We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Mortgage free in Forever Home :-)
Comments
-
Assuming we are talking fizzy pop there’s always food banks too😂Mortgage OP 2025 £7700/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £33,821
Boiler fund £925/3000
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)2 -
I think she might be talking about fuel... but who knows?skint_spice said:Assuming we are talking fizzy pop there’s always food banks too😂3 -
Oh good grief! 😂😂 You lot are as mad as mushrooms!!I did put pictures up with it … of FUEL COKE!! 🙄😂😂😂
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2025, as @ 25th December
Produce tracker: £457 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Now I clearly am pure and innocent because I immediately assumed that was what you meant.My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo4 -
Managed to get some clearing done in the garden. Pruned a couple of roses - wrong time of year in some ways but they either were flapping around hopelessly in the wind or looked dreadful. Also cut back my honeysuckle quite hard after it had appeared to die in the dry spell and found some fresh growth on it so 🤞 it recovers.Also moved and restacked all my pots so Mr KK can continue path works. We have discussed slabs again and are in agreement - I’m getting what I want and my happy, cottage appropriate, completely hidden from everybody else, muddle stays 😉🤩Roasted the tomatoes, onions and sage and then blitzed into soup. It was extremely, almost eye wateringly tasty 😊😂 I have a double portion put down in the cellar to offset the January blues …Managed a couple of small surveys 😊
Saw the light levels drop swiftly and alarmingly and managed to get my summer frocks in from off the line before the next TORRENTIAL downpour. Mr KK gave up on path prep / building at that point and headed off to have a tinker in the garage 😊
Finished book 50 of 2025 - just two off my target for the year now. It was an unusual one for me - an espionage type one but from a 60 year old female perspective. I genuinely enjoyed it 😊
Dinner is prepped, just have to cook it 😊
Chloe is on good form - the neighbours have gone away so the three dogs are in kennels and the two aggressive cats are locked up as well … blissful peace and quiet. They move out the week they get back …! 😊😊😊😊😉
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2025, as @ 25th December
Produce tracker: £457 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
Well I’m flipping glad somebody did!! 😂😂😂😊 Thank you 😊redofromstart said:Now I clearly am pure and innocent because I immediately assumed that was what you meant.
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2025, as @ 25th December
Produce tracker: £457 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Okay, so here’s the thing … The chapel minister has claimed the bag of coke!
You literally couldn’t make it up 😉😂
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2025, as @ 25th December
Produce tracker: £457 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
KajiKita said:Okay, so here’s the thing … The chapel minister has claimed the bag of coke!
You literally couldn’t make it up 😉😂
KK
That is so funny! Can you imagine the story in the village times?
2 -
Next Parish Council meeting
Oh Minister!! How are you? Did you enjoy that bag of coke? ..... wanders off giggling.
4/10/25Three Years Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢
No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******6 -
Now there's a vicious rumour in the making!KajiKita said:Okay, so here’s the thing … The chapel minister has claimed the bag of coke!
You literally couldn’t make it up 😉😂
KKStart mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £226,957.97
Start student loan 2012: £29,750; current student loan: CLEARED July 20252
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.9K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.7K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 259.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards