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Mortgage free in Forever Home :-)
Comments
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Oh @beanielou that is so sweet!My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo3 -
My cat used to sleep on the dog’s bed but usually only if he seemed interested in sleeping there. She really is twisted 😂
Glad your kittens are settling in well kk.Mortgage OP 2025 £7550/7000Mortgage OP 2024 £7700/7000
Mortgage balance: £34,196
Money making challenge £78/400
”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)3 -
That is so a cat!!skint_spice said:My cat used to sleep on the dog’s bed but usually only if he seemed interested in sleeping there. She really is twisted 😂
Glad your kittens are settling in well kk.
Beanie - love the cat bed photos.
Good luck getting those moneyshots of the kitties KKAchieve FIRE/Mortgage Neutrality in 2030
1) MFW Nov 21 £202K now £171.8K Equity 36.37%
2) £2.6K Net savings after CCs 10/10/25
3) Mortgage neutral by 06/30 (AVC £27.9K + Lump Sums DB £4.6K + (25% of SIPP 1.25K) = 34/£127.5K target 26.6% 10/10/25
(If took bigger lump sum = 60.35K or 47.6%)
4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise) (If bigger lump sum £15.8/30K 52.67%)
5) SIPP £5K updated 10/10/253 -
@beanielou that picture is adorable. Bless them.Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!3 -
Thank you. Both rescues & rescued at different times. Very different.Watty1 said:@beanielou that picture is adorable. Bless them.I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.1 -
Our dogs are rarely allowed to enjoy their beds by themselves!
7 -
So lovely @CCW007, none of my cats ever sleep touching, or even in the same room if they can help it.My mortgage free diary: +++ Divide by Cucumber Error. Please reinstall universe and reboot+++
GNU Mr Redo1 -
Slept very badly - will change to summer duvet to see if that helps.Two loads of washing done and brought in from the line - just! Blowing an absolute hooley all day here!Attended a climate change session organised by the chair of the PC - genuinely interesting to talk about some of the things we could do on a local / individual level.We got out after lunch and staked my Christmas present tree. We then worked together on removing muddy grass from in front of the bins (the black bin is seeing a lot of action thanks to our new house mates! 😉) and built up a sort of path / hard standing, using whatever we had to hand. Mr KK then continued disassembling his latest bike restoration whilst I battled on through one of the weedy veg beds. Comfortably hit 10K steps c. an hour ago.Before - quite sloping and getting quite muddy:
After. C. 4 inches of half inch to dust with a few left over bits of fireplace hearth and other remnants from the garden. Not perfect but at least we won’t slip now and our feet will stay drier 😊
we recycled the turf to some of the gaps from removing shrubs in the front garden a few weeks ago and the dug out top soil went to top up one of the veggie beds 😊
Chicken fajitas tonight for himself, subbing quorn and fresh mushrooms for me 😊
KKAs at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 62 books of target 52 in 2025, as @ 4th November
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.5 -
As at 15.10.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £229,702
- OPs to mortgage = £12,345 Estd. interest saved = £5,863 to date
Fixed rate 3.85% ends October 2030
Read 62 books of target 52 in 2025, as @ 4th November
Produce tracker: £426 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Good work in the garden, well done!
I considered doing some washing earlier, but the forecast said it was going to start raining about 3pm and I didn't think there was enough time to dry. It's still not raining now, and the amount of wind we've had everything would have dried nicely! Although having said that, there's barely anything in the basket right now so it's not a big loss. I do like washing blowing on the line though!4
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