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Mortgage free in Forever Home :-)

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Comments

  • KajiKita
    KajiKita Posts: 9,089 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    It was so cold here I went for a walk with a hoodie on this morning 😂 warmer now but not like earlier in the week. Come to Scotland!
    I’d flipping love to!! 😊❤️😂

    KK
    As at 15.12.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 1 books of target 52 in 2026 as @ 1st January 
    Produce tracker: £8 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • KajiKita
    KajiKita Posts: 9,089 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    beanielou said:
    Yes. come to Scotland. We can have a mini MSE meet.  
    What a lovely idea 😊❤️

    KK
    As at 15.12.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
    - OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 1 books of target 52 in 2026 as @ 1st January 
    Produce tracker: £8 of £400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • SandyShores
    SandyShores Posts: 2,022 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    Well done on the wins, especially the work achievement.  

    And I'm with you and debtfreewanabe321 on the compatibility struggle.  I don't want to find I'm 90 and have paid everything off, but no energy to enjoy all the things I put off doing.  Mind you I don't have energy in this heat anyway, I've been doing the minimum - watering, weeding and deadheading.  Sad to say it, but roll on some cooler weather and some rain.

    Love your plans for classical music, and the slightly mad idea of motorbike riding.  We don't have many theatres in reach here, but they screen live showings at the cinema and that's something I am going to reserve some rainy winter Sundays for, and my mad idea is learning to climb, I said I wouldn't do it until I get slimmer and fitter and I'm just about there - so I'm running out of excuses to put it off.  Btw, I'm in awe of your crocheting, I've been meaning to teach myself for ages.  So much fun stuff to do :smile:
    "Think of many things, do one"
    Mortgage 30Jan'26 est. £204,330 £309,749 2020 (ends 2038 - aiming for 2031)
    Seven Goals; target lose 4lbs by Feb'26; walk/run/exercising/weights/yoga 

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