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Mortgage free in Forever Home :-)

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  • KajiKita
    KajiKita Posts: 7,710 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Oh and got in touch with someone who might be able to take out the Maple we want removed. He’s going to come round tomorrow afternoon to look at the job and hopefully give us a quote. 

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 41 books of target 52 in 2025, as @ 9th August
    Produce tracker: £272 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Cheery_Daff
    Cheery_Daff Posts: 17,173 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Hope you feel better soon xx not worth pushing through and making yourself more sick. How long is your probation period? 
  • KajiKita
    KajiKita Posts: 7,710 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Hope you feel better soon xx not worth pushing through and making yourself more sick. How long is your probation period? 
    It’s six months, so until June … 😳🤷‍♀️

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 41 books of target 52 in 2025, as @ 9th August
    Produce tracker: £272 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • ladybird1106
    ladybird1106 Posts: 805 Forumite
    500 Posts Photogenic First Anniversary Name Dropper
    Hope you’re feeling better today 
    love 🐞

    Grow your own: £14.66
  • Brie
    Brie Posts: 14,791 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Hope you're feeling better today - no posts yet so I'm assuming you're either fast asleep under a cat or at work.  

    re the maple - will they be rehoming it?  It would be nice to move it to a park or similar if there's a suitable spot that could be agreed.  
    I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards.  If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board:  https://lemonfool.co.uk/financecalculators/soa.php

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    "Never retract, never explain, never apologise; get things done and let them howl.”  Nellie McClung
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  • LadyWithAPlan
    LadyWithAPlan Posts: 3,751 Forumite
    1,000 Posts Third Anniversary Photogenic Name Dropper
    Hope you feeling better
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • Watty1
    Watty1 Posts: 6,838 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Hopefully a weekend of rest will help restore you.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • CCW007
    CCW007 Posts: 1,087 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Hope you have a restful weekend and fully recover 😊
  • Brie
    Brie Posts: 14,791 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Dr Brie prescribes a good dose of cat cuddles while lightly snoozing on the sofa.  Mr KK is allowed to quietly ensure the woodburner works at just the right temperature.  He may also bring you the occasionally cuppa something restoratively tea-like.
    I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards.  If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board:  https://lemonfool.co.uk/financecalculators/soa.php

    Check your state pension on: Check your State Pension forecast - GOV.UK

    "Never retract, never explain, never apologise; get things done and let them howl.”  Nellie McClung
    ⭐️🏅😇
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