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Mortgage free in Forever Home :-)
Comments
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I like the few RL friends I have that I can just chatter on with without having to think "I wonder what sort of idiot this makes me look like".
As for energy - you don't mean OutFox do you? They are ok but do go overboard on the upping the DDs a bit too often for my liking. But I've stuck with them due to having a good price when I needed a new deal.
As for those who are afraid of the pension board......if you tag me when you post over there I can monitor the chat and step in if any of the regulars get snarky. Once the notifications work of course - hopefully that will be fixed this week.I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
Check your state pension on: Check your State Pension forecast - GOV.UK
"Never retract, never explain, never apologise; get things done and let them howl.” Nellie McClung
⭐️🏅😇🏅🏅🏅
STRUGGLING DURING THE HOLIDAYS??
click here for ideas on how to cope....Some websites and helplines if you're struggling this Christmas — MoneySavingExpert Forum3 -
This is not a pity party but a warning. Eventually you get older & discover that you only have 2 friends left, one the same age & you think is starting to lose his marbles & the other 20 yrs younger that they want to go in a care home but she won't & then you realise that you wish she would because then you would visit more often.I am lucky I still have DS at home & enough money to do pretty much what I want, what I do lack is get up & go as I really need to do a new kitchen etc.4
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Gubbins. My dad used that word a lot & Ithink of him everytime I hear it.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Awwww … 😊❤️ xbeanielou said:Gubbins. My dad used that word a lot & Ithink of him everytime I hear it.
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2025, as @ 25th December
Produce tracker: £457 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
So. A thing has happened. A good thing ….
The visit to my parents is coming up soon (not next weekend the weekend after) and *my dad* has said he wants to spend time with us and SENT US IDEAS ON WHAT WE COULD DO TOGETHER AND THEY ARE THINGS I WOULD LIKE … <faints slightly>
I have replied sharing what Mr KK would like to do (the steam train trip) and my dad is up for it!There seems to have been a PROFOUND shift …
I’m a bit dumbstruck…
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2025, as @ 25th December
Produce tracker: £457 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.11 -
Wow, well that's good news! Fingers crossed it all goes well for you all
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Ah that's lovely. Good on all of you3
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That sounds promising, I hope the visit goes well.Mortgage OP 2026 £0/2000Mortgage OP 2025 £7700/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £33,821
Make £50 a month Jan £0
Boiler fund £925/3000
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)3 -
That’s great news. So many positive vibes for you for this.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.4 -
Wonderful @KajiKita! You deserve this. Do you have any theories as to why?! Love Humdinger xx4
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