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Mortgage free in Forever Home :-)

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  • skint_spice
    skint_spice Posts: 13,415 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you feel better soon🙏
    Mortgage OP 2025 £6200/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,260


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • Brie
    Brie Posts: 14,787 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Was trying to remember where I saw some really lovely wool socks and was about to fall down the rabbit hole that is etsy.  Surfacing long enough to post this....  Merino Wool Socks Women - Etsy UK .  I personally like the sofa socks but there's a lot of lovely variety.

    Second vote for the Thursday Murder Club.  They're good fun (well, except for the murders), sweet, sad, an easy read.  

    Should you go for poetry - UA Fanthorpe is good (Postcards being a favourite), heard Wendy Cope this morning on Earlier with Jules Holland on Radio 3 and her work sounded interesting.  And an old favourite is Theodore Reothke but his are quite long and involved so might not work for her quite yet.  But he's the source of my favourite line in poetry "What need of God, with that man and those roses"  (which is not about a romance but it's such a good sentiment in my opinion)

    Should you go for pictures - well that would depend on the sort of art she does and likes.  I got a Norman Ackroyd book recently - no words really just pictures - but interesting to me as he has a loose style of watercolour painting to which I aspire.  Otherwise if she likes colour in general I don't think you could go wrong at all with anything featuring Kaffe Fassett.  I still remember the thrill of seeing an exhibit of his work about 30 years back - my mom had insisted we go and she was right to drag me along.  

    Now going back to look at those socks......
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  • greenbee
    greenbee Posts: 17,800 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I love Wendy Cope. As a gift I'd probably go for an anthology. I was going to suggest 'The Nations Favourite Poems' but that was published some time ago. Looking for it I found 'Dancing by the Light of the Moon' edited by Gyles Brandreth (and now need to order a copy!). 
  • savingholmes
    savingholmes Posts: 28,971 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I'd vote in favour of a colouring postcard book by someone like Marcus Chin. Can be done with colouring pens, pencils or water colour. 
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £2.6K Net savings after CCs 6/7/25
    3) Mortgage neutral by 06/30 (AVC £24.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 30.1/£127.5K target 23.6% 29/7/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • MissRikkiC
    MissRikkiC Posts: 1,409 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    I purchased Nordic socks before Christmas and absolutely love them. They’re merino and whilst they need hand washing, they’re just perfect for keeping my feet toasty. I now hate anything that’s a conventional slipper sock as it’s always made with stuff that makes my feet sweat. Can’t help on the book front at all I’m afraid 🤣 I’m still reading a book I started on Jan last year. I will say though, it’s large and I’m on about the last 40 pages 
    Follow here for the daily life of an ADHD mum with 2 children and a new mortgage to pay

    https://forums.moneysavingexpert.com/discussion/6570879/life-in-our-forever-family-home-and-the-mortgage-that-came-with-it#latest
  • LadyWithAPlan
    LadyWithAPlan Posts: 3,751 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Glad you feeling better - and some lovely suggestions for books etc
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • ~FlowerPot~
    ~FlowerPot~ Posts: 1,621 Forumite
    Ninth Anniversary 1,000 Posts Name Dropper Photogenic
    Sorry to hear that you've not been feeling too well. I hope a restful weekend will help. 
    We had a takeaway curry last night too. Also, first of the year. It was only the 2 of us, so a bit cheaper and it was very tasty, just had seconds for a late breakfast 😋😂
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  • Watty1
    Watty1 Posts: 6,830 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Some great suggestions for books, and the colouring book idea was lovely too.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
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