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Mortgage free in Forever Home :-)

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Comments

  • Bananabreadyum
    Bananabreadyum Posts: 149 Forumite
    100 Posts Name Dropper Photogenic
    edited 26 October at 4:32PM
    Wowers that edge looks fab. I love how a crisp edge completly changes a boarder. 😍😍
    DH cuts the grass here but never does the edges, so unless I follow on behind the edges rarely get done!
    And thank you for your kind words 💕
  • Watty1
    Watty1 Posts: 7,623 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    How do you put in such a crisp edge?  

    It looks great, and am now wanting to try this!
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • KajiKita
    KajiKita Posts: 8,993 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    As at 15.12.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
    - OPs to mortgage = £12,822 Estd. interest saved = £6,166 to date
    Fixed rate 3.85% ends October 2030

    Read 78 books of target 52 in 2025, as @ 21st December 
    Produce tracker: £453 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Watty1
    Watty1 Posts: 7,623 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Both really helpful, yours and the RHS.  If next weekend is dry, and, there is nothing more immediate to do I will be having a go :)
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • KajiKita
    KajiKita Posts: 8,993 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Watty1 said:
    Both really helpful, yours and the RHS.  If next weekend is dry, and, there is nothing more immediate to do I will be having a go :)
    Glad I could help 😊 I know the RHS site says not to do it when the ground is wet, but to me it’s a do any time job. But I am on very free draining soil here 😊

    KK
    As at 15.12.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
    - OPs to mortgage = £12,822 Estd. interest saved = £6,166 to date
    Fixed rate 3.85% ends October 2030

    Read 78 books of target 52 in 2025, as @ 21st December 
    Produce tracker: £453 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • skint_spice
    skint_spice Posts: 13,606 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    edited 26 October at 9:34PM
    Am I too late to request a cloned Mr KK? Cat is sort of dilute tortie but she’s the softest cat ever and will bop you but never claw so that should get me a few points…
    Mortgage OP 2025 £7700/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £33,821

    Boiler fund £925/3000

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • ladybird1106
    ladybird1106 Posts: 1,064 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    Hmmm no cat here, but I do have a miss giddychops who is an elderly dog who thinks she’s a puppy. Mr KK clone could come and share his knowledge and skills with my OH on a one off visit.🤣.
    love 🐞

    Grow your own: £14.66
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