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Mortgage free in Forever Home :-)
Comments
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It depends a lot on the variety of fuchsia and how hardy they are. The one we dug up and replanted today is one of the country lane fuchsias used as hedging plants - tough as old boots and BIG! Some I’ve had in the last, which were more bred, stayed small.KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 60 books of target 52 in 2025, as @ 30th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
I am learning badmemory that the packets often don't tell the whole truth. I also knew someone who was involved with tree selling (not sure if there's a proper name for that), and he said that plants are a bit like people - all different heights and sizes. Shame about your fir tree, I've planted a 'small' one in the front garden by the gate, so hoping it doesn't grow too big.badmemory said:A fuschia bush only 50cm!!. I have 3 & they are only about 50cm wide because they have no room to be wider. They are over 30 years old but get cut right back every year. Having been cut back to wood in march they are now at least 1m tall & some branches well over 2 metres long. I used to have a fir that they said would only grow to a metre tall. It did for 10 years when next door removed their hedge & within a year it was over 2 metres & I had to have it chopped down."Think of many things, do one"
Mortgage 31Oct'25 est. £207,450 £309,749 2020 (current ends 2038 -aiming for 2031)
Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga3 -
I love Roman clothing. I bought a dress there the other day in pretty autumnal colours.
Well done on the shopping! We often go to an outlet not that far from here and we manage to get everything we need usually from clothing to shoes to gifts and cushions and wallpaper and whatever else in between....I wish we lived nearer 👀🤣 my purse is glad we don't.3 -
Hmm, why have I never heard of roman clothing? Just had a look and there is a branch in my nearest town, although not in the shopping centre I usually go to. I will check it out next time I'm there!3
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I only know of it because one the regular posters on here mentioned them 😊Bananabreadyum said:Hmm, why have I never heard of roman clothing? Just had a look and there is a branch in my nearest town, although not in the shopping centre I usually go to. I will check it out next time I'm there!
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 60 books of target 52 in 2025, as @ 30th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Quieter day here today, even for Mr KK.He started with a long lie in whilst I hit my highest ever daily score on Duol1ng0 😉😊
Companionable cuppa in bed followed by light domesticity (washing etc.) and Mr KK vacuumed the whole house! (It’s transformed - I wish he’d do it a bit more often … I’d do it but the vacuum is big, heavy and horribly noisy … I keep hoping it will die and we’ll have to get a new one! 😂)
Two rows of my crochet blanket done - first time I’ve done any of that in weeks 😊
Tip run successfully completed with two huge bags of green waste disposed of along with various other bits and pieces. 👏I carried on wrangling various washing loads after lunch alongside speed-finishing a grim novel. Then got out and collected a whole heap of salvia side shoots, got them into perlite, as per GW on Friday evening. Hope they strike 😊 Mr KK had a pootling session in his Man-Cave (aka the garage) for the first time in months 😊
We always have a brew at the end of the afternoon together - this afternoon there was a huge rainbow after an intense rain storm. At one point it got so bright it almost hurt to look at it! 🌈 ❤️
I’ve written up a first draft of ‘learnings from my garden for 2025’ - that will get a few more details added before the end of the year 😊
Having a swift cup of tea and then will go and type up a letter Mr KK has written out in long hand to send to the DVLA to update the engine number on the V5 for the truck he is (probably 🤞) selling. He can’t type it up because the office is in uproar as I have *finally* started clearing the desk drawers (mini filing cabinets) in there … 😉
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 60 books of target 52 in 2025, as @ 30th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.8 -
Sounds like an excellent productive day, well done!4
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Good work on the shopping !DON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest3 -
Sounds like a productive day (all your days sound productive!)Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
Current mortgage amount: £226,957.97
Start student loan 2012: £29,750; current student loan: CLEARED July 20253 -
Thanks @Cheery_Daff, @LadyWithAPlan, @Merlin's_Beard 😊
I’ve been very tired today - Mr KK was up and down in the night with an upset stomach so I know I woke at least once to flushing / tank refilling (which made me think the garden hose had failed again!! 😳😂😂😂) and I suspect disturbed me a few more times too … He’s feeling better thus evening so hopefully we will both have a quieter night. Apparently Chloe looked worried at him racing in and out of bed all night … 😉❤️
Work was reasonably productive. Got some things knocked over, grovelled to the sparky to come and look at an overheating plug (he’s coming in tomorrow morning) and dived into a horrid, complex, messy task and might have found a way to bring some ‘structure’ to it, iyswim.NSD today 😊 Results for the PBs aren’t released yet for my late alphabet surname … 🙄🤷♀️😉Picked 167g of baby tomatoes - this is the third week I haven’t bought baby tomatoes for lunches this summer! 😊👏 I am DEFINITELY growing those again next year 🤩 Folded the towels, folded my smalls and garden dress washing *and* put the drying rack away! 👏
Cooked tea and prepped my breakfast and lunch all in parallel - I was a whirling dervish of juggling and timings 😉
Might do a bit more sorting in the office before my shower and then flop with a book crochet combination 😊
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 60 books of target 52 in 2025, as @ 30th October
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.10
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