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Mortgage free in Forever Home :-)

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Comments

  • Humdinger1
    Humdinger1 Posts: 2,340 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    f0xh0les said:

    Collection was completed a slight, mature woman in sensible, flat, lace up shoes, a pale blue floral skirt, a purple raincoat, a dog collar in a pale blue shirt and without a scrap of make up …
    And no knickers !

    Wonder what happens next 🤔 

    That fire looks lovely, I am still not putting the heating on till October though!
    But how do you know?! Unless there's a specialist service at large which you only find out about when ready...
  • Lovely fire to brighten up a dreary evening x
  • KajiKita
    KajiKita Posts: 8,092 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    f0xh0les said:

    Collection was completed a slight, mature woman in sensible, flat, lace up shoes, a pale blue floral skirt, a purple raincoat, a dog collar in a pale blue shirt and without a scrap of make up …
    And no knickers !

    Wonder what happens next 🤔 

    That fire looks lovely, I am still not putting the heating on till October though!
    Not a lot … 😊

    Delighted to see best quality velvet for Chloe! Love Humdinger xx 
    But of course!! 😂😉❤️

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 50 books of target 52 in 2025, as @ 13th September
    Produce tracker: £385 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • KajiKita
    KajiKita Posts: 8,092 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    The garden seat has gone (rather to my surprise! 😂). I’ve had two requests over night - going to give it away (I know, I know 😉) to the young couple moving in next door to us. 

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 50 books of target 52 in 2025, as @ 13th September
    Produce tracker: £385 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Gosh you've been busy, well done!

    The calendar as a gift for Mr KK is a lovely idea.
    And a great mse suggestion from @savingholmes. Maybe after Mr KK gets it you could let him know apparently that's a thing, he might like the idea of being able to share and sell his car and collections pics (agree with you it should be his choice for images of his belongings though)

    Glad you've come to an agreement about the garden slabs 😊

    The Chapel minister claiming the bag of coke is really making me laugh, and your description is exactly what I'd expect of someone trying to look innocuous 🧐

    Fire in the hold looks gorgeously cosy.
    Love the Chloe pic too

    Nice idea to be generous to the couple moving in next door, nothing wrong with starting off on a very good foot

    https://forums.moneysavingexpert.com/discussion/6466032/an-in-between-phase

    Books read 2025: 49

    Hey! Use my code GW7II3 on Eureka Surveys and unlock a short 80p survey just for signing up! https://eurekasurveys.page.link/do9nSyy8u4nikx6r6
  • LadyWithAPlan
    LadyWithAPlan Posts: 3,787 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    f0xh0les said:
    You can search your holder numbers on the 1st online - if you are a high value winner (£5k+)  it will tell you - otherwise the app at 00.01 on the 2nd . Never heard about an alphabetical release.
    Most I have ever won on my PB is £100 - anyone else had more ? 

    I have never heard of fuel coke so I was with the mse tribe on your local village shenanigans ..

    glad your family trip was doable & as always family dynamics can be so tricksy 
    Seasidegal58 won £5k I think this year 😁
    wow how great!
    Glad some here won a fair amount,,

    KajiKita said:



    I’m going to try and keep in touch with my parents a bit more - just drop them the odd quick email and photos, so they know what I’m up to more. It might help us understand each other a bit more or at least give us something to talk about, maybe? 🤷‍♀️😊😉

    KK
    I have a whats app group with some of my family so I can add pics and photos easily 

    I love that fire - I have my heated blanket on as I type


    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • dawnybabes
    dawnybabes Posts: 3,454 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Log burner on and heated blanket complete with two ‘lap’ kittens …..


    Sealed pot challenge 822

    Jan - £176.66 :j
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