence of my mother caring about how I was feeling about things as a child (or now 😉). That intellectual effort is exactly apt for how my mother is … 🤷♀️❤️😊
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 64 books of target 52 in 2025, as @ 11th November
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.4K Banking & Borrowing
- 253.7K Reduce Debt & Boost Income
- 454.4K Spending & Discounts
- 245.5K Work, Benefits & Business
- 601.3K Mortgages, Homes & Bills
- 177.6K Life & Family
- 259.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards


