We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
The MSE Forum Team would like to wish you all a Merry Christmas. However, we know this time of year can be difficult for some. If you're struggling during the festive period, here's a list of organisations that might be able to help
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Has MSE helped you to save or reclaim money this year? Share your 2025 MoneySaving success stories!
Mortgage free in Forever Home :-)
Comments
-
Ooh, that's exciting! You've only been away from work for five minutes! All fingers and toes crossed for you xxx1
-
good luck with the recruiterMortgage at largest £280050 with MF date 2038 - currently £1560001
-
Hurrah, hope it goes well!My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo1 -
Thanks @beanielou, @Cheery_Daff, @Idreamofplants, @redofromstart 😊
It’s given me a nice ‘hook’ to contact my ex senior quality engineer about the formulation of the plating that would have affected the welding of one of our products’ sub assemblies 😊 He replied swiftly and seemed glad to hear from me 😊
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2025, as @ 25th December
Produce tracker: £457 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.8 -
Another positive 😊
Tai chi today was gentle but demanding! I can feel I have done it!! 😊 And when we finally got to the Form at the end it was the Lee family Form, which is the one I did decades ago …. it was like ‘coming home’ ❤️
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2025, as @ 25th December
Produce tracker: £457 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.7 -
So many positive vibes are coming off of your posts 💫4
-
KajiKita said:I have a first stage interview tomorrow with a recruiter for an interesting looking role that needs ‘cultural change’ in a completely new industry …. 🤞😊
KK
I will be chanting for your success !
I completely agree!redofromstart said:I never make myself finish books I am not enjoying. Reading should be a pleasure, not a chore.I think you are irreplaceable personally - anyone can see you have an great level of detail whilst looking at the long term
- that’s v clear from your diary ..
I am sure everyone apart from pain in the unmentionables boss is missing youGreat news re you having 6 months bare savings plus now the extra ! a big sigh of relief indeed !DON'T BUY STUFF (from Frugalwoods)
No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff. Money doesn’t walk out of your wallet on its own accord.
https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest4 -
Thanks @PennysIntoPounds and @LadyWithAPlan. Not sure that I am irreplaceable 😉 no one is apart from on a personal level 😊
I appreciate you chanting for me ❤️
The settlement monies have hit my account! It’s blown my current account’s little automated mind - I’ve had the usual message on my phone from the account but with the addition of “this is £xK over your your usual …” 😉😂
KKAs at 15.12.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £227,385
- OPs to mortgage = £12,881 Estd. interest saved = £6,203 to date
c. 16 months reduction in term
Fixed rate 3.85% ends October 2030
Read 80 books of target 52 in 2025, as @ 25th December
Produce tracker: £457 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.8 -
Good luck with the interview 👍Mortgage OP 2025 £7700/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £33,821
Boiler fund £925/3000
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)2 -
We are all behind you doing interpretive dance 🩰 🩰 for your success. I am sure you can imagine us all dancing round the kitchen, creating positive vibes....
Wouldn't it be nice to have all that buffer in the bank, plus getting a salary nearly immediately?4/10/25Three Years Mortgage Free Yay!
NSTurtle # 55 🐢 🐢 🐢 🐢 🐢 🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢🐢🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢 🐢
No Turtle gets left behind.[/b]
******PROUD MEMBER OF THE TOFU EATING COALITION OF CHAOS !!!******3
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.9K Banking & Borrowing
- 253.9K Reduce Debt & Boost Income
- 454.7K Spending & Discounts
- 246K Work, Benefits & Business
- 602.1K Mortgages, Homes & Bills
- 177.8K Life & Family
- 259.9K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards