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Mortgage free in Forever Home :-)

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Comments

  • Glad the money went in without hassle. Always stressful waiting. 
  • beanielou
    beanielou Posts: 95,553 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    Glad too money is received. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • SandyShores
    SandyShores Posts: 1,967 Forumite
    Sixth Anniversary 1,000 Posts Photogenic Name Dropper
    edited 25 October 2024 at 4:12PM
    Good luck with the interview process and enjoy a well deserved weekend.  3.85% doesn't sound too shabby, well done on getting that sorted.  
    "Think of many things, do one"
    Mortgage 30 Jul'25 est. £209,749 £309,749 (aiming for sub-£200k next)
    Seven Goals; 12.5lbs lost in 4 months (5.5lbs to go); walk/run/exercising/weights/yoga 

  • f0xh0les said:
    We are all behind you doing interpretive dance 🩰 🩰 for your success. I am sure you can imagine us all dancing round the kitchen, creating positive vibes....
    Wouldn't it be nice to have all that buffer in the bank, plus getting a salary nearly immediately?  
    LOVE the (slightly scary) idea of all us MSE'ers doing interpretative dance, I am feeling big arms waving like trees ;)
    With @Brie (v fun) apart from the lets leave the scarves alone, given how  much damage they did to Isadora. I am wearing purple and  waving apple tree stems, broken under the weight of falling apples (indicating LOADSAMONEY) The KK vortex is a special place

    How exciting your bank is having a 'we're rich' moment! How long were you there for?
    DON'T BUY STUFF (from Frugalwoods)
    No seriously, just don’t buy things. 99% of our success with our savings rate is attributed to the fact that we don’t buy things... You can and should take advantage of discounts.... But at the end of the day, the only way to truly save money is to not buy stuff.    Money doesn’t walk out of your wallet on its own accord.
    https://forums.moneysavingexpert.com/discussion/6289577/future-proofing-my-life-deposit-saving-then-mfw-journey-in-under-13-years#latest
  • KajiKita
    KajiKita Posts: 7,649 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    I keep seeing the egg and cottage cheese thing for using as a wrap which makes sense. 

    Well done on the 5lbs.
    Thank you 😊 Now it has to become sustained. I have to say how much the app has evolved has really helped 😊

    The egg and cottage cheese thing as the inside or the outside of a wrap? 

    KK
    As at 15.07.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £233,521
    - OPs to mortgage = £11,816 Interest saved £5,28 to date
    Fixed rate 3.85% ends January 2030

    Read 40 books of target 52 in 2025, as @ 29th July
    Produce tracker: £243 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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