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Mortgage free in Forever Home :-)
Comments
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Thanks @debtfreewannabe321, @Baileys_Babe, @Cheery_Daff and @PennysIntoPounds, that visual image made me smile 😊
Aaaaand the week is done! Thank goodness. It’s been hectic. Unfortunately, we are in the laser beam focus of the group QHSE manager atm and he is harassing us for this and that and also, the other, in impossibly short order … 🙄🤷♀️I’m out tonight (which isn’t great planning as Mr KK’s back is bad again - he didn’t go into work again today - he sneezed last night and has been in trouble since …) and it’s so cold I’d rather hunker down and stay in … but it’s the first gong bath my friend has delivered since she broke her femur, so I’m going along to support her. I suspect it will do me good too, to be fair 😊
I have managed to submit both meter readings just now (our balance is building up nicely 😊) and need to get the toscos shop finalised and start my passport application before I go out this evening.KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,822 Estd. interest saved = £6,166 to date
Fixed rate 3.85% ends October 2030
Read 77 books of target 52 in 2025, as @ 13th December
Produce tracker: £447 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.9 -
Does Mr KK have a back brace? My friend used to wear one for support when she was really struggling..I could never find one to fit me well but she swore by it. Wondered if it might offer him some extra support when he's bad.
Enjoy the gong bath! I do enjoy those 🧘🏻♀️😌Emergency Fund- £717.774 -
Enjoy your gong bath. Very jealous. 🥰I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Well, I got the Toscos shop finalised but needed a nana nap so the passport form didn’t get done … 😉
Thanks @debtfreewannabe321 and @beanielou 😊 We hadn’t thought of a back brace … we’ll explore that a bit more tomorrow… 🤔
My friend’s gong bath was good, different to how she used to play, but still good. I was right in front of the gong so I got the vibrations from all around me and through the floor! 😊
At the end I gave her Kaji - she gives it to many, many people but I suspect I am the only person she knows now , who can give *her* Kaji. There were still some people there who know what Kaji is and now all of sudden, we will be doing a Kaji evening in January! 😉😂 (I don’t mind, this is aligned with who and what, is the core of me and its good to be able to have the space and energy again to ‘be in’ that part of me … ❤️).
My friend looked really well, so good to see after what she’s been through over the last year 😊
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,822 Estd. interest saved = £6,166 to date
Fixed rate 3.85% ends October 2030
Read 77 books of target 52 in 2025, as @ 13th December
Produce tracker: £447 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.11 -
I’ve googled kaji and it’s come up with restaurants etc which I don’t think that’s what your on about. Could you enlighten me please?
love 🐞
Grow your own: £14.664 -
It can get quite complicated …ladybird1106 said:I’ve googled kaji and it’s come up with restaurants etc which I don’t think that’s what your on about. Could you enlighten me please?
love 🐞
https://ihreiki.com/blog/reiki_and_kaji/
but the simplest way I describe it, is using an empowered stone and chanted mantra to transfer healing (power) to a recipient - doesn’t have to be a human, can be a plot of land, a tree etc.I describe it to myself and others as, the energy that plants get from the sun and build into carbohydrates. We then eat that energy through the food chain, in all its forms, which eventually reaches every cell in our body - we then release that energy like little tiny sunbursts in every cell of our body. 🌞 Kaji is a direct stream of a top up to that energy. My intention as a practitioner is to get out of the way! 😉 Which makes it very different to reiki, where you are supposed to direct the energy through your heart centre before passing it onto the recipient. (That felt super weird to me, doing reiki after Kaji!) You can try to direct Kaji, but actually it tends to find its own way, like water, to whatever the recipient needs. Often the recipient has a feeling of peace and being ‘grounded’ and calm after Kaji.It takes a bit of effort to get to grips with Kaji - you have to learn to chant the 40 lines of the heart sutra in sino-japanese off by heart. I also mix in various other smaller mantras, such as medicine Buddha, Fudo Myou (a fierce energy that rescues souls from hell realms) or Kannon (boddhisatva of compassion). You also need to be ‘signed off’ as sufficiently embedded and rooted in your practice by your teacher before being taught it - nominally your stone gets empowered 😉 I bought a really pretty one from Glastonbury with embedded ruby - that shade of pink reflects Kannon, but you could find a stone in a river or on a beach - it does help if it’s smooth in profile as you use it on various parts of the head, shoulders, arms and back and it helps if it slides easily. No-one ever sees the stone because you wrap it in silk. But I know what kind looks like ❤️KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,822 Estd. interest saved = £6,166 to date
Fixed rate 3.85% ends October 2030
Read 77 books of target 52 in 2025, as @ 13th December
Produce tracker: £447 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.10 -
What a lovely explanation.
I'm glad your friend has you to kaji3 -
That sounds so interesting.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Thank you 😊PennysIntoPounds said:What a lovely explanation.
I'm glad your friend has you to kaji
It’s making me realise quite how woven into my warp and weft it is. Guess that’s why it’s my user name, lying dormant until it was time to reconnect with it 😊beanielou said:That sounds so interesting.
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,822 Estd. interest saved = £6,166 to date
Fixed rate 3.85% ends October 2030
Read 77 books of target 52 in 2025, as @ 13th December
Produce tracker: £447 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.7 -
That’s really interesting. Thank you
love 🐞
Grow your own: £14.663
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