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Mortgage free in Forever Home :-)
Comments
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As a less experienced cook, I assumed that green chillies were less hot than red chillies on principle because red = fire and that. Casually tossed 20? green finger chillies into a curry... Oh my word, we were dripping with sweat after the first mouthful!
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I once in my younger years made gravy for my mum. Poured it on everyone's dinner to find out it was coffee when everyone was spitting it out 😊 I never did get asked to do it again lolEmergency Fund- £717.77
New Diary- https://forums.moneysavingexpert.com/discussion/6647063/investing-in-us-holidays-health-and-the-road-to-150k#latest4 -
I had a boss who expected me (being female) to make him a coffee when ever he wanted one. He only asked me once.debtfreewannabe321 said:I once in my younger years made gravy for my mum. Poured it on everyone's dinner to find out it was coffee when everyone was spitting it out 😊 I never did get asked to do it again lol
I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
Check your state pension on: Check your State Pension forecast - GOV.UK
"Never retract, never explain, never apologise; get things done and let them howl.” Nellie McClung
⭐️🏅😇🏅🏅🏅
STRUGGLING DURING THE HOLIDAYS??
click here for ideas on how to cope....Some websites and helplines if you're struggling this Christmas — MoneySavingExpert Forum3 -
Glad the post share provoked a few smiles and memories … 😉😊
I have made a teeny-tiny OP this evening of £4.08 of survey monies and an even weenier TT of 5p! 😂
Mr KK has made a start on decluttering his bedroom. He’s doing 30 minutes a night and although I can’t see any difference yet, a lot of ‘stuff’ has left - I have seen it being brought down for disposal or storage elsewhere 😊
Utterly exhausting week in work this week so won’t be posting much but happily plodding on 😊
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,822 Estd. interest saved = £6,166 to date
Fixed rate 3.85% ends October 2030
Read 78 books of target 52 in 2025, as @ 21st December
Produce tracker: £453 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.8 -
You don't need to post for our benefit just for yours. Meanwhile - rest up.I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
Check your state pension on: Check your State Pension forecast - GOV.UK
"Never retract, never explain, never apologise; get things done and let them howl.” Nellie McClung
⭐️🏅😇🏅🏅🏅
STRUGGLING DURING THE HOLIDAYS??
click here for ideas on how to cope....Some websites and helplines if you're struggling this Christmas — MoneySavingExpert Forum5 -
My sister also did this with ground coffee many years ago 🤣debtfreewannabe321 said:I once in my younger years made gravy for my mum. Poured it on everyone's dinner to find out it was coffee when everyone was spitting it out 😊 I never did get asked to do it again lolFashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family2 -
Awww … thank you xBrie said:You don't need to post for our benefit just for yours. Meanwhile - rest up.
Very intense and tiring day but the customer auditors are trying really hard to help us ‘see’ how to comply with their requirements. We won’t pass (zero chance of that) its more a case of how badly we fail 😉
Apparently we have accidentally been a little awesome …. I couldn’t attend a meeting today with the Group QHSE manager about progress on writing safe working practices and getting sign offs for training. My number two took the call without me (well done him, wasn’t sure if he would be willing to 😊👏) and shared an update on progress and how we were approaching the task. As part of that he shared a couple of the SWPs we had rewritten and the Group QSHE manager noticed that we had tweaked the format, layout and content (I can’t really remember what we did to it - I have a vague recollection of the sequence of text fields not being logical and we added more images to illustrate points) and started waxing lyrical about how good it was! Apparently our revised format is going to become the template for the whole group! Not sure how popular that will make me with the other sites ….! 😂😂
Another nice thing - I’ve won £525 on the PBs, first win in months! 😊🥳🎉🎊
I already know how I’m going to allocate it …
£200 to savings
£200 to an OP ❤️
£100 to a new tapestry so I’m working with bright colours through the dark winter months
£25 to a takeaway which Mr KK gets to chose 😊
This is the tapestry 😊
KK
As at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,822 Estd. interest saved = £6,166 to date
Fixed rate 3.85% ends October 2030
Read 78 books of target 52 in 2025, as @ 21st December
Produce tracker: £453 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.12 -
Fabulous win and lovely tapestry!Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!3 -
Well done work star, and what a win! 🥳🥂3
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A good day then.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.3
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