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Mortgage free in Forever Home :-)

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Comments

  • beanielou
    beanielou Posts: 100,676 Ambassador
    Part of the Furniture 10,000 Posts Academoney Grad Mortgage-free Glee!
    It’s the day πŸ˜»πŸ˜»πŸ±πŸ±πŸˆβ€β¬›πŸˆβ€β¬›πŸ˜»πŸ˜»
    I am a Forum Ambassador and I support the Forum Team on Mortgage Free Wannabe & Local Money Saving Scotland & Disability Money Matters. If you need any help on those boards, do let me know.Please note that Ambassadors are not moderators. Any post you spot in breach of the Forum Rules should be reported via the report button , or by emailing forumteam@moneysavingexpert.com. All views are my own & not the official line of Money Saving Expert.

    Lou~ Debt free Wanabe No 55 DF 03/14.**Credit card debt free 30/06/10~** MFW. Finally mortgage free O2/ 2021****
    "A large income is the best recipe for happiness I ever heard of" Jane Austen in Mansfield Park.

    ***Fall down seven times,stand up eight*** in ~~Japanese proverb.
    ***Keep plodding*** Out of debt, out of danger.
    One debt remaining. Home improvement loan. 13 months left.
  • Brie
    Brie Posts: 17,461 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Late but I was going to suggest the Catsan packs that come already in a tray liner as it makes clean up easy. Maybe some newspaper on the floor around it too??Β Β 

    And Zooplus used to be decent for ordering online and delivering which is helpful with the heavy stuff.
    I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards.Β  If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board:Β Β https://lemonfool.co.uk/financecalculators/soa.php

    Check your state pension on:Β Check your State Pension forecast - GOV.UK

    "Never retract, never explain, never apologise; get things done and let them howl.”  Nellie McClung
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  • Watty1
    Watty1 Posts: 8,446 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Yes, I can't remember who on here suggested Zooplus to me but I use it andΒ  get cashback plus they have a reward points system and last time I ordered WattyDog ended up with a free toy and a free bag of treats too!
    Made it to mortgage free but what a muddle that became

    In the event the proverbial hits the fan then co-habitees are better stashing their cash than being mortgage free !!
  • redofromstart
    redofromstart Posts: 6,281 Forumite
    Ninth Anniversary 1,000 Posts Photogenic Name Dropper
    We use Zooplus regularly - have done for a few years.Β 
  • Baileys_Babe
    Baileys_Babe Posts: 6,886 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    It sounds like their is a good chance it is the antihistamines, it is worth trying different active ingredients. In my house we all take citrine hydrochloride but my sister finds it makes her sleepy so she has something different.

    Once you have found a formula that works it is worth buying in bulk. We buy our genericΒ  antihistamines in bulk from an online pharmacy which saves us a fortune, it worth shopping around as the prices vary.Β 
    Fashion on a ration 2025Β 0/66 coupons spent
    79.5 coupons rolled over 4/75.5 coupons spent - using for secondhand purchases

    One
    Β income, home educating familyΒ 
  • KajiKita
    KajiKita Posts: 10,503 Forumite
    10,000 Posts Fifth Anniversary Name Dropper Photogenic
    Thanks @Baileys_Babe. Definitely worth experimenting now before they become a necessity. I have been taking Loratadine for the past few years. I will have a chat with a pharmacist and see what their thoughts / suggestions are.Β 

    KK
    As at 16.07.26:
    - When bought house Β£315,995 mortgage debt and end date at start = October 2039 - now Β£213,042
    - OPs to mortgage = Β£19,809 Estd. interest saved = Β£10,180 to date
    c. 16 months reduction in term
    Fixed rate 3.85% ends October 2030

    Read 56 books of target 52 in 2026 as @ 2nd August.Β 
    Produce tracker: Β£192 of Β£400 in 2026

    Watch your thoughts, they become your words.
    Watch your words, they become your actions.Β 
    Watch your actions, they become your reality.Β 
  • Brie
    Brie Posts: 17,461 Ambassador
    Part of the Furniture 10,000 Posts Photogenic Name Dropper
    Would something simple like a chamomile tea bag on a bite work for you or is it the pollen??
    I’m a Forum Ambassador and I support the Forum Team on Debt Free Wannabe, Old Style Money Saving and Pensions boards.Β  If you need any help on these boards, do let me know. Please note that Ambassadors are not moderators. Any posts you spot in breach of the Forum Rules should be reported via the report button, or by emailing forumteam@moneysavingexpert.com. All views are my own and not the official line of MoneySavingExpert.

    Click on this link for a Statement of Accounts that can be posted on the DebtFree Wannabe board:Β Β https://lemonfool.co.uk/financecalculators/soa.php

    Check your state pension on:Β Check your State Pension forecast - GOV.UK

    "Never retract, never explain, never apologise; get things done and let them howl.”  Nellie McClung
    β­οΈπŸ…πŸ˜‡πŸ…πŸ…πŸ…πŸ…πŸ…
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