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Mortgage free in Forever Home :-)
Comments
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As at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,822 Estd. interest saved = £6,166 to date
Fixed rate 3.85% ends October 2030
Read 78 books of target 52 in 2025, as @ 21st December
Produce tracker: £453 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Another disturbed night’s sleep - bluebottles in my room this time …! 🙄😂 And then I woke at 5am for no obvious reason 🤷♀️
I have optimistically put a washing load on the whirly 🤞
Watered the greenhouse 😊🌱 Everything I planted in there and outside in the bed next to it, all looks well 😊
Do you remember the fun and games I had with a sainsbugs delivery a while back, when their truck broke down and I had to go to the store to collect the shop, but the truck hadn’t arrived etc etc …? This morning is my next delivery from them and today, they have a burst tyre and don’t know when they will reach us. Mr KK will have to deal with that on his own for once! 😉
Time now to put some washing away, draw my face on, fill my water bottle and head off on my day out 😊
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,822 Estd. interest saved = £6,166 to date
Fixed rate 3.85% ends October 2030
Read 78 books of target 52 in 2025, as @ 21st December
Produce tracker: £453 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
Hope you have a wonderful day outMade it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!3 -
Hope you have a lovely time KKMy mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo3 -
Will you be chasing Sainsbury's for the inconvenience or is it not worth it? Back in my student days they were always good for a moan, the average settlement was £15 of vouchers, enough for a good dinner and a pack of beers for student me
4 -
Not sure how long in the past your student days are @edinburgher but I'm not sure they've increased the amount since. I recently complained when a bag of dried fruit in my home delivery proved to also contain a lump of plastic and received a £15 voucher for the inconvenience.edinburgher said:Will you be chasing Sainsbury's for the inconvenience or is it not worth it? Back in my student days they were always good for a moan, the average settlement was £15 of vouchers, enough for a good dinner and a pack of beers for student me
4 -
@teapot2 - nearly 20 years! Bluebottle in a cuppa soup was the one I remember most clearly!4
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Thanks @Watty1, @redofromstart 😊
@edinburgher, tbh I don’t think, I’ll bother, it would feel dishonest as they eventually delivered only 30 minutes after the delivery slot 🤷♀️
Had a good albeit tiring day 😊 As is the way when I meet this friend, the motorway was closed (to install a new bridge) so although the journey was no longer, it was very A and B road cross-countryish which I find quite tiring. My friend got there okay and we had a good time in the abbey though the gardens were a bit non-existent! 😉😂 Lunch was okay and not too crazy expensive for an NT place. I also came away with a new friend ….
Who has immediately found a new home (complete with fungal whatsit on its roots 😊👏💪😎 - go me planting something straight away and not leaving it to die in its pot! 😉😂)
The turning yellow thing in the background next to the deck is a Judas tree so I’m hoping over time this will become an ‘autumn corner’. I have a great big, too-tall-for-the-border purple aster that could move down here too, that’s looking good atm which I think would tone well 😊
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,822 Estd. interest saved = £6,166 to date
Fixed rate 3.85% ends October 2030
Read 78 books of target 52 in 2025, as @ 21st December
Produce tracker: £453 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.8 -
Oh and by the time I got home Mr KK had (more or less) put the groceries shop away (various things like candles defeated him! 😂😂), washed the cat’s food tray, rescued my washing from the line and scrubbed the kitchen floor to within an inch of its existence 😉
😇 Mr KK 😇
❤️
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,822 Estd. interest saved = £6,166 to date
Fixed rate 3.85% ends October 2030
Read 78 books of target 52 in 2025, as @ 21st December
Produce tracker: £453 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6 -
Do you rent him out for very much??KajiKita said:Oh and by the time I got home Mr KK had (more or less) put the groceries shop away (various things like candles defeated him! 😂😂), washed the cat’s food tray, rescued my washing from the line and scrubbed the kitchen floor to within an inch of its existence 😉
😇 Mr KK 😇
❤️
KK
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