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Mortgage free in Forever Home :-)

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Comments

  • KajiKita
    KajiKita Posts: 8,467 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    beanielou said:
    Happy weekend to you.
    Thanks Beanie 😊 And you! 

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 59books of target 52 in 2025, as @ 18th October 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • KajiKita
    KajiKita Posts: 8,467 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Another disturbed night’s sleep - bluebottles in my room this time …! 🙄😂 And then I woke at 5am for no obvious reason 🤷‍♀️

    I have optimistically put a washing load on the whirly 🤞
    Watered the greenhouse 😊🌱 Everything I planted in there and outside in the bed next to it, all looks well 😊
    Do you remember the fun and games I had with a sainsbugs delivery a while back, when their truck broke down and I had to go to the store to collect the shop, but the truck hadn’t arrived etc etc …? This morning is my next delivery from them and today, they have a burst tyre and don’t know when they will reach us. Mr KK will have to deal with that on his own for once! 😉

    Time now to put some washing away, draw my face on, fill my water bottle and head off on my day out 😊

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 59books of target 52 in 2025, as @ 18th October 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Watty1
    Watty1 Posts: 7,266 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hope you have a wonderful day out
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • redofromstart
    redofromstart Posts: 5,945 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    Hope you have a lovely time KK
  • edinburgher
    edinburgher Posts: 14,106 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited Today at 9:56AM
    Will you be chasing Sainsbury's for the inconvenience or is it not worth it? Back in my student days they were always good for a moan, the average settlement was £15 of vouchers, enough for a good dinner and a pack of beers for student me ;)
  • teapot2
    teapot2 Posts: 3,586 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Will you be chasing Sainsbury's for the inconvenience or is it not worth it? Back in my student days they were always good for a moan, the average settlement was £15 of vouchers, enough for a good dinner and a pack of beers for student me ;)
    Not sure how long in the past your student days are @edinburgher but I'm not sure they've increased the amount since.  I recently complained when a bag of dried fruit in my home delivery proved to also contain a lump of plastic and received a £15 voucher for the inconvenience.
  • edinburgher
    edinburgher Posts: 14,106 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    @teapot2 - nearly 20 years! Bluebottle in a cuppa soup was the one I remember most clearly! 
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