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Mortgage free in Forever Home :-)
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KajiKita said:dawnybabes said:But did he sell much stuff or has he come home with more ?
KK
Sealed pot challenge 822
Jan - £176.66 :j2 -
Hope all goes well tomorrow night 🤗🤗I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
I hope it goes well tonight and you get a better feel for the role and the company.My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo2 -
dawnybabes said:KajiKita said:dawnybabes said:But did he sell much stuff or has he come home with more ?
KK
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.1 -
Thanks @beanielou, @redofromstart. Another strange, not-really-interview sort of a chat … 🤷♀️ We got on really well and he says he is going to say good things about me to the guy who might offer me the job 😊 I think he would be good to work alongside (his is a group role, the one I am going for is a site one) and we think very similarly 😊 Just tomorrow to get through, when I get to see the whole site working properly and meet the rest of the management team.The rest of the day has been … pretty positive. The intensity has dropped a bit in work and I actually got to do something other than inspecting samples for a a while today! Obnoxious colleague was civil all day to me today, but interestingly, I could feel myself almost flinching / bracing myself every time she tuned her attention my way. Not good. I was pretty gentle with myself today as a I had a bad night; up at 3am mixing up a sachet for a water infection and taking paracetamol. Hoping I can ward it off without antibiotics 🤞
Other small wins:
- My mum sent me some monies as she does each year and I will split this between an OP, a pension contribution (I suspect I don’t actually know how to do this yet) and keep the other third for savings. She approved of this split 😉- Gathered and submitted readings to the octopods. I seem to be getting in the swing of the ‘how’ to do this now. 😊
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.9 -
That sounds positive. Have to admit my last place all the directors interviewed as if it was a nice chat, and made decisions based on said nice chat. At least you are speaking to different people so you are not just judging on one persons picture of the role and the place.
Hope you have an enjoyable look round tomorrow.My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo3 -
Was at the prospective employer’s site for 3 hours this afternoon! 😳 Good though 😊 I like the team I would be working with and the site was more positive than I remembered from the first time. The site manager said he would make me an offer by the end of the week and we chose an office for me! 😊
Just sent a long email to the chap I spoke to last night who will start two weeks before me about what I observed today. Absolutely shattered now.I arrived far too early for the ‘interview’ so popped into a kind of discount store nearby. They had garden furniture of the type I have been looking for for ages, so went back afterwards and bought a table and four chairs set (the last of that type - I had the display set!) for £220. I was pleased with that price as I have been looking online and the kind of thing I wanted was starting at £500+ typically. Mr KK was rather surprised when I asked him to help me empty the boot when I got home, but then very pleased 😊❤️
I still have much tidying to do but at least I have an incentive now 😉
KKAs at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,816 Interest saved £5,28 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £243 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.12 -
this is all great news!DON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest2 -
Utterly wonderful @KajiKita! Delighted but not in the least surprised. Standing by for full particulars! Love Humdinger xx3
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Ooh, this is very exciting! All fingers and toes crossed that it's an offer you can't refuse!4
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