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Mortgage free in Forever Home :-)

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Comments

  • redofromstart
    redofromstart Posts: 5,865 Forumite
    Eighth Anniversary 1,000 Posts Photogenic Name Dropper
    That is a nice sized bonus.

    caterpillars are my can't stand thing. Make my skin crawl. I am guilty of avoiding the veg plot mid summer onwards once I spot the first ones. 
  • CCW007
    CCW007 Posts: 1,092 Forumite
    Sixth Anniversary 1,000 Posts Name Dropper
    Nice surprise on your bonus! 
  • skint_spice
    skint_spice Posts: 13,442 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I had to scroll back as I was thinking cat chips were a food stuff😂 well done to on achieving so much in one day!
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • KajiKita
    KajiKita Posts: 7,842 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    I had to scroll back as I was thinking cat chips were a food stuff😂 well done to on achieving so much in one day!
    😂😂😂 Classic! Apologies for the confusion 😉

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,048  Interest saved £5,675 to date
    Fixed rate 3.85% ends October 2030

    Read 43 books of target 52 in 2025, as @ 17th August
    Produce tracker: £299 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • savingholmes
    savingholmes Posts: 28,986 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Congrats on the extra bonus - that will help a lot I'm sure. 

    Definitely be kind to yourself. Between you, you have a lot going on. Hope the kitties settle soon. LOL at Mr KK's shock at the mess they left.
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
  • KajiKita
    KajiKita Posts: 7,842 Forumite
    1,000 Posts Fourth Anniversary Name Dropper Photogenic
    Congrats on the extra bonus - that will help a lot I'm sure. 

    Definitely be kind to yourself. Between you, you have a lot going on. Hope the kitties settle soon. LOL at Mr KK's shock at the mess they left.
    Thank you 😊
    Mr KK, after clearing their preferred tray three times in the space of 90 minutes this evening, said firmly that the Pooh Porter was done for the day! 😂😂😂😂

    KK
    As at 15.08.25:
    - When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
    - OPs to mortgage = £12,048  Interest saved £5,675 to date
    Fixed rate 3.85% ends October 2030

    Read 43 books of target 52 in 2025, as @ 17th August
    Produce tracker: £299 of £300 in 2025

    Watch your thoughts, they become your words.
    Watch your words, they become your actions. 
    Watch your actions, they become your reality. 
  • savingholmes
    savingholmes Posts: 28,986 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Total glamour. Do I confess to bagging it up and chucking it out the back door and then dealing with it later?
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £174.8K Equity 32.77%
    2) £1.6K Net savings after CCs 14/8/25
    3) Mortgage neutral by 06/30 (AVC £25.3K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 31.1/£127.5K target 24.4% 15/8/25
    4) FI Age 60 income target £16.5/30K 55.1%
    5) SIPP £4.8K updated 29/7/25
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