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Mortgage free in Forever Home :-)

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Comments

  • Humdinger1
    Humdinger1 Posts: 2,293 Forumite
    Eighth Anniversary 1,000 Posts Name Dropper
    Hope all goes well with phone call to mum @KajiKita! Remember, it's not you....xx
  • KajiKita
    KajiKita Posts: 7,573 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Hope all goes well with phone call to mum @KajiKita! Remember, it's not you....xx
    Hahahaha … This is a perpetual chant going around my head atm. I texted my dad last night to ask if the flowers had been opened as I received a photo from the courier showing them on the front door mat. He fed back that they had been brought in and arranged and said what a good move I had made to ‘ameliorate the grumpiness about the clock change’. I replied saying that was EXACTLY why I had sent them and that I hoped it would make life easier for all of us. His reply was simply ‘A good move’ ….

    Here goes … 🤞

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 39 books of target 52 in 2025, as @ 27th July
    Produce tracker: £227 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • CCW007
    CCW007 Posts: 1,081 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    I have to ask - OAT? I'm usually good at acronyms but the only one I can relate to is GOAT and that really doesn't fit 😁

    Very productive day indeed!
  • beanielou
    beanielou Posts: 95,479 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Ootstaning annoying task.
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • KajiKita
    KajiKita Posts: 7,573 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    CCW007 said:
    I have to ask - OAT? I'm usually good at acronyms but the only one I can relate to is GOAT and that really doesn't fit 😁

    Very productive day indeed!
    As Beanie says, an Outstanding Annoying Task! 😊 @PennysIntoPounds is running a mini challenge here:
     https://forums.moneysavingexpert.com/discussion/6595248/march-forward-into-spring#latest

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 39 books of target 52 in 2025, as @ 27th July
    Produce tracker: £227 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • CCW007
    CCW007 Posts: 1,081 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    KajiKita said:
    CCW007 said:
    I have to ask - OAT? I'm usually good at acronyms but the only one I can relate to is GOAT and that really doesn't fit 😁

    Very productive day indeed!
    As Beanie says, an Outstanding Annoying Task! 😊 @PennysIntoPounds is running a mini challenge here:
     https://forums.moneysavingexpert.com/discussion/6595248/march-forward-into-spring#latest

    KK
    Ta muchly both, pootling off to have a read.
  • teapot2
    teapot2 Posts: 3,529 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    KajiKita said:
     Found a cat mint that I thought had completely died last year was resprouting, so gave it a soak, tipped it out, ripped the weeds out of the root ball and completely repotted it. 
    KK
    Same here, I thought my cat mint had died over the winter but it is beginning to sprout.  Glad I didn't remove it, I was a bit annoyed when I saw it initially as it wasn't a cheapie and the cat loves to roll on it - granted this behaviour would signal the death of many plants.  
  • KajiKita
    KajiKita Posts: 7,573 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    teapot2 said:
    KajiKita said:
     Found a cat mint that I thought had completely died last year was resprouting, so gave it a soak, tipped it out, ripped the weeds out of the root ball and completely repotted it. 
    KK
    Same here, I thought my cat mint had died over the winter but it is beginning to sprout.  Glad I didn't remove it, I was a bit annoyed when I saw it initially as it wasn't a cheapie and the cat loves to roll on it - granted this behaviour would signal the death of many plants.  
    I have two clumps of catmint, one either side of the pergola entrance. Next door’s cat eats the one on the right 🙄 but leaves the one on the left completely alone 🤷‍♀️😂 Logic and cats …?? 🤔😂

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,338 Interest saved £5225 to date
    Fixed rate 3.85% ends January 2030

    Read 39 books of target 52 in 2025, as @ 27th July
    Produce tracker: £227 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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