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Mortgage free in Forever Home :-)
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I hope you all enjoy your break.Mortgage OP 2025 £7700/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £33,821
Boiler fund £925/3000
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)3 -
Thank you 😊skint_spice said:I hope you all enjoy your break.
Chloe is at the Cattery!!! What a relief ….
I got a text, right at the end of my working day from Mr KK telling me that she was ‘captured and not happy!’. I flew home and we went straight out again to drop her off. We picked up a chippy tea in the way home and now we can just organise ourselves … Mr KK has a small hole in his hand where she was lashing out once she realised she was trapped in the box and frantically trying to break out, but other than that (aside from existential guilt at what we’ve done to her! 😳😂) we are unscathed … 😊 He isolated her and left her to calm down on the island kitchen work top as she was clawing the carpet to try and break out!
Before that was a crazy-busy day in work (all positive, just lots of it, I didn’t finish my breakfast until noon!) and this evening I have quite a bit to get done before I can flop!KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2025, as @ 25th December
Produce tracker: £457 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.7 -
Glad you have caged the beast and sent her on her holidays!Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £226,957.97
Start student loan 2012: £29,750; current student loan: CLEARED July 20253 -
For such a little creature, she holds soooo much fierce spirit! 😉❤️Merlin's_Beard said:Glad you have caged the beast and sent her on her holidays!
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2025, as @ 25th December
Produce tracker: £457 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
Ah she'll be fine there and then pretend she had a dreadful time when reporting back to you and Mr KK!
Hurrah for chippy tea 😊2 -
Happy holidays Chloe!
Hope your weekend goes well. xxI am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Well done Mr KK for capturing Chloe with minimum injury to himself! Enjoy your time away.
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Hope you have an enjoyable weekendMy mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo3 -
We always referred to Ariadne as having "spa days" rather than going to a cattery. Sounds much more posh.I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
Check your state pension on: Check your State Pension forecast - GOV.UK
"Never retract, never explain, never apologise; get things done and let them howl.” Nellie McClung
⭐️🏅😇🏅🏅🏅
STRUGGLING DURING THE HOLIDAYS??
click here for ideas on how to cope....Some websites and helplines if you're struggling this Christmas — MoneySavingExpert Forum4 -
Happy holidays to Chloe. And, hope the weekend goes well for you.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!3
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