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Mortgage free in Forever Home :-)

1644645647649650693

Comments

  • KajiKita
    KajiKita Posts: 8,534 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Wonderful @KajiKita! You deserve this.   Do you have any theories as to why?! Love Humdinger xx 
    No, neither Mr KK nor I do, but we are heading north with open minds to find out … 🤷‍♀️

    KK
    As at 15.10.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
    - OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
    Fixed rate 3.85% ends October 2030

    Read 60 books of target 52 in 2025, as @ 30th October 
    Produce tracker: £426 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Humdinger1
    Humdinger1 Posts: 2,456 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Standing by for news @KajiKita! Love Humdinger xx 
  • Watty1
    Watty1 Posts: 7,307 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Well. Unexpected but promising. 
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • Merlin's_Beard
    Merlin's_Beard Posts: 1,559 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Mysterious! I wonder if you'll find out or whether it will remain a mystery forevermore

    Start mortgage date: August 2022; Start mortgage amount: £240,999; Original mortgage free date: August 2056
    Current mortgage amount: £226,957.97
    Start student loan 2012: £29,750; current student loan: CLEARED July 2025
  • beanielou
    beanielou Posts: 96,788 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    A busy day then. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • LadyWithAPlan
    LadyWithAPlan Posts: 3,826 Forumite
    1,000 Posts Fourth Anniversary Photogenic Name Dropper
    KajiKita said:
    So. A thing has happened. A good thing …. 
    The visit to my parents is coming up soon (not next weekend the weekend after) and *my dad* has said he wants to spend time with us and SENT US IDEAS ON WHAT WE COULD DO TOGETHER AND THEY ARE THINGS I WOULD LIKE … <faints slightly>
    I have replied sharing what Mr KK would like to do (the steam train trip) and my dad is up for it! 
    There seems to have been a PROFOUND shift …
    I’m a bit dumbstruck…

    KK
    This is great news !! Finally caught up with your diary - I am v behind all of them ! 
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
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