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Mortgage free in Forever Home :-)
Comments
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That made me chuckle. Sounds like an article in the Daily Snail to me
. I also instantly went to the coal type of coke - and it made me think of my dad who I remember talking about getting it when I was a child. We also had a coal 'hole' in the family home, for the coal man to deliver straight through to the room in the basement below. Very grateful for gas central heating these days.
My honeysuckle looked very dry in many places this year. I found a long piece growing on the ground behind the hydrangea the other day though, so I think maybe the hot dry summer was just too much for it. Pruning roses etc. I think is fine anytime. I always hesitate because I think I might ruin the plant, but everything always seems to grow back. There are two plants I don't do this with - one is the acer and the other is the willow as I believe they prefer to be dormant when cut into and can possibly lose sap otherwise.
Glad you came to an agreement re. the slabs. My DH is very slab happy, but he is now seeing the benefits of a slightly messy cottagey garden as it comes into its own looking really pretty."Think of many things, do one"
Mortgage 30 Sep'25 est. £208,500 £309,749 2020 (current ends 2038)
Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga2 -
f0xh0les said:You can search your holder numbers on the 1st online - if you are a high value winner (£5k+) it will tell you - otherwise the app at 00.01 on the 2nd . Never heard about an alphabetical release.I have never heard of fuel coke so I was with the mse tribe on your local village shenanigans ..
glad your family trip was doable & as always family dynamics can be so tricksyDON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest2 -
@SandyShores, I’m the same with Acers - didn’t know about willow so that’s useful to learn 🤔😊Weather here has been very grey, damp and overcast with no breeze all morning, so I didn’t waste effort putting washing out - straight into TD today! It’s now raining properly, as per forecast, so I have given up on being outside and come back indoors. I did manage to cut down two huge neptas (4 big flexi buckets worth) that were taking over the little beds they are in. They are swamping the plants around them so next spring I shall dig them up and divide them, I can spread them around the garden a bit more too.I’ve made a batch of veggie bolognese in between dry spells so will box that up for the freezer once cooled. I used walnuts as per Foxgloves this time as opposed to Brazil nuts - it certainly smells very different to when using Brazil nuts and there is obviously a lot more fat in the mix. Be interesting to see what it tastes like 😊
Chloe has retired to her cushion … This weather really is TOO MUCH! When one is only a little cat … 😉
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 50 books of target 52 in 2025, as @ 13th September
Produce tracker: £385 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
LadyWithAPlan said:f0xh0les said:You can search your holder numbers on the 1st online - if you are a high value winner (£5k+) it will tell you - otherwise the app at 00.01 on the 2nd . Never heard about an alphabetical release.I have never heard of fuel coke so I was with the mse tribe on your local village shenanigans ..
glad your family trip was doable & as always family dynamics can be so tricksySealed pot challenge 822
Jan - £176.66 :j0 -
LadyWithAPlan said:f0xh0les said:You can search your holder numbers on the 1st online - if you are a high value winner (£5k+) it will tell you - otherwise the app at 00.01 on the 2nd . Never heard about an alphabetical release.I have never heard of fuel coke so I was with the mse tribe on your local village shenanigans ..
glad your family trip was doable & as always family dynamics can be so tricksy
The most I’ve ever won on PBs was £50 … 🤷♀️
I’m going to try and keep in touch with my parents a bit more - just drop them the odd quick email and photos, so they know what I’m up to more. It might help us understand each other a bit more or at least give us something to talk about, maybe? 🤷♀️😊😉
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 50 books of target 52 in 2025, as @ 13th September
Produce tracker: £385 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
I once won £750 but it was on several different ones. Then £500 the month after. But I am averaging what a normal bank's fixed would be & with no tax to pay. One thing I have noticed is that the month I say I could really do with winning £500 this month then I am lucky if I win £50.1
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I have won £500 on one bond, the most I have won in a single draw was £900 I think.
I got very excited when it said i had won 6 times, but they were 4x25 and 2 x 50. Just for that couple of seconds, I was Shroedinger's millionaire. 🍾
I do win a couple of times nearly every month though.
4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******1 -
f0xh0les said:I have won £500 on one bond, the most I have won in a single draw was £900 I think.
I got very excited when it said i had won 6 times, but they were 4x25 and 2 x 50. Just for that couple of seconds, I was Shroedinger's millionaire. 🍾
I do win a couple of times nearly every month though.
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 50 books of target 52 in 2025, as @ 13th September
Produce tracker: £385 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
<whisper> the baggie has been collected <whisper> There was offer of payment but I declined …Collection was completed a slight, mature woman in sensible, flat, lace up shoes, a pale blue floral skirt, a purple raincoat, a dog collar in a pale blue shirt and without a scrap of make up …
It’s gone!! 😂
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,148 Interest saved £5,738 to date
Fixed rate 3.85% ends October 2030
Read 50 books of target 52 in 2025, as @ 13th September
Produce tracker: £385 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
I see your cosy crime novel is coming on well 😂
I have quite a lot of PBs (not the full allowance) and never seem to win anything substantial. Which is a pity, as my plans for early retirement rely on a reasonable win...0
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