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Mortgage free in Forever Home :-)
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Fantastic news KK3
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All sounds great, and what a bargain on the furniture!Mortgage OP 2025 £6000/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £36,680
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)3 -
Yay on all counts. That was a nice catch up full of good news! I hope the offer is great...it sounds a better fit than your current place of work. 🙏🏼MORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
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Good news!4/10/22One Year Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******1 -
Fantastic news. You might be a in a strong negotiating position if needed. Love the garden furniture.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!1 -
Congratulations on the upcoming job offer and the garden furniture.Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family1 -
Thank you to all of you: @LadyWithAPlan, @Humdinger1, @Cheery_Daff, @Twolabsandacat, @skint_spice, @debtfreewannabe321, @f0xh0les, @Watty1, @Baileys_Babe, @redofromstart - you are the most wonderfully encouraging and motivating cheerleaders
Offer received informally by 7.10am this morning whilst on the phone to the recruiter! Formal offer letter received by 2pm. Acceptance sent and resignation submitted by 2.30pm - the latter part of this was the hardest I have ever done as I like (most of) the people and my boss and in many ways it is a lovely site / company. My boss's reaction was an interesting one - he immediately started writing detailed notes about what I call the hygiene factors; better pension, flexible working, better holidays for new starters etc.
Offer from the new role is £52K p.a. with a £5K car allowance (he's done this to make up my wage). It's not a life changing salary but it is enough and I am happy with it
KK
As at 15.07.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
- OPs to mortgage = £11,338 Interest saved £5225 to date
Fixed rate 3.85% ends January 2030
Read 40 books of target 52 in 2025, as @ 29th July
Produce tracker: £236 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.10 -
So pleased for you, and the value of getting that commute time back has to be a bonus.My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo3 -
Great news all round, well done you 👏🏼4
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Fabulous, new company has tried to make up salary and you have more time for you. Wonderful.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!3
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