We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Mortgage free in Forever Home :-)

1633634636638639736

Comments

  • KajiKita
    KajiKita Posts: 10,546 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    It was so cold here I went for a walk with a hoodie on this morning 😂 warmer now but not like earlier in the week. Come to Scotland!
    I’d flipping love to!! 😊❤️😂

    KK
    As at 16.07.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £213,042
    - OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 57 books of target 52 in 2026 as @ 8th August. 
    Produce tracker: £200 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • KajiKita
    KajiKita Posts: 10,546 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    beanielou said:
    Yes. come to Scotland. We can have a mini MSE meet.  
    What a lovely idea 😊❤️

    KK
    As at 16.07.26:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £213,042
    - OPs to mortgage = £19,809 Estd. interest saved = £10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 57 books of target 52 in 2026 as @ 8th August. 
    Produce tracker: £200 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • SandyShores
    SandyShores Posts: 2,119 Forumite
    Seventh Anniversary 1,000 Posts Photogenic Name Dropper
    Well done on the wins, especially the work achievement.  

    And I'm with you and debtfreewanabe321 on the compatibility struggle.  I don't want to find I'm 90 and have paid everything off, but no energy to enjoy all the things I put off doing.  Mind you I don't have energy in this heat anyway, I've been doing the minimum - watering, weeding and deadheading.  Sad to say it, but roll on some cooler weather and some rain.

    Love your plans for classical music, and the slightly mad idea of motorbike riding.  We don't have many theatres in reach here, but they screen live showings at the cinema and that's something I am going to reserve some rainy winter Sundays for, and my mad idea is learning to climb, I said I wouldn't do it until I get slimmer and fitter and I'm just about there - so I'm running out of excuses to put it off.  Btw, I'm in awe of your crocheting, I've been meaning to teach myself for ages.  So much fun stuff to do :smile:
    "Think of many things, do one"
    Mortgage end Aug £168k £309,749 2020 (ends June 2036 -was 2038- aim for 2031)
    Seven Goals; and healthy diet/walk/run/exercising/weights/yoga
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.3K Banking & Borrowing
  • 254.7K Reduce Debt & Boost Income
  • 455.9K Spending & Discounts
  • 248K Work, Benefits & Business
  • 605.2K Mortgages, Homes & Bills
  • 178.8K Life & Family
  • 262.9K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.