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Mortgage free in Forever Home :-)

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Comments

  • KajiKita
    KajiKita Posts: 8,534 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    It depends a lot on the variety of fuchsia and how hardy they are. The one we dug up and replanted today is one of the country lane fuchsias used as hedging plants - tough as old boots and BIG! Some I’ve had in the last, which were more bred, stayed small. 

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 60 books of target 52 in 2025, as @ 30th October 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • SandyShores
    SandyShores Posts: 2,003 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    badmemory said:
    A fuschia bush only 50cm!!.  I have 3 & they are only about 50cm wide because they have no room to be wider.  They are over 30 years old but get cut right back every year.  Having been cut back to wood in march they are now at least 1m tall & some branches well over 2 metres long.  I used to have a fir that they said would only grow to a metre tall.  It did for 10 years when next door removed their hedge & within a year it was over 2 metres & I had to have it chopped down.
    I am learning badmemory that the packets often don't tell the whole truth.  I also knew someone who was involved with tree selling (not sure if there's a proper name for that), and he said that plants are a bit like people -  all different heights and sizes.  Shame about your fir tree, I've planted a 'small' one in the front garden by the gate, so hoping it doesn't grow too big.  
    "Think of many things, do one"
    Mortgage 31Oct'25 est. £207,450 £309,749 2020 (current ends 2038 -aiming for 2031)
    Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga 

  • debtfreewannabe321
    debtfreewannabe321 Posts: 9,790 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    I love Roman clothing. I bought a dress there the other day in pretty autumnal colours. 
    Well done on the shopping! We often go to an outlet not that far from here and we manage to get everything we need usually from clothing to shoes to gifts and cushions and wallpaper and whatever else in between....I wish we lived nearer 👀🤣 my purse is glad we don't. 
  • Bananabreadyum
    Bananabreadyum Posts: 137 Forumite
    100 Posts Name Dropper Photogenic
    Hmm, why have I never heard of roman clothing? Just had a look and there is a branch in my nearest town, although not in the shopping centre I usually go to. I will check it out next time I'm there! 
  • KajiKita
    KajiKita Posts: 8,534 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Hmm, why have I never heard of roman clothing? Just had a look and there is a branch in my nearest town, although not in the shopping centre I usually go to. I will check it out next time I'm there! 
    I only know of it because one the regular posters on here mentioned them 😊

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 60 books of target 52 in 2025, as @ 30th October 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Cheery_Daff
    Cheery_Daff Posts: 17,643 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Sounds like an excellent productive day, well done!
  • LadyWithAPlan
    LadyWithAPlan Posts: 3,826 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    Good work on the shopping ! 
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • Merlin's_Beard
    Merlin's_Beard Posts: 1,559 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Sounds like a productive day (all your days sound productive!)
    Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
    Current mortgage amount: £226,957.97
    Start student loan 2012: £29,750; current student loan: CLEARED July 2025
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