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Mortgage free in Forever Home :-)
Comments
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@KajiKita - I thought we had to use Photobouqet or similar to upload photos?2
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Nope, you can upload direct now.3
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silly long process.......I take a photo with my phone, add that to an email which is saved to draft, open up the email on my pc and do a snipping tool cut of what I want from it and then paste that into a post here.edinburgher said:@KajiKita - I thought we had to use Photobouqet or similar to upload photos?
Meanwhile - I do not at present serve any particular cat or dog but I do have a lot of gingers that come and inspect our lounge door as if they might be interested in coming in to watch a bit of TV with us. Usually the gingers are cats but there have been the occasional fox kit.I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
Check your state pension on: Check your State Pension forecast - GOV.UK
"Never retract, never explain, never apologise; get things done and let them howl.” Nellie McClung
⭐️🏅😇🏅🏅🏅🏅🏅3 -
@edinburgher
If you use a mobile to upload there is a button to press to upload straight from your library on the phone.
@KajiKita laughing at all the comments about cloning Mr KK. I'm happy enough with my DP as he tidies, cleans and mopped the floor earlier (as well as doing the DIY) wouldn't mind a clone of a man who likes gardening though and happy to do all the heavy stuff out there. Do we have a Mr KK clone for this 🤨🤔.Emergency Fund goal - £1000/1300
Mortgage OP goal 2026 - £1200/£4500
-Smaller goal £0/800
Read 24 books this year 20/245 -
< starts to add customisation options (within clear limits!) to Mr KK cloning programme … >debtfreewannabe321 said:
@KajiKita laughing at all the comments about cloning Mr KK. I'm happy enough with my DP as he tidies, cleans and mopped the floor earlier (as well as doing the DIY) wouldn't mind a clone of a man who likes gardening though and happy to do all the heavy stuff out there. Do we have a Mr KK clone for this 🤨🤔.KKAs at 16.07.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £213,042
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 56 books of target 52 in 2026 as @ 2nd August.
Produce tracker: £192 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.7 -
A gardening Mr KK Clone duly requested having spent most of the afternoon out there with very little effect visible
Only have a black cat so assume no discount - but - she was once feral and has been socialised by me so possibly there is room for negotations? Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!5 -
< adds Watty to customer list and plans in a gardening Mr KK clone for next cycle.Watty1 said:A gardening Mr KK Clone duly requested having spent most of the afternoon out there with very little effect visible Only have a black cat so assume no discount - but - she was once feral and has been socialised by me so possibly there is room for negotations?
applies discount because KK is really rather fond of black cats … >😉
KKAs at 16.07.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £213,042
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 56 books of target 52 in 2026 as @ 2nd August.
Produce tracker: £192 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
I have a whippetty type dog, an iggy! but he is rather a chonk at the moment!
Would I get a Mr KK clone discount? 🤣🤣 especially a gardening clone, wouldn't that be amazing!!
No cats here though!!4 -
< consults price model, applies discount for both whippetty type dog and one of kindest MSE forum members … >Bananabreadyum said:I have a whippetty type dog, an iggy! but he is rather a chonk at the moment!
Would I get a Mr KK clone discount? 🤣🤣 especially a gardening clone, wouldn't that be amazing!!
No cats here though!!KKAs at 16.07.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £213,042
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 56 books of target 52 in 2026 as @ 2nd August.
Produce tracker: £192 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Lazy start here. I actually slept in till 7.15 yesterday time, 6.15 today time whilst barely waking - glorious! 🤩❤️
Used up the leftover peppers, mushrooms and peppers from the fajitas on Friday evening as the base to air fryer cooked (ood) eggs for breakfast. Not amazing but no waste 😊
Got out earlyish doors to make a start on one of my winter jobs of recutting all the border edgings. This bed is not finished but I’ve made a good start and I have weeded into the bed by c. 6” as well, so quite pleased with that 😊 Had another hour long session on it this afternoon and cleared another wheelbarrow and large trug of material.
Got Mr KK’s washing on the line, came in drier but not dry. Finishing off the almost dry bits on a short cycle in the tumble, the heavier damper items (work trousers and sweatshirt) are widely spread on the heated airer.Mr KK’s eyes were bigger than both the frying pan and the slow cooker when he was in the butchers yesterday so he bought a piece of beef that wouldn’t fit in either! 😂 Now chopped in half - one part to the freezer, the other thinking about itself in the SC. I have a portion of my new ‘roast’ defrosting - it’s a good, tasty option 😊
Border before:
Can’t upload the after image here, I will try again in a separate post.
KKAs at 16.07.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £213,042
- OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 56 books of target 52 in 2026 as @ 2nd August.
Produce tracker: £192 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6
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