We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Mortgage free in Forever Home :-)
Options
Comments
-
Thanks @CCW007 and @redofromstart, definitely crossing my fingers here for the weather!
I remember some years ago, just before Covid I was introduced to a customer and they looked me up and down and said 'Ooh a rare beast! A quality manager'. He then went on to say that nobody wants to do that job any more because it is so much hassle, they all want to be CI (Continuous Improvement) Managers instead. I thought that was an interesting insight.LadyWithAPlan said:Glad it’s all going great over here and as said getting some time to garden
you are certainly having no issues getting jobs anyway !
Then it just becomes about finding a job in the right location and of the right type.
It will be interesting to see whether or not AI has much effect on it by the time I retire (13 years or so from now). Somehow I suspect not in the short term as so much of it is still about unpredictable people which is not really AI's strong suit yet ...
Oh btw, remember the Pampered Prince? I see from LI that he finally has a new job as a technician, so a step down from the role he was doing for me. I am (quietly) pleased for him as I think it will give him an income to live on, but leave him the head space to pursue all the dreams he has outside of work that were such a distraction to and drain on him when working for me.
KK
As at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £236 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.8 -
You have a generous spirit to think so kindly about someone who was so annoying.I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
Check your state pension on: Check your State Pension forecast - GOV.UK
"Never retract, never explain, never apologise; get things done and let them howl.” Nellie McClung
⭐️🏅😇1 -
Now that I am in a better place myself and I am not directly affected by him, I can see how damaged he is. It doesn’t excuse it but it does explain it to me. 🤷♀️Brie said:You have a generous spirit to think so kindly about someone who was so annoying.
Besides, I don’t want to ‘carry him’ with me any more 😉
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £236 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.8 -
No wins on the PBs 🤷♀️
Slightly hectic day in work, but manageable.Mr KK was washing down the outside of the conservatory when I got home (Hero Husband 😊👏) and I had a Society Garlic plants parcel that had arrived. I used ten minutes to get the plants potted up and then went onto pot up the begonia tubers in my potting shed (from last year and new this year) that have juuuust started sprouting 😊❤️
Harvested some lettuce from the greenhouse for my work lunches and purple sprouting from the garden for our dinner this evening 😊👏 Not a huge amount but very pleasing 😊
I have opened the cupboard door where the dishwasher will go and have started thinking about how to relocate the contents … My worst kind of task … 😉
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £236 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
I'm eating rocket and salad leaves that have overwintered... but really need to empty the planters (and move them) and put some new compost in them. The lettuce should be gone soon, but the rocket seems to have taken off.3
-
I don’t eat rocket (tastes dreadful to me! 😉) but from what I have read it often does do well in the spring … How very inconsiderate of it! 😊greenbee said:I'm eating rocket and salad leaves that have overwintered... but really need to empty the planters (and move them) and put some new compost in them. The lettuce should be gone soon, but the rocket seems to have taken off.
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £236 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.2 -
OPs this evening:
- £1.70 TCB
- 72p TT of joint account
- £137 of end of month excess after paying off CC from LAST MONTH’S money! 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £236 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.4 -
How fantastic you get some down time and a break between the jobs 😀Sealed pot challenge 822
Jan - £176.66 :j2 -
Absolutely. And a wonderful time of year for it too 😊❤️dawnybabes said:How fantastic you get some down time and a break between the jobs 😀
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £236 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Morning all 😊
Back end of the week has been something of struggle as I seemed to be super tired and work got a bit stressy again as another milestone approached. Just reminded me of why I am leaving ….
Real life is going okay though 😊 Mr KK has finished washing down the outside of the conservatory and it looks great 😊
I have seedlings coming on and the garden is coming to life.
Had a small increase in energy yesterday so was able to empty both kitchen bins and sweep the floor whilst cooking dinner last night 👏
I have a whole list to work through this weekend, but right now my lap is hosting Chloe-cat so I may be some time … 😉
KK
As at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £236 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.8
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 351K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.6K Spending & Discounts
- 244K Work, Benefits & Business
- 598.9K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards