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Mortgage free in Forever Home :-)

1684685687689690

Comments

  • KajiKita
    KajiKita Posts: 8,496 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Brie said:
    KajiKita said:
    Oh and by the time I got home Mr KK had (more or less) put the groceries shop away (various things like candles defeated him! ๐Ÿ˜‚๐Ÿ˜‚), washed the catโ€™s food tray, rescued my washing from the line and scrubbed the kitchen floor to within an inch of its existence ๐Ÿ˜‰

    ๐Ÿ˜‡ Mr KK ๐Ÿ˜‡
    โค๏ธ

    KK
    Do you rent him out for very much??
    Nope. Sorry ๐Ÿ˜Š๐Ÿ˜‚๐Ÿ˜‰

    KK
    As at 15.10.25:
    - When bought house ยฃ315,995 mortgage debt and end date at start = October 2039 - now ยฃ229,702
    - OPs to mortgage = ยฃ12,345 Estd. interest saved = ยฃ5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 59books of target 52 in 2025, as @ 18th Octoberย 
    Produce tracker: ยฃ426 of ยฃ300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions.ย 
    Watch your actions, they become your reality.ย 
  • greenbee
    greenbee Posts: 18,162 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    KajiKita said:
    Brie said:
    KajiKita said:
    Oh and by the time I got home Mr KK had (more or less) put the groceries shop away (various things like candles defeated him! ๐Ÿ˜‚๐Ÿ˜‚), washed the catโ€™s food tray, rescued my washing from the line and scrubbed the kitchen floor to within an inch of its existence ๐Ÿ˜‰

    ๐Ÿ˜‡ Mr KK ๐Ÿ˜‡
    โค๏ธ

    KK
    Do you rent him out for very much??
    Nope. Sorry ๐Ÿ˜Š๐Ÿ˜‚๐Ÿ˜‰

    KK
    Could we clone him?
  • Merlin's_Beard
    Merlin's_Beard Posts: 1,559 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    greenbee said:
    KajiKita said:
    Brie said:
    KajiKita said:
    Oh and by the time I got home Mr KK had (more or less) put the groceries shop away (various things like candles defeated him! ๐Ÿ˜‚๐Ÿ˜‚), washed the catโ€™s food tray, rescued my washing from the line and scrubbed the kitchen floor to within an inch of its existence ๐Ÿ˜‰

    ๐Ÿ˜‡ Mr KK ๐Ÿ˜‡
    โค๏ธ

    KK
    Do you rent him out for very much??
    Nope. Sorry ๐Ÿ˜Š๐Ÿ˜‚๐Ÿ˜‰

    KK
    Could we clone him?
    This is suddenly sounding very MSE ๐Ÿ˜‚
    Start mortgage date: August 2022; Start mortgage amount: ยฃ240,999; Original mortgage free date: August 2056
    Current mortgage amount: ยฃ226,957.97
    Start student loan 2012: ยฃ29,750; current student loan: CLEARED July 2025
  • beanielou
    beanielou Posts: 96,731 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Send Mr K K here. Ta muchly.ย 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • KajiKita
    KajiKita Posts: 8,496 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    edited 25 October at 8:15PM
    greenbee said:
    KajiKita said:
    Brie said:
    KajiKita said:
    Oh and by the time I got home Mr KK had (more or less) put the groceries shop away (various things like candles defeated him! ๐Ÿ˜‚๐Ÿ˜‚), washed the catโ€™s food tray, rescued my washing from the line and scrubbed the kitchen floor to within an inch of its existence ๐Ÿ˜‰

    ๐Ÿ˜‡ Mr KK ๐Ÿ˜‡
    โค๏ธ

    KK
    Do you rent him out for very much??
    Nope. Sorry ๐Ÿ˜Š๐Ÿ˜‚๐Ÿ˜‰

    KK
    Could we clone him?
    beanielou said:
    Send Mr K K here. Ta muchly.ย 
    < cranks up cloning system and starts creating costing sheet and mapping out possible OPs โ€ฆ ๐Ÿค”๐Ÿ’ท >

    Beanie would get a discount of course โ€ฆ for the cats ย ๐Ÿ˜Š Mr KK is rather partial to ginger cats โ€ฆ โค๏ธ ๐Ÿˆย 

    KK
    As at 15.10.25:
    - When bought house ยฃ315,995 mortgage debt and end date at start = October 2039 - now ยฃ229,702
    - OPs to mortgage = ยฃ12,345 Estd. interest saved = ยฃ5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 59books of target 52 in 2025, as @ 18th Octoberย 
    Produce tracker: ยฃ426 of ยฃ300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions.ย 
    Watch your actions, they become your reality.ย 
  • greenbee
    greenbee Posts: 18,162 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Two tabbies here...ย 
  • KajiKita
    KajiKita Posts: 8,496 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    greenbee said:
    Two tabbies here...ย 
    < amends costing sheet to Mr KKโ€™s pet preferences โ€ฆ
    Ginger cats high on discounts along with whippety โ€˜sniffโ€™ like dogs heโ€™s rather partial to โ€ฆ >

    KK
    As at 15.10.25:
    - When bought house ยฃ315,995 mortgage debt and end date at start = October 2039 - now ยฃ229,702
    - OPs to mortgage = ยฃ12,345 Estd. interest saved = ยฃ5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 59books of target 52 in 2025, as @ 18th Octoberย 
    Produce tracker: ยฃ426 of ยฃ300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions.ย 
    Watch your actions, they become your reality.ย 
  • KajiKita
    KajiKita Posts: 8,496 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    PS - Mr KK is starting to look slightly alarmed โ€ฆ. ๐Ÿ˜‚๐Ÿ˜‚๐Ÿ˜‚๐Ÿ˜‚๐Ÿ˜‚๐Ÿ˜‚๐Ÿ˜‚๐Ÿ˜‚๐Ÿ˜‚

    KK
    As at 15.10.25:
    - When bought house ยฃ315,995 mortgage debt and end date at start = October 2039 - now ยฃ229,702
    - OPs to mortgage = ยฃ12,345 Estd. interest saved = ยฃ5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 59books of target 52 in 2025, as @ 18th Octoberย 
    Produce tracker: ยฃ426 of ยฃ300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions.ย 
    Watch your actions, they become your reality.ย 
  • beanielou
    beanielou Posts: 96,731 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Poor Mr KKย  :D
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • KajiKita
    KajiKita Posts: 8,496 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    beanielou said:
    Poor Mr KKย  :D
    He doesnโ€™t do too badly โ€ฆ The ยฃ250 towards the new Jeep cushions has blasted my Christmas budget to smithereens โ€ฆ! ๐Ÿ™„๐Ÿ˜‚๐Ÿ˜‚

    KK
    As at 15.10.25:
    - When bought house ยฃ315,995 mortgage debt and end date at start = October 2039 - now ยฃ229,702
    - OPs to mortgage = ยฃ12,345 Estd. interest saved = ยฃ5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 59books of target 52 in 2025, as @ 18th Octoberย 
    Produce tracker: ยฃ426 of ยฃ300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions.ย 
    Watch your actions, they become your reality.ย 
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