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Mortgage free in Forever Home :-)

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Comments

  • skint_spice
    skint_spice Posts: 13,402 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Loving the garden photos.
    Mortgage OP 2025 £6000/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,680

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • LadyWithAPlan
    LadyWithAPlan Posts: 3,744 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    lol KK, I had to lie on the grass to get my magnolia photo without scruffy bits
    Liking your style ! 

    Great pics Kk 
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • Baileys_Babe
    Baileys_Babe Posts: 6,263 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    KajiKita said:

    The dishwasher arrived <ahem> some time ago … 😉

    KK
    When are you planning for the dishwasher to be fitted?

    Do you have detergent, salt, rinse aid ready and waiting?

    Thanks for sharing your lovely garden photos. 
    Fashion on a ration 2025 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
     income, home educating family 
  • KajiKita
    KajiKita Posts: 7,609 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    KajiKita said:

    The dishwasher arrived <ahem> some time ago … 😉

    KK
    When are you planning for the dishwasher to be fitted?

    Do you have detergent, salt, rinse aid ready and waiting?

    Thanks for sharing your lovely garden photos. 
    Between now and Easter. Mr KK thinks he can do it himself as there is a switch above it he can spur from  and there is water and a waste right next to it associated with the kitchen sink. 
    Never bothered with rinse aid? 🤷‍♀️
    Yes, we should get salt.
    Got detergent tablets in already as I use them for other things 😊

    Glad you liked the garden pics 😊

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • KajiKita
    KajiKita Posts: 7,609 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Thanks @Brewerspride, @redofromstart (that’s made me smile 😊), @skint_spice and @LadyWithAPlan 😊

    I am deliberately trying to put more pictures of my garden up this year, as I found going back through the year reminded me that it did look nice at times 😉

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Sallyforth
    Sallyforth Posts: 601 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    Just loving the inspirational garden pics. Too late for tulips here but may consider for next. My “garden” comprises a small private(ish) patio, gravel and a tiny rockery bit so planters, hanging baskets and pots are my only sensible option. I’m itching to get going but know I have to wait a few more weeks until there’s no risk of pesky frost. Looking forward to seeing more pics.
    Tilly Tidying and
    PADing in 2024 £250.62
    ___________________________________________________________________________________________

    RIP Mum & Dad - thanks for helping me on my journey to be
    Debt and Mortgage free from 2018

  • Twolabsandacat
    Twolabsandacat Posts: 36 Forumite
    10 Posts
    Beautiful garden pics KK.  We are having the most glorious spring, are we not!
  • KajiKita
    KajiKita Posts: 7,609 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    edited 7 April at 6:05PM
    Beautiful garden pics KK.  We are having the most glorious spring, are we not!
    We are but …. it really is a bit too dry … The trees will be stressed later …
    Its all my fault … I ordered nematodes to knock back the slugs in the veggie patch. They need to be watered onto wet ground and ideally in rainy weather. As SOON as I placed my order, the rain stopped and it hasn’t rained since! 😳😂😂😂😂

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Sallyforth
    Sallyforth Posts: 601 Forumite
    Part of the Furniture 500 Posts Name Dropper Photogenic
    … dashes off to Google nematodes 
    Tilly Tidying and
    PADing in 2024 £250.62
    ___________________________________________________________________________________________

    RIP Mum & Dad - thanks for helping me on my journey to be
    Debt and Mortgage free from 2018

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