We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

The MSE Forum Team would like to wish you all a very Happy New Year. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!

Mortgage free in Forever Home :-)

1645646648650651736

Comments

  • Watty1
    Watty1 Posts: 7,649 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    A commission and a teaching exercise - wow!! You rock :)
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • debtfreewannabe321
    debtfreewannabe321 Posts: 10,141 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Love the sound of the commission too 🤩 well done! 
    Work sounds so different to your old one, your tone is a lot more relaxed with it which is so nice to 'hear'.
    Emergency Fund goal - £717.77/1500
    Weight loss goal 1 - 0/7 lb 
    Mortgage OP goal 2026 - £4500 

    New Diary- https://forums.moneysavingexpert.com/discussion/6647063/investing-in-us-holidays-health-and-the-road-to-150k#latest
  • badmemory
    badmemory Posts: 10,186 Forumite
    Ninth Anniversary 10,000 Posts Name Dropper
    I'm not sure if I have said before.  If you you have one of those watches that give your resting heart rate then it can give you some idea of how your dodgy thyroid is behaving.  Obviously it depends on what is wrong with it but if mine is going more underactive then my resting heart rate goes down.  Not exactly accurate but gives me an idea if something is going pear shaped & needs watching.  Lets be honest we need every help we can get to keep at our best & my TFT is now almost 1.5 years overdue.
  • Cheery_Daff
    Cheery_Daff Posts: 17,985 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Ooh, what a palaver with your medication! Glad you've actually spoken to someone now though. Fingers crossed this sorts you out! 
  • dawnybabes
    dawnybabes Posts: 3,593 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    You might have to push for the full bloods - ours def won’t do the full thyroid screen.  I paid privately for mine when I was concerned.  The nhs normally only does the basic one only.
    Sealed pot challenge 822

    Jan - £176.66 :j
  • KajiKita
    KajiKita Posts: 9,057 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    You might have to push for the full bloods - ours def won’t do the full thyroid screen.  I paid privately for mine when I was concerned.  The nhs normally only does the basic one only.
    To be fair GP said that was what threw him off was that he only had a TSH result for me. When I next go for a blood test, in early October, he wants me to ask them to take a sample for T4 as well.

    KK
    As at 15.12.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 80 books of target 52 in 2025, as @ 25th December 
    Produce tracker: £457 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • edinburgher
    edinburgher Posts: 14,271 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    QMS = quality management system?
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.9K Banking & Borrowing
  • 253.9K Reduce Debt & Boost Income
  • 454.8K Spending & Discounts
  • 246K Work, Benefits & Business
  • 602.1K Mortgages, Homes & Bills
  • 177.8K Life & Family
  • 260K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.