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Mortgage free in Forever Home :-)
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It’s the day 😻😻🐱🐱🐈⬛🐈⬛😻😻I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.
Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
"A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.
***Fall down seven times,stand up eight*** ~~Japanese proverb. ***Keep plodding*** Out of debt, out of danger. ***Be the difference.***
One debt remaining. Home improvement loan.2 -
Late but I was going to suggest the Catsan packs that come already in a tray liner as it makes clean up easy. Maybe some newspaper on the floor around it too??
And Zooplus used to be decent for ordering online and delivering which is helpful with the heavy stuff.I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
Check your state pension on: Check your State Pension forecast - GOV.UK
"Never retract, never explain, never apologise; get things done and let them howl.” Nellie McClung
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Yes, I can't remember who on here suggested Zooplus to me but I use it and get cashback plus they have a reward points system and last time I ordered WattyDog ended up with a free toy and a free bag of treats too!Made it to mortgage free but what a muddle that became
In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!3 -
We use Zooplus regularly - have done for a few years.My mortgage free diary: https://forums.moneysavingexpert.com/discussion/6498069/whoops-here-comes-the-cheese
GNU Mr Redo2 -
Thanks @Watty1 and @redofromstart - I’m struggling to buy their current kitten food from online groceries so will have a look at Zooplus today 😊
Really hoping they come out from under the wardrobe today ….
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,048 Interest saved £5,675 to date
Fixed rate 3.85% ends October 2030
Read 43 books of target 52 in 2025, as @ 17th August
Produce tracker: £299 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.6 -
I forgot to mention yesterday, I managed to clear one bed by the pond of Persicaria. I had to borrow a small hand axe from Mr KK to batter my way through the tuberous, woody roots and the clump of lemon balm it was all intertwined with, but I got it done before the return of the monsoon. Mr KK is just resharpening the axe again for me to do the other bed today. Then I can start relocating foxgloves from one of my veg beds and get my early spuds in 😊
KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,048 Interest saved £5,675 to date
Fixed rate 3.85% ends October 2030
Read 43 books of target 52 in 2025, as @ 17th August
Produce tracker: £299 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.8 -
Oh dearie me … the second clump of Persicaria is huge, thick and triffidous! Really, really glad I am removing it now and haven’t left it another year. Also glad that I started the smaller clump yesterday as that has given me the confidence to persist with today. Didn’t quite get it all out - back was starting to protest and I was getting tired, but 2/3rds done and tomorrow should see it cleared! 💪
Kitties - hiding under the wardrobe but appear to be eating, drinking, pooping and peeing (sorry for the tmi 😉). After 24 hours they are now getting up on the windowsill and the cat tower in front of the window and coming out to curl up on their blankie when I am working in the room, so making some progress … ❤️😊
Had the last English coaching session this afternoon and have immediately cancelled my Z00m subs (I think so anyway). It ended on a good note, but I am very glad it is done and I will be leery of taking on any other significant commitments like that again!
Two loads of washing FULLY dried outside - first time this year 🥳🎉🤩😊🌞
Think the antihistamine I took this morning (as a preventative measure before getting bitten) knocked me for six - maybe that’s why I have been so lethargic and feeble all last summer. Will try not taking one tomorrow and see if I feel different.KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,048 Interest saved £5,675 to date
Fixed rate 3.85% ends October 2030
Read 43 books of target 52 in 2025, as @ 17th August
Produce tracker: £299 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.8 -
It sounds like their is a good chance it is the antihistamines, it is worth trying different active ingredients. In my house we all take citrine hydrochloride but my sister finds it makes her sleepy so she has something different.
Once you have found a formula that works it is worth buying in bulk. We buy our generic antihistamines in bulk from an online pharmacy which saves us a fortune, it worth shopping around as the prices vary.Fashion on a ration 2025 0/66 coupons spent
79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases
One income, home educating family2 -
Thanks @Baileys_Babe. Definitely worth experimenting now before they become a necessity. I have been taking Loratadine for the past few years. I will have a chat with a pharmacist and see what their thoughts / suggestions are.KKAs at 15.08.25:
- When bought house £315,995 mortgage debt and end date at start = October 2039 - now £232,244
- OPs to mortgage = £12,048 Interest saved £5,675 to date
Fixed rate 3.85% ends October 2030
Read 43 books of target 52 in 2025, as @ 17th August
Produce tracker: £299 of £300 in 2025
Watch your thoughts, they become your words.
Watch your words, they become your actions.Watch your actions, they become your reality.3 -
Would something simple like a chamomile tea bag on a bite work for you or is it the pollen??I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards. If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.
Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board: https://lemonfool.co.uk/financecalculators/soa.php
Check your state pension on: Check your State Pension forecast - GOV.UK
"Never retract, never explain, never apologise; get things done and let them howl.” Nellie McClung
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