📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Mortgage free in Forever Home :-)

1654655656657659

Comments

  • SandyShores
    SandyShores Posts: 1,991 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    edited Today at 9:55AM
    That made me chuckle.  Sounds like an article in the Daily Snail to me  :D.  I also instantly went to the coal type of coke - and it made me think of my dad who I remember talking about getting it when I was a child.  We also had a coal 'hole' in the family home, for the coal man to deliver straight through to the room in the basement below.  Very grateful for gas central heating these days.

    My honeysuckle looked very dry in many places this year.  I found a long piece growing on the ground behind the hydrangea the other day though, so I think maybe the hot dry summer was just too much for it.  Pruning roses etc. I think is fine anytime.  I always hesitate because I think I might ruin the plant, but everything always seems to grow back.  There are two plants I don't do this with - one is the acer and the other is the willow as I believe they prefer to be dormant when cut into and can possibly lose sap otherwise.

    Glad you came to an agreement re. the slabs.  My DH is very slab happy, but he is now seeing the benefits of a slightly messy cottagey garden as it comes into its own looking really pretty.
    "Think of many things, do one"
    Mortgage 30 Sep'25 est. £208,500 £309,749 2020 (current ends 2038)
    Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga 

  • LadyWithAPlan
    LadyWithAPlan Posts: 3,780 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    f0xh0les said:
    You can search your holder numbers on the 1st online - if you are a high value winner (£5k+)  it will tell you - otherwise the app at 00.01 on the 2nd . Never heard about an alphabetical release.
    Most I have ever won on my PB is £100 - anyone else had more ? 

    I have never heard of fuel coke so I was with the mse tribe on your local village shenanigans ..

    glad your family trip was doable & as always family dynamics can be so tricksy 
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • dawnybabes
    dawnybabes Posts: 3,446 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    f0xh0les said:
    You can search your holder numbers on the 1st online - if you are a high value winner (£5k+)  it will tell you - otherwise the app at 00.01 on the 2nd . Never heard about an alphabetical release.
    Most I have ever won on my PB is £100 - anyone else had more ? 

    I have never heard of fuel coke so I was with the mse tribe on your local village shenanigans ..

    glad your family trip was doable & as always family dynamics can be so tricksy 
    Seasidegal58 won £5k I think this year 😁
    Sealed pot challenge 822

    Jan - £176.66 :j
  • KajiKita
    KajiKita Posts: 8,080 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    f0xh0les said:
    You can search your holder numbers on the 1st online - if you are a high value winner (£5k+)  it will tell you - otherwise the app at 00.01 on the 2nd . Never heard about an alphabetical release.
    Most I have ever won on my PB is £100 - anyone else had more ? 

    I have never heard of fuel coke so I was with the mse tribe on your local village shenanigans ..

    glad your family trip was doable & as always family dynamics can be so tricksy 
    I missed your reply before I posted 😊 Another one with the worst interpretation…! 🙄😂😂😂😉 (It’s not really my style … 😂😂)

    The most I’ve ever won on PBs was £50 … 🤷‍♀️

    I’m going to try and keep in touch with my parents a bit more - just drop them the odd quick email and photos, so they know what I’m up to more. It might help us understand each other a bit more or at least give us something to talk about, maybe? 🤷‍♀️😊😉

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 50 books of target 52 in 2025, as @ 13th September
    Produce tracker: £385 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • badmemory
    badmemory Posts: 9,848 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper
    I once won £750 but it was on several different ones.  Then £500 the month after.  But I am averaging what a normal bank's fixed would be & with no tax to pay.  One thing I have noticed is that the month I say I could really do with winning £500 this month then I am lucky if I win £50.
  • f0xh0les
    f0xh0les Posts: 7,644 Forumite
    Part of the Furniture 1,000 Posts Mortgage-free Glee! Photogenic
    I have won £500 on one bond, the most I have won in a single draw was £900 I think. 
     I got very excited when it said i had won 6 times, but they were 4x25 and 2 x 50. Just for that couple of seconds, I was Shroedinger's millionaire. 🍾
     I do win a couple of times nearly every month though.  

    4/10/22One Year Mortgage Free Yay!
    NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
    ******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******
  • KajiKita
    KajiKita Posts: 8,080 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    f0xh0les said:
    I have won £500 on one bond, the most I have won in a single draw was £900 I think. 
     I got very excited when it said i had won 6 times, but they were 4x25 and 2 x 50. Just for that couple of seconds, I was Shroedinger's millionaire. 🍾
     I do win a couple of times nearly every month though.  

    Do you have the full value of PBs? I don’t and haven’t won anything for months … 😢🙄

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 50 books of target 52 in 2025, as @ 13th September
    Produce tracker: £385 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • KajiKita
    KajiKita Posts: 8,080 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    <whisper> the baggie has been collected <whisper> There was offer of payment but I declined …

    Collection was completed a slight, mature woman in sensible, flat, lace up shoes, a pale blue floral skirt, a purple raincoat, a dog collar in a pale blue shirt and without a scrap of make up …

    It’s gone!! 😂

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 50 books of target 52 in 2025, as @ 13th September
    Produce tracker: £385 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • greenbee
    greenbee Posts: 17,924 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I see your cosy crime novel is coming on well 😂

    I have quite a lot of PBs (not the full allowance) and never seem to win anything substantial. Which is a pity, as my plans for early retirement rely on a reasonable win... 
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.6K Banking & Borrowing
  • 253.4K Reduce Debt & Boost Income
  • 454K Spending & Discounts
  • 244.6K Work, Benefits & Business
  • 600K Mortgages, Homes & Bills
  • 177.3K Life & Family
  • 258.3K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.