We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Mortgage free in Forever Home :-)

1689690692694695736

Comments

  • Lovely flowers and sounds a productive day off. 
    DFW (08/08) £64,346.53 Gone (02/19)
    MFW (08/08) £118k Gone (09/23)
  • Watty1
    Watty1 Posts: 8,441 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Lovely flowers. 

    Clone spreadsheet adjustment - increase price slightly and send clones out with a bouquet as gorgeous.  Think will be a winner if we are all surprised by clone turning up with flowers :)
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • KajiKita
    KajiKita Posts: 10,491 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Watty1 said:
    Lovely flowers. 

    Clone spreadsheet adjustment - increase price slightly and send clones out with a bouquet as gorgeous.  Think will be a winner if we are all surprised by clone turning up with flowers :)
    You don’t think that could be potentially misinterpreted …? 😉😂

    KK
    As at 16.07.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £213,042
    - OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 55 books of target 52 in 2026 as @ 1st August. 
    Produce tracker: £192 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • skint_spice
    skint_spice Posts: 13,784 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I hope the frog family settle in well 💗
    Mortgage OP 2026 £1860/2000
    Mortgage balance: £30,298

    Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May £30,
    Jun £120, Jul £0, Aug

    Summer challenge £120/300

  • beanielou
    beanielou Posts: 100,648 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Enjoy your evening x
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 14 months left.
  • Aw bless Mr KK and his frog family 💚

    Hope you have a lovely evening, you have very much earnt it!
  • Hope you're having a great evening  :)
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.2K Banking & Borrowing
  • 254.7K Reduce Debt & Boost Income
  • 455.8K Spending & Discounts
  • 247.9K Work, Benefits & Business
  • 605.1K Mortgages, Homes & Bills
  • 178.8K Life & Family
  • 262.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.