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Mortgage free in Forever Home :-)

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Comments

  • skint_spice
    skint_spice Posts: 13,469 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Assuming we are talking fizzy pop there’s always food banks too😂
    Mortgage OP 2025 £6750/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £35,463

    Declutter 13/244

    Money making challenge £58/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • greenbee
    greenbee Posts: 17,920 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Assuming we are talking fizzy pop there’s always food banks too😂
    I think she might be talking about fuel... but who knows? 
  • KajiKita
    KajiKita Posts: 8,067 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Oh good grief! 😂😂 You lot are as mad as mushrooms!! 

    I did put pictures up with it … of FUEL COKE!! 🙄😂😂😂

    KK 
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 50 books of target 52 in 2025, as @ 13th September
    Produce tracker: £385 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • redofromstart
    redofromstart Posts: 5,891 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    Now I clearly am pure and innocent because I immediately assumed that was what you meant.
  • KajiKita
    KajiKita Posts: 8,067 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Managed to get some clearing done in the garden. Pruned a couple of roses - wrong time of year in some ways but they either were flapping around hopelessly in the wind or looked dreadful. Also cut back my honeysuckle quite hard after it had appeared to die in the dry spell and found some fresh growth on it so 🤞 it recovers. 
    Also moved and restacked all my pots so Mr KK can continue path works. We have discussed slabs again and are in agreement - I’m getting what I want and my happy, cottage appropriate, completely hidden from everybody else, muddle stays 😉🤩

    Roasted the tomatoes, onions and sage and then blitzed into soup. It was extremely, almost eye wateringly tasty 😊😂 I have a double portion put down in the cellar to offset the January blues …

    Managed a couple of small surveys 😊

    Saw the light levels drop swiftly and alarmingly and managed to get my summer frocks in from off the line before the next TORRENTIAL downpour. Mr KK gave up on path prep / building at that point and headed off to have a tinker in the garage 😊

    Finished book 50 of 2025 - just two off my target for the year now. It was an unusual one for me - an espionage type one but from a 60 year old female perspective. I genuinely enjoyed it 😊

    Dinner is prepped, just have to cook it 😊

    Chloe is on good form - the neighbours have gone away so the three dogs are in kennels and the two aggressive cats are locked up as well … blissful peace and quiet. They move out the week they get back …! 😊😊😊😊😉

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 50 books of target 52 in 2025, as @ 13th September
    Produce tracker: £385 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • KajiKita
    KajiKita Posts: 8,067 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Now I clearly am pure and innocent because I immediately assumed that was what you meant.
    Well I’m flipping glad somebody did!! 😂😂😂😊 Thank you 😊

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 50 books of target 52 in 2025, as @ 13th September
    Produce tracker: £385 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • KajiKita
    KajiKita Posts: 8,067 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Okay, so here’s the thing … The chapel minister has claimed the bag of coke!

    You literally couldn’t make it up 😉😂

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 50 books of target 52 in 2025, as @ 13th September
    Produce tracker: £385 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Brewerspride
    Brewerspride Posts: 170 Forumite
    Part of the Furniture 100 Posts Photogenic Name Dropper
    KajiKita said:
    Okay, so here’s the thing … The chapel minister has claimed the bag of coke!

    You literally couldn’t make it up 😉😂

    KK

    That is so funny!  Can you imagine the story in the village times? :D
  • f0xh0les
    f0xh0les Posts: 7,643 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    Next Parish Council meeting
    Oh Minister!! How are you? Did you enjoy that bag of coke? ..... wanders off giggling.

    4/10/22One Year Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • Merlin's_Beard
    Merlin's_Beard Posts: 1,514 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    KajiKita said:
    Okay, so here’s the thing … The chapel minister has claimed the bag of coke!

    You literally couldn’t make it up 😉😂

    KK
    Now there's a vicious rumour in the making!
    Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
    Current mortgage amount: £226,957.97
    Start student loan 2012: £29,750; current student loan: CLEARED July 2025
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