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Mortgage free in Forever Home :-)
Comments
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Nearly free! And after that any fall out isn't your problem.Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £224,460.73
Start student loan 2012: £29,750; current student loan: CLEARED July 2025
Unread owned books Jan 2026: 256
Undone crafts 2026: +15 -
I think you should bring celebratory cake to your last meeting 😁 and just spend the meeting eating cake. Or is that not how these things work 🤔😉😁.Emergency Fund goal - £1000/2000
Mortgage OP goal 2026 - £1200/£4500
Read 24 books this year 14/245 -
😂😂😂😂 Not really 😉 And, tbh I want to keep my powder dry about it, and just slip away after the meeting in December, not make it known until 1st January.debtfreewannabe321 said:I think you should bring celebratory cake to your last meeting 😁 and just spend the meeting eating cake. Or is that not how these things work 🤔😉😁.In other news, it was six years ago today that we moved in here. Mr KK has just had a memory come up on faceache showing us eating home cooked fish and chips (from the freezer) as we were so utterly bone tired, neither of us could face driving the five minutes to buy them from the local chippy! The kitchen was literally stacked out with boxes, but I had set up a ‘moving house pack’ so we had two plates, two sets of cutlery, two glasses and I managed to unpack some condiments after some rummaging …
A lot has happened since then! 😊😉
KKAs at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 30 books of target 52 in 2026 as @ 4th May.
Produce tracker: £93 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.13 -
Happy six year anniversary!Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £224,460.73
Start student loan 2012: £29,750; current student loan: CLEARED July 2025
Unread owned books Jan 2026: 256
Undone crafts 2026: +16 -
Happy 6th house anniversary to you.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** in ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger.
One debt remaining. Home improvement loan. 19months left.4 -
I love @greenbee and the Swift reference - this truly is an educated corner of t'internet ❤️ Happy 6th house anniversary!4
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Thanks @Merlin's_Beard, @beanielou, @edinburgher 😊
Mr KK has booked a table at my favourite restaurant for my birthday dinner 😊❤️
I have just sent remote Kaji to a friend of a friend who has had a heart attack. It felt easy and flowed gently but strongly - I feel unstuck and unblocked in a way I haven’t for a very long time 😊
KKAs at 17.04.26:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £216,847
- OPs to mortgage = £18,925 Estd. interest saved = £9,670 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 30 books of target 52 in 2026 as @ 4th May.
Produce tracker: £93 of £400 in 2026
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.7 -
Happy houseiversary!
Thank you for your public service. And well done again for saying enough is enough
I know nuffink of these things but good luck to your mates pal and I'm pleased for you that you were able to tune into healing good vibes 😊https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase/p1
'aggressive safety shot' Ken Doherty3 -
Happy house anniversary!🥂Mortgage OP 2026 £860/2000Mortgage balance: £31,791
Make £50 a month Jan £20, Feb £0, March £31, Apr £20, May
Boiler fund £2085/30003 -
Happy house anniversary and nice work on the healing vibes. May you both benefit.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!3
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