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Mortgage free in Forever Home :-)

1683684686688689736

Comments

  • KajiKita
    KajiKita Posts: 10,493 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    beanielou said:
    Happy weekend to you.
    Thanks Beanie 😊 And you! 

    KK
    As at 16.07.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £213,042
    - OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 56 books of target 52 in 2026 as @ 2nd August. 
    Produce tracker: £192 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Watty1
    Watty1 Posts: 8,441 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hope you have a wonderful day out
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Hope you have a lovely time KK
  • edinburgher
    edinburgher Posts: 14,659 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    edited 25 October 2025 at 9:56AM
    Will you be chasing Sainsbury's for the inconvenience or is it not worth it? Back in my student days they were always good for a moan, the average settlement was £15 of vouchers, enough for a good dinner and a pack of beers for student me ;)
  • teapot2
    teapot2 Posts: 3,866 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Will you be chasing Sainsbury's for the inconvenience or is it not worth it? Back in my student days they were always good for a moan, the average settlement was £15 of vouchers, enough for a good dinner and a pack of beers for student me ;)
    Not sure how long in the past your student days are @edinburgher but I'm not sure they've increased the amount since.  I recently complained when a bag of dried fruit in my home delivery proved to also contain a lump of plastic and received a £15 voucher for the inconvenience.
  • edinburgher
    edinburgher Posts: 14,659 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    @teapot2 - nearly 20 years! Bluebottle in a cuppa soup was the one I remember most clearly! 
  • Brie
    Brie Posts: 17,455 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    KajiKita said:
    Oh and by the time I got home Mr KK had (more or less) put the groceries shop away (various things like candles defeated him! 😂😂), washed the cat’s food tray, rescued my washing from the line and scrubbed the kitchen floor to within an inch of its existence 😉

    😇 Mr KK 😇
    ❤️

    KK
    Do you rent him out for very much??
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