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Mortgage free in Forever Home :-)

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  • Watty1
    Watty1 Posts: 6,908 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Feralkitten has catio envy.  Her only comment is that it could be improved by the addition of a few flying feathered things.  She longs to get her claws into those from the windowsill.
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • beanielou
    beanielou Posts: 95,725 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    KajiKita said:
    No win on the PBs … 😉🤷‍♀️
    Guess I will have to go to work again today then 😉

    KK
    How very unfair. 
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
    One debt remaining. Home improvement loan.
  • KajiKita
    KajiKita Posts: 7,879 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    edited 4 May 2024 at 12:07PM
    Successful mission out! 

    Bathroom details all now defined - just waiting on getting the final quote, with all appropriate discounts, then I will place the order 😊
    Came away today with a ceiling extractor fan kit, so Mr KK has it as a reference / can install it as he is changing the window. 👍😊

    Poottled up to the local city. Wrestled for c. 20 minutes with the app / cc payment thing for the car park 😢🙄 I am still old fashioned enough to carry change in the car for parking, but not an option today unfortunately. 
    Had a quick breakfast and a brew as Mr KK was starved … 😉
    Jeans found and purchased along with two new face flannels for Mr KK. Used up all my MnS vouchers and only had to pay £12 - result! 👏 Mr KK very pleased 😁 

    Then wandered on down through various market stalls to the big bookshop that is like millstones but preceded by water. Bought 4 lovely gardening books with my £50 Christmas voucher from work that I hadn’t been able to find anything I could do with, including one by Fr@nces T0phill about the first year in her garden. I like her and he garden is quite shady, which mine is too, so I am hoping to pick up ideas from it 😊

    Safely home - no further destruction by LCs - when we got home last night, the coat stand had been tipped over and everything had gone everywhere! 😂😉 Next load of washing in the machine (first load went out on the line before we went out) and I am having five minutes with a brew 😊

    We were both chuckling on the way home about what quiet souls we are these days. Even the cafe this morning and the town centre itself was getting too much for us and we left before it got busy! 😉

    KK

    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 44 books of target 52 in 2025, as @ 21st August
    Produce tracker: £339 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • Brie
    Brie Posts: 14,912 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Catio needs a chair so you can share.  Just saying.  I'm sure the LCs wouldn't mind and just consider you part of the playground.  
    I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards.  If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board:  https://lemonfool.co.uk/financecalculators/soa.php

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  • PennysIntoPounds
    PennysIntoPounds Posts: 4,446 Forumite
    1,000 Posts Second Anniversary Photogenic Name Dropper
    What a productive day! Fantastic use of all the vouchers 

  • KajiKita
    KajiKita Posts: 7,879 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    edited 4 May 2024 at 6:07PM
    Brie said:
    Catio needs a chair so you can share.  Just saying.  I'm sure the LCs wouldn't mind and just consider you part of the playground.  
    I think they would be horrified! 😂😂😉

    What a productive day! Fantastic use of all the vouchers 

    I was quite chuffed 😊

    Spent the whole afternoon in the garden. Mr KK has been spraying his bike frame with undercoat and top coat. Meanwhile, I weeded the spud bed and planted my main crop spuds, weeks after my earlies went in, but stuff happened you know 🤷‍♀️ Also, weeded the strawberries / peas bed and got my home sown onions out into the ground. The latter look a bit weedy and feeble, not sure my compost was any good, but am hoping now they are in the ground they will get going. 

    4th load of washing on the line is my dressing gown, as it needs a refresh 😊

    KK

    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,148  Interest saved £5,738 to date
    Fixed rate 3.85% ends October 2030

    Read 44 books of target 52 in 2025, as @ 21st August
    Produce tracker: £339 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
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